Check Kotak Festive Offers for Cards & Loans in 2024

Good news for customers. Ahead of festival season banks are ready to woo customers with attractive offers on Loans, Credit Cards and banking transactions. The latest announcement has come from Kotak Mahindra Bank.

Kotak Bank has launched 2024 edition of its festival offer- Khushi Ka Season. The bank has announced a bouquet of offers that are available for limited period, i.e. a month-long for existing & new customers. The bank says that the scheme will help customers benefit on all types of relationships- “be it borrowing, savings, shopping or payments.”

Here are the highlights of Kotak Bank Festival Offers for 2024:

50% waiver on the processing fee

Applying for Kotak Bank loan, you can save 50% on processing fee. The offer is available across the board, from metros, to smaller cities, to towns and villages. You can avail of the benefit of waived processing fee for following products-

• Car Loans
• Two Wheeler Loans
• Agri Business Loans
• Commercial Vehicle Loans
• Construction Equipment Finance

New Home Loan:

The bank has slashed Home Loan Interest Rates as a festival gift for customers. Now Kotak Home Loans are starting at 7% per annum.

Balance Transfer:

In a press release the bank stated that by switching to Kotak Home Loan under this scheme, a customer can save up to Rs 20 lakh across the loan’s life cycle.

Details of Kotak Mahindra Bank Festival Offers on Loans and Cards for OCT, NOV 2024

Special scheme for women applicants

To extend the benefits of festival savings to larger universe, the bank has announced special interest rates across the loan products for women applicants. The offer is called Silk Loan Scheme. So, women seeking Home Loan, Personal or Business Loan can avail of preferential pricing from Kotak Bank this festival season.

Online Shopping Offers

Furthermore, the bank has announced special offers on other banking products. Thus, whether you have a Kotak Savings Accounts, or use your Kotak Debit/ Credit Card or making use of no-cost EMI for shopping, you can save more this festival season.

Customers can tap offers from leading e-commerce sites including Amazon and Flipkart via Kotak Bank Debit Card and Kotak Bank Credit Card. The bank has announced 10% instant discount on Flipkart and Amazon for Kotak Debit and Credit Cardholders. Besides, attractive EMI plans are also available for Kotak Customers shopping online.

Kotak bank has tied up with over 100 brands for special offers on Kotak Debit Cards, Credit Cards, and net/ mobile transactions in categories ranging from shopping, wellness, entertainment, travel and more. The offers are available with popular brands like Goibibo, Grofers, Tata Cliq, Swiggy, Pepperfry, Zee5, Gaana Plus, among others.

Payday Loan Offer:

Taking stock of cash flow issues of customers amidst pandemic, Kotak Bank has also announced Payday Loans Scheme at attractive rate of interest. Herein, a customer can avail salary advance loan at the interest cost of Rs 1 per day.

Offer on Card Application

Customers who want to save more with card swipes can apply for Kotak MyTeam Special Cricket Edition Debit or Credit Card at Rs. 599. They will be instantly eligible for benefits up to Rs. 2,339 on this card.

As you know about all the available offers for festival season by Kotak Mahindra Bank, you can avail of the desired offer by applying for chosen Home Loan, Personal Loan or Business Loan via MyMoneyMantra.

To apply online for Best Home Loan in India, Personal Loan, Credit Card, Business Loan & LAP visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 100+ Banks and NBFCs. We have served 7 million+ happy customers since 1989.