Everything You Must Know About Bajaj Finserv Credit Card

Everything You Must Know About Bajaj Finserv Credit Card

Bajaj Finserv is one of the most popular financial institutions of India and has made a mark for itself in the financial services industry over the years. Innovative financial products and excellent customer service are the hallmarks of Bajaj Finserv. Bajaj Finserv offers a wide range of financial products for its customers, including Home Loans, Personal Loans, Business Loans, Consumer Loans, Fixed Deposits, and many more. It is widely known that when it comes to consumer loans, Bajaj Finserv is the industry leader. Recently, Bajaj Finserv has launched its exclusive range of Credit Cards, known as “Bajaj Finserv SuperCard.”

Bajaj Finserv has tied-up with RBL Bank to issue the Credit Cards. Within a short span of launch, Bajaj Finserv Credit Cards have achieved considerable success in the market.

Bajaj Finserv Credit Card: Features and Benefits

Bajaj Finserv SuperCard is a one-of-its-kind Credit Card. It is a four-in-one card that can be used as a Credit Card, Loan Card, Cash Card, and EMI card. With the benefits of four different financial products being rolled into one, Bajaj Finserv Credit Cards are revolutionising the industry.

 

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Some of the standout features and benefits of Bajaj Finserv Credit Card are:

  • Easy to apply: There is no need to fill-up lengthy application forms for a Bajaj Finserv Credit Card. You can apply for a new Credit Card online in a few steps. Only a few basic documents are required to submit the application. 
  • Instant cash loan: You can avail instant cash loan against available credit limit on your Bajaj Finserv Card. These loans work like a personal loan and come with a repayment tenor of 90 days. You can repay in 3 EMIs with 0% interest rate.
  • Instant EMIs: Whether you are making a purchase at an online platform or with a retail outlet, you can make cashless payments through your Bajaj Finserv Credit Card easily. Then you have the option of converting any transaction of Rs. 3000 or more into convenient EMIs. 
  • Cash withdrawal: You can meet your instant cash requirements with the help of Bajaj Finserv SuperCard. Use your Credit Card at any of the ATMs in India and withdraw cash for your urgent requirements. You can use the maximum of available withdrawal limit against your Credit Card. You can use this amount without any interest charges for any requirement that you may have.
  • Consumer loans: A Bajaj Finserv Credit Card doubles up as a Bajaj Finserv EMI Card as well. You can use your Credit Card to purchase a wide range of consumer electronics at both online as well as retail stores. The purchase amount can be converted into No Cost EMI with a flexible repayment tenor of up to 24 months.
  • Rewards and benefits: The rewards and benefits available differ according to the types of Bajaj Finserv Credit Cards. There is an excellent rewards program as well as a reward point redemption program in place that allows you to avail discounts and other benefits on your transactions. Moreover, the reward points can be used to make down payments as well. The annual savings that you stand to make can go up to Rs. 55,000 per annum.
  • Cashback offers: When you purchase any product through your Bajaj Finserv Credit Card, you can avail 5% cashback on the down payment. The maximum cashback available is Rs. 1,000/- and is available with select partner stores only. The cashback is credited to the Credit Card account within 45 days.
  • Better security: Bajaj Finserv Credit Cards offer superior security features like zero-loss liability cover, fraud protection, and in-hand security. These useful features allow you protection against cybercrime threats.

Types of Bajaj Finserv Credit Cards

In order to allow its customers to avail of a Credit Card that meets and suits their lifestyle, Bajaj Finserv offers a wide range of Credit Cards with various benefits. Here are the various Types of Bajaj Finserv Credit Card that are available at present:

  • Platinum Choice SuperCard:

    • Joining Fee – Rs. 499 plus GST
    • Annual Fee – Rs. 499 plus GST
    • 2000 reward points as a welcome bonus
    • Fuel surcharge waiver
    • 10% discount on one movie ticket every month
  • Platinum Choice First Year Free SuperCard

    • Joining Fee – No joining fee applicable
    • Annual Fee – Rs. 499 plus GST
    • 2000 reward points as a welcome bonus
    • Monthly Fuel surcharge waiver
    • 10% discount on one movie ticket every month
    • 2 complimentary Airport Lounge access every year
  • Platinum Plus SuperCard

    • Joining Fee – Rs. 999 plus GST
    • Annual Fee – Rs. 999 plus GST
    • 4000 reward points as a welcome bonus
    • Fuel surcharge waiver
    • Buy 1 Get 1 Free movie ticket on BookMyShow every month
    • 2 complimentary Airport Lounge access every year
  • Platinum Plus First Year Free SuperCard:

    • Joining Fee – Nil
    • Annual Fee – Rs. 999 plus GST
    • 2000 reward points as a welcome bonus.
    • Fuel surcharge waiver
    • Buy 1 get 1 free movie ticket on BookMyShow every month
    • 2 complimentary Airport Lounge access every year
  • World Prime SuperCard:

    • Joining Fee – Rs. 2,999 plus GST
    • Annual Fee – Rs. 2,999 plus GST
    • 12,000 reward points as a welcome bonus
    • Fuel surcharge waiver
    • Buy 1 Get 1 Free movie ticket on BookMyShow every month
    • 4 complimentary Airport Lounge access every year
  • World Plus Super Card:

    • Joining Fee – Rs. 4,999 plus GST
    • Annual Fee – Rs. 4,999 plus GST
    • 20,000 reward points as a welcome bonus
    • Fuel surcharge waiver
    • Buy 1 Get 1 Free movie ticket on BookMyShow every month
    • 8 complimentary airport lounge access every year
  • Doctor’s SuperCard:

    • Joining Fee – Rs. 999 plus GST
    • Annual Fee – Rs. 999 plus GST
    • 1000 reward points as a welcome bonus
    • Insurance premium waiver on professional indemnity cover of annual spending is above Rs. 3.50 lakhs
    • Buy 1 get 1 free movie ticket on BookMyShow every month
    • 4 complimentary Airport Lounge access per year
  • Bajaj Finserv RBL Bank Shop Smart SuperCard:

    • Joining Fee – Rs. 499 plus GST
    • Annual Fee – Rs. 499 plus GST
    • 500 cashback, if the user spends Rs. 2,000 in first 30 days and pay the joining fee
    • 5% cashback on grocery shopping
    • 1,000 cashback on annual spending of Rs. 1,00,000
  • Bajaj Finserv RBL Bank Travel Easy SuperCard:

    • Joining Fee – Rs. 999 plus GST
    • Annual Fee – Rs. 999 plus GST
    • 1000 gift voucher, if the user spends Rs. 2,000 in first 30 days and pays the annual fee
    • Fuel surcharge waiver
    • 10% cashback on Ola/ Uber/ Fuel purchase, subject to a max. of Rs. 400 per month
    • Annual savings of up to Rs. 9,000
  • Bajaj Finserv RBL Bank Value Plus SuperCard:

    • Joining Fee – Rs. 499 plus GST
    • Annual Fee – Rs. 499 plus GST
    • Welcome gift vouchers
    • 1000 gift voucher, if the user spends Rs. 2,000 in first 30 days and pays the annual fee.
    • 10% cashback on Ola/ Uber/ Fuel purchase, subject to a max. Rs. 400 per month.

With such a wide range of Credit Cards on offer, you just need to select one that meets your lifestyle to maximize your user experience.

 

Also Read: Best Credit Cards for People with Low Income in India

 

To apply online for Best Credit Cards in India,  Secured Loans and Unsecured Loans, visit mymoneymantra, the leading online lending marketplace that offers financial products from 100+ Banks and NBFCs. We have served 4 million+ happy customers since 1989.

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