HDFC Home Loan Festive Offer!

HDFC Home Loan Festive Offer!

To woo Indian home buyers, HDFC Bank has announced the Festival Loan Offer. With interest rates hitting a record low and this festive offer, you can be assured of availing of the best housing loan deal.

Below are the details of the offer and more information about HDFC Home Loan.

Top 10 Best Home Loan Interest Rates in India Have You Booked Your Home Under PMAY Yojana Yet?

What is the Offer?

The name of the offer is Home Loan Offers – Festive Treats or Monsoon Bonanza Offer. Under the offer, borrowers can get up to 50% off on the Home Loan processing fee. This offer is available for salaried customers of select corporates. Select government employees can avail of the benefit of a flat processing fee of Rs. 2,500 + applicable taxes. The bank is also offering reduced Home Loan Interest Rates under the scheme.

How to Avail This Offer?

To avail of the offer, you can approach the bank through any of the following ways:

  • New customers can call at 9289200017 to talk to the Home Loan experts.
  • Existing customers of the bank can chat with their Relationship Manager through WhatsApp at 9004090040. Just give a missed call and start chatting
  • You can visit your nearest branch. Click https://v1.hdfcbank.com/branch-atm-locator for the list of HDFC Bank branches.
  • The easiest way to avail of the offer is through their website. You can easily Apply for HDFC Home Loan Online and avail the benefit of this offer. Here are the steps to apply online:
  • Open the home loan application form on HDFC Bank’s website
  • Enter details like your Name, Mobile Number, Email ID, and City.
  • Select the option of whether your property is identified or not
  • Check the authorisation box and enter the Code displayed on the screen.
  • Click on Submit
  • The Home Loan of the bank will contact you for further details.
  • You can also apply online through MyMoneyMantra.

Attractive Features of HDFC Home Loans

  • Loan available up to 90% of the property cost
  • Flexible repayment tenure of up to 30 years
  • Interest rates start from as low as 6.90% and can go up to 8.35% p.a., depending on the loan type, applicant type, loan amount, and other factors.
  • EMI starting from as low as Rs. 659 per lakh for a new Home Loan
  • Loans available for:
  • Purchasing a flat/ bungalow/ row house from private developers of approved projects
  • Constructing a property on a freehold plot/ leasehold plot/ plot allotted by a Development Authority.
  • Purchasing properties from DDA, MHADA, or other Development Authorities
  • Purchasing properties in an existing Co-operative Housing Society/ Apartment Owners’ Association/ Development Authorities settlements/ privately built-up homes.

 

Best Home Loan Festival Offers

 

HDFC Home Loan Interest Rates

Home Loan Interest Rates under Monsoon Bonanza Offer

For Salaried

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs or Above

ROI for Women

6.90% – 7.40%

7% – 7.50%

ROI for Others

6.95% – 7.45%

7.05% – 7.55%

For Self Employed Professionals

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs or Above

ROI for Women

6.90% – 7.40%

7% – 7.50%

ROI for Others

6.95% – 7.45%

7.05% – 7.55%

For Self Employed Professionals

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs or Above

ROI for Women

7.05% – 7.55%

7.10% – 7.60%

ROI for Others

7.10% – 7.60%

7.15% – 7.65%

Regular Home Loan Interest Rate for Salaried Employees

Adjustable Rate Home Loans

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs – Rs. 75 Lakhs

Rs. 75.01 Lakhs or Above

ROI for Women

6.95% – 7.45%

7.20% – 7.70%

7.30% – 7.80%

ROI for Others

7% – 7.50%

7.25% – 7.75%

7.35% – 7.85%

TruFixed Loan – 2 Year Fixed Rate Variant

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs – Rs. 75 Lakhs

Rs. 75.01 Lakhs or Above

ROI for Women

7.40% – 7.90%

7.55% – 8.05%

7.65% – 8.15%

ROI for Others

7.45% – 7.95%

7.60% – 8.10%

7.70% – 8.20%

Regular Home Loan Interest Rate for Self-employed Professionals

Adjustable Rate Home Loans

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs – Rs. 75 Lakhs

Rs. 75.01 Lakhs or Above

ROI for Women

6.95% – 7.45%

7.20% – 7.70%

7.30% – 7.80%

ROI for Others

7% – 7.50%

7.25% – 7.75%

7.35% – 7.85%

TruFixed Loan – 2 Year Fixed Rate Variant

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs – Rs. 75 Lakhs

Rs. 75.01 Lakhs or Above

ROI for Women

7.40% – 7.90%

7.55% – 8.05%

7.65% – 8.15%

ROI for Others

7.45% – 7.95%

7.60% – 8.10%

7.70% – 8.20%

Regular Home Loan Interest Rate for Self-employed Non Professionals

Adjustable Rate Home Loans

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs – Rs. 75 Lakhs

Rs. 75.01 Lakhs or Above

ROI for Women

7.10% – 7.60%

7.35% – 7.85%

7.45% – 7.95%

ROI for Others

7.15% – 7.65%

7.40% – 7.90%

7.50% – 8%

TruFixed Loan – 2 Year Fixed Rate Variant

Loan Amount

Up to Rs. 30 Lakhs

Rs. 30.01 Lakhs – Rs. 75 Lakhs

Rs. 75.01 Lakhs or Above

ROI for Women

7.55% – 8.05%

7.70% – 8.20%

7.80% – 8.30%

ROI for Others

7.60% – 8.10%

7.75% – 8.25%

7.85% – 8.35%

Why Apply for HDFC Home Loan?

HDFC Bank Home Loans are loaded with numerous benefits for borrowers. Here are some reasons why you should apply for HDFC Home Loan:

  • No need to visit the bank as the entire Home Loan process is online
  • More than 120 housing projects available completely online
  • Affordable Home Loan interest rates
  • With the HDFC MaxVantage Home Loan option, minimize your interest and maximize your savings
  • Connect with the HDFC Home Loan team on WhatsApp at 9004090040, 24×7, from anywhere anytime.
  • PMAY interest rate subsidy available
  • Innovative Home Loan schemes
  • Doorstep assistance for Home Loan
  • Expert legal & technical counselling
  • Integrated branch network to avail and service the loan anywhere in India

With the low Home Loan interest rates and such an attractive offer by HDFC, this is the best time to apply for a housing loan.

 

Also Read: 5 Festival Home Loan Offers to Reduce EMIs after Moratorium

 

To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 100+ Banks and NBFCs. We have served 4 million+ happy customers since 1989.

 

Best Home Loan Interest Rates in India

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Category: Home Loan