Check Kotak Festive Offers for Cards & Loans in 2021

Check Kotak Festive Offers for Cards & Loans in 2021

Good news for customers. Ahead of festival season banks are ready to woo customers with attractive offers on Loans, Credit Cards and banking transactions. The latest announcement has come from Kotak Mahindra Bank.

Kotak Bank has launched 2021 edition of its festival offer- Khushi Ka Season. The bank has announced a bouquet of offers that are available for limited period, i.e. a month-long for existing & new customers. The bank says that the scheme will help customers benefit on all types of relationships- “be it borrowing, savings, shopping or payments.”

Best Home Loan Interest Rates in India Booked Your Home Under PMAY Yojana

Here are the highlights of Kotak Bank Festival Offers for 2021:

50% waiver on the processing fee

Applying for Kotak Bank loan, you can save 50% on processing fee. The offer is available across the board, from metros, to smaller cities, to towns and villages. You can avail of the benefit of waived processing fee for following products-

  • Car Loans
  • Two Wheeler Loans
  • Agri Business Loans
  • Commercial Vehicle Loans
  • Construction Equipment Finance

Home Loan starts at 7% p.a.

New Home Loan:

The bank has slashed Home Loan Interest Rates as a festival gift for customers. Now Kotak Home Loans are starting at 7% per annum.

Balance Transfer:

In a press release the bank stated that by switching to Kotak Home Loan under this scheme, a customer can save up to Rs 20 lakh across the loan’s life cycle.

Details of Kotak Mahindra Bank Festival Offers on Loans and Cards for OCT, NOV 2021

Retail Loans

Kotak Home Loan

  • Quick approval & disbursal
  • Interest rate starting at 7.00% p.a

Kotak Personal Loan

  • Quick approval & disbursal
  • Interest rate starting at 10.75% p.a.

Kotak Car Loan


  • Special festival scheme
  • 50% processing fee waiver

Kotak Two weeler Loan

  • Special festival scheme
  • 50% processing fee waiver

Kotak Credit Cards/
Kotak Debit Cards/
Internet/ Mobile Banking

  • Special online discount & offers on Amazon India, Flipkart & more
  • Tie up with 100+ brands for special offers

Kotak Gold Loan

  • Quick and easy finance

Kotak Consumer Finance

  • No Cost EMI on Kotak Debit/ Credit Cards
  • Fast & hassle free Consumer Durable Loans

Kotak Loan against Securities

  • Flat interest rate of 9.25% p.a. on Loan Against Securities

Kotak Working Capital Solution

  • Attractive rate of interest for cash credit/ overdraft facilities for business needs

Kotak Loan against Property

  • Secured Business Loan at attractive rate of interest

Kotak Payday Loan

  • Salary Advance starting at interest rate of Rs 1 per day
Commercial Loans

Commercial Vehicle

  • Special festival scheme
  • 50% processing fee waiver
  • Customised offers available

Construction Equipment

  • Special festival scheme
  • 50% processing fee waiver
  • Loans for business infrastructure

Agri Business Finance

  • Special festival scheme
  • 50% processing fee waiver

Special scheme for women applicants

To extend the benefits of festival savings to larger universe, the bank has announced special interest rates across the loan products for women applicants. The offer is called Silk Loan Scheme. So, women seeking Home Loan, Personal or Business Loan can avail of preferential pricing from Kotak Bank this festival season.

Online Shopping Offers

Furthermore, the bank has announced special offers on other banking products. Thus, whether you have a Kotak Savings Accounts, or use your Kotak Debit/ Credit Card or making use of no-cost EMI for shopping, you can save more this festival season.

Customers can tap offers from leading e-commerce sites including Amazon and Flipkart via Kotak Bank Debit Card and Kotak Bank Credit Card. The bank has announced 10% instant discount on Flipkart and Amazon for Kotak Debit and Credit Cardholders. Besides, attractive EMI plans are also available for Kotak Customers shopping online.

Kotak bank has tied up with over 100 brands for special offers on Kotak Debit Cards, Credit Cards, and net/ mobile transactions in categories ranging from shopping, wellness, entertainment, travel and more. The offers are available with popular brands like Goibibo, Grofers, Tata Cliq, Swiggy, Pepperfry, Zee5, Gaana Plus, among others.

Payday Loan Offer:

Taking stock of cash flow issues of customers amidst pandemic, Kotak Bank has also announced Payday Loans Scheme at attractive rate of interest. Herein, a customer can avail salary advance loan at the interest cost of Rs 1 per day.

Offer on Card Application

Customers who want to save more with card swipes can apply for Kotak MyTeam Special Cricket Edition Debit or Credit Card at Rs. 599. They will be instantly eligible for benefits up to Rs. 2,339 on this card.

As you know about all the available offers for festival season by Kotak Mahindra Bank, you can avail of the desired offer by applying for chosen Home Loan, Personal Loan or Business Loan via MyMoneyMantra.


Also Read: Home Loan Festival Offers


To apply online for Best Home Loan in India, Personal Loan, Credit Card, Business Loan & LAP visit, the leading online lending marketplace that offers financial products from 100+ Banks and NBFCs. We have served 7 million+ happy customers since 1989.


Best Home Loan Interest Rates in India

Share This:
Category: Home Loan