Aditya Birla Business Loan

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About Aditya Birla

Aditya Birla Finance Limited (ABFL) is a subsidiary of India's most reputed NBFC Aditya Birla Financial Services Group (ABFSG) . The company was incorporated in 1991. The NBFC offers customised financial solutions in Capital Market, Commercial Real Estate and Structured Finance, Corporate Finance, etc. and a wide range of financial services such as Life Insurance, Asset Management, NBFC, Private Equity, and General Insurance. 

About Aditya Birla Business Loan

The Aditya Birla Finance offers unsecured business loans which provide businesses an edge through funding in an increasingly competitive environment. The product is designed to benefit individual and non-individual entities, self-employed entrepreneurs, traders, manufacturers and/or companies.

Why apply for Aditya Birla Business Loan

  • Upscale business operations
  • Purchase new premises and/or machinery
  • Acquire the latest technology and trained manpower
  • Start a new business line
  • Paying for other higher cost debt

Aditya Birla Business Loan Eligibility Criteria

  • Self-employed Entrepreneurs (Traders/ Non- Individual Entities/ Individual Entities/ Companies/ Manufacturers)
  • Min. Age - 27 years at loan sanctioning; Max. Age - 65 years at loan maturity
  • Minimum cash profit should be 10 Lakhs
  • The business should have been in operation for a minimum period of 3 years.
  • Clear repayment history in all the running or previously closed loans.
  • Good credit score.

Apply for a Business Loan

Documents Required for Aditya Birla Business Loan

The following are required for applying for Aditya Birla Business Loan:

 List of Documents

  Duly filled application form along with a photograph signed across


  Audited financials for the last 2 years


  Income Tax Returns filed for the last 2 years


  Bank statement for the last 6 months


  KYC documents (Identity and Address proof)


  Income from other sources (If one plans to take a loan amount higher than   his/her eligibility)

  • Interest Rate 18.5% - 22%
  • Loan Amount1L - 1L
  • Processing Fee 2%
  • Tenure3 Years

  • Quick Apply

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