Bajaj Finserv

Bajaj Finserv Business Loan


Apply Bajaj Finserv Business Loan @ 17%

Interest Rate



Processing fee

Upto 2%


Loan Tenure upto

4 years


EMI per Lakh


About Bajaj Finserv

Bajaj Finserv, the most diversified non-banking institution in the country financing the widest set of products is a part of Bajaj Holdings & Investments Limited. It is a financial services company which has an expertise in providing loans, asset and wealth management and insurance.

Bajaj Finance Limited, a subsidiary of Bajaj Finserv Limited is a Non-Banking Finance Company (NBFC) engaged in consumer & SME finance, commercial lending and wealth management.

About Bajaj Finserv Business Loan

Bajaj Finserv Business Loancan give the much needed boost to a business/ SME/ MSME and consequently enhance competitiveness and profitability. It provides business loans at low rates of interest and flexible repayment options.

Bajaj Finserv Business Loan can be applied for:

  • Business expansion
  • Upgrade existing business to latest machineries and equipment

  • Scale up business growth
  • Develop business infrastructure
  • Working capital
  • Inventory turn load(fund purchase of a large amount of inventory to gear up for your busy season)

  • Available for women entrepreneurs

Bajaj Finserv Business Loan Features & Benefits

For MSME/SME Business and Self- Employed

  • Loans upto 30 Lakhs for Self- Employed

  • Loans upto 45 Lakhs for MSME/SME

  • No collateral needed
  • Minimal documentation

  • Preapproved offerssuch as deduction in loan rate or top-up loans from time to time

  • Online account access
  • Availability of Flexi Loans (loan amount higher than what one is generally eligible for)

Bajaj Finserv Business Loan Fees & Charges

Loan statement chargesNIL
Types of fees Charges applicable
Processing fee

Upto 3.5% of the loan amount for self-employed

Interest & principle statement charges


PDC swap charges


EMI bounce charges

1000/- for each bounce

Penal interest 2.00% per month
Secure fee


*Applicable post clearance of the 1st EMI.

Foreclosure Charges

Borrower Type: Interest Type Time Period (Months) Foreclosure charges
Individual: Floating rate 1 Nil

Non-Individual: Floating rate &

All borrowers: Fixed rate


4% + applicable taxes on principal outstanding

Part prepayment Charges

Borrower Type: Interest Type Time Period (Months) Part payment charges
Individual: Floating rate 1 Nil

Non-Individual: Floating rate &

All borrowers: Fixed rate


2% + applicable taxes on part payment amount paid

Bajaj Finserv Business Loan Eligibility Criteria

  • Self-employed professionals (Allopathic doctors, Chartered Accountants, Company Secretaries and Architects)

  • Self- employed non-professionals (Traders and manufacturers, retailers, etc.)

  • Entities (Partnerships, Limited Liability Partnership, Private Limited and closely held Limited companies)

Additionally, other constitution types are also eligible for Bajaj Finserv Business Loan depending on their profile.

Documents Required for Bajaj Finserv Business Loan

Applicable for MSME/SME Business and Self-employed

  1. Passport size photograph

  2. KYC documents

  3. Business proof (Certificate of business existence)

  4. Relevant financial documents

  5. Bank account statement of the previous month(s)

  6. Proof of qualification for professionals

OTP is sent to your mobile number

Enter OTP

Resend OTP