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Loan Against Property is a secured loan offered by banks and other financial institutions against a property owned by the borrower. The property offered as collateral could either be a commercial property or a residential property but in spite of being mortgaged, the property can be used by the lender. The types of properties which can be mortgaged to avail Loan Against Property are Residential property - plot or built up; Commercial property - like office, shop, hotel, hospital, education institution etc.; Industrial property - plot or built up, and warehouse.

Unlike unsecured loans, Loan Against Property is offered at comparatively lower rates of interest and the loan amount is determined by the current market value of the property. Banks and other financial institutions generally fund 60-70% of the property's market value. Loan Against Property can be used for the business expansion, child's marriage, funding medical treatments, sending your child for higher studies abroad or funding your dream vacation.
Mymoneymantra has a network of 50+ Banks/NBFCs which specializes in providing Loan Against Property at the lowest interest rates.

EMI Calculator

EMI Calculator

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EMI Calculator

Balance Transfer Calculator

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Prepayment Amount Calculator

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Note on part prepayment
Amount - How much do you want to part prepay?
Month - When do you want to prepay? If you availed your loan in Jan’16 and want to part pay in Jan’17, then please enter 12 months.

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