Standard Chartered Bank Personal Loan

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About Standard Chartered

Standard Chartered, India's largest international bank has been in operation since 1858. It is one of the most reliable and customer friendly bank with an international experience of more than a century. With the use of global capabilities and deep local knowledge in India, the bank provides a wide-range of products and services to meet the needs of an individual and businessmen.

Why apply for a Standard Chartered Personal Loan

Standard Chartered offers personal loans to fulfill various human desires such as discovering the incredible tourist spots of the world, buying a car, accomplishing world class education, arranging a grand wedding etc. Provided at affordable rates, Standard Chartered finances loans upto Rs.30 lacs to fulfill one's aspirations.

Standard Chartered Personal Loan Features & Benefits

  • Attractive schemes
  • High loan amount of uptoRs. 30 lacs for salariedemployees and uptoRs. 10 lacs for entrepreneurs
  • Flexible and long repayment tenures (Repayment options are ECS, PDCs or Account Debit)
  • Competitive interest rates
  • Hassle free application processing
  • Easy documentation
  • No collateral or guarantors required
  • Loan top-up facility available     

 

                                                                               

 

     

Standard Chartered Personal Loan Fees & Charges

  1. A processing charge of a maximum of 3% of the loan amount
  2. Requisite documentation charges

This fee is deducted from the loan amount at the time of disbursal.

  • Interest Rate 10.99% - 14.50%
  • Loan Amount1L - 30L
  • Processing Fee 0%
  • Tenor1 Years

  • Quick Apply

Standard Chartered Personal Loan Eligibility Criteria

  • Age- 21 years; Max. age -58 years
  • Should be either a salaried employee or a self-employed individual 
  • Minimum income should be Rs.22,000/- per month
  • Should have a valid ID proof and a valid address proof

Documents Required for Standard Chartered Personal Loan

  • Identity Proof  (Passport/ Pan card/ Driving license/ Voter?s id card/Ration card)
  • Address Proof (Passport/ Telephone bill/ Ration card/ Electricity bill/ Driving license/ Life or Medical Insurance Policy/ Rental agreement/ Apartment allotment letter)

Other Available products from Standard Chartered Personal Loan

  • Business Loan
  • Home Loan
  • Home Loan Balance Transfer
  • Loan Against Property