Axis bank

AXIS BANK CREDIT CARD

Apply Axis bank Credit Card

About Axis Bank Credit Cards

Axis Bank is one of the largest private sector banks in India and is the third in the count. The bank was collectively launched in India in the year 1993 by Unit Trust of India, Life Insurance Corporation of India, Oriental Insurance Company Limited, United India Insurance Company, New India Assurance Company, and General Insurance Company. Specified Undertaking of Unit Trust of India came into being in the year 2003 as a separate entity when the shareholding of UTI was transferred.

Axis Bank offers various personal, corporate, and retail banking services and products, which include the agricultural sector, large and mid-corporate sector, and MSMEs. They are pioneers in the area of Credit Cards. They have various types of Credit Cards to suit the requirement of every category of their clientele. The variety of offers, benefits, and services are the attractive features of their Credit Cards.

Types of Axis Bank Credit Cards

The following are the different types of Axis Bank Credit Cards:

Types of Axis Bank Card Joining Fee Annual Fee Card Benefits
IndianOil Axis Bank Credit Card 500
  • 2nd Year onwards:   500
  • Waived off on spending above   50,000
100% cashback (maximum up to   250) on all fuel transactions done within 30 days of card issuance.
Axis Bank MY Zone Credit Card
  • 500
  • Waived off on spending   5,000 in 45 days.
  • 1st Year: Nil 
  • 2nd Year onwards:  500
Off of up to  1,000 on Myntra as welcome delights (once per account) on minimum spending of  3,499 on select items and styles.
Axis Bank Magnus Credit Card
  • 10,000 + applicable taxes
  • Waived off on spending   15 Lakhs in the previous year
  • 10,000 + applicable taxes
  • Waived off on spending   15 Lakhs in the previous year
Up to 8 complimentary visits per year to international lounge with the Priority Pass card
Flipkart Axis Bank Credit Card 500
  • 1st Year: Nil
  • 2nd Year onwards:   500
  • Waived off on spending above   2 Lakhs
Joining & activation benefits of up to  3,300
Axis Bank Vistara Credit Card  1,500 1,500 Complimentary Economy ticket as a welcome gift and also on renewal of the card.
Axis Bank Vistara Signature Credit Card 3,000 3,000 Complimentary Premium Economy ticket as a welcome gift and also on renewal of the card.
Axis Bank Vistara Infinite Credit Card 10000 10,000 Complimentary Business Class ticket as a welcome gift and also on renewal of the card.
Axis Bank Privilege Credit Card
  • 1,500
  • Nil for priority customers
  •   1,500
  • Waived on an annual spend of   4 Lakhs in the previous year
2 complimentary accesses in a quarter to lounges in select airports across the country.
Axis Bank Miles & More Select Credit Card 10,000 4,500 8 complimentary visits to domestic lounges at select airports in the country.
Axis Bank Miles & More World Card 3,500 3,500 4 complimentary accesses to domestic lounges at select airports across the country.
Axis Bank Reserve Credit Card Nil Nil You get a ride in a chauffeur-driven car to a luxury signature hotel where you can enjoy your dinner as a welcome gift.
Axis Bank Select Credit Card
  • 3,000
  • Nil for Burgundy customers
  • 3,000
  • Nil for Burgundy customers
6 airport lounge visits with complimentary Priority Pass Membership
Axis Bank Pride Platinum Credit Card Nil
  • 1st Year: Nil
  • 2nd Year onwards:   250 second year onwards
  • Waived on an annual spend of   20,000 the previous year.
A discount of 15% on dining at partner restaurants
Axis Bank Pride Signature Credit Card Nil
  • 1st Year: Nil
  • 2nd Year onwards:   500 second year onwards
  • Waived on an annual spend of   40,000 the previous year.
Personalised cards with Indian Tricolour shades. The 4th embossed line dedicated for Army, Navy, or Airforce.
Axis Bank My Zone Easy Credit Card Nil Nil 25% cashback on online booking of movie tickets all through the week (limited to   1,000 per calendar year).
Axis Bank Insta Easy Credit Card Nil Nil Cash withdrawal allowed up to 100% of the credit limit
Axis Bank Signature Credit Card with Lifestyle Benefits
  •   5,000
  • 3,000 is the special invitation price
  • 3,000
  • Waived on an annual spend of  3 Lakhs in the previous year
Air accident cover up to 2.5 Crores
Axis Bank Buzz Credit Card 750
  • 1st Year: Nil
  • 2nd Year onwards:   750
A discount of 10% on Flipkart from the 1st to 5th of a month
Axis Bank My Wings Credit Card 1,200
  • 1st Year: Nil
  • 2nd Year onwards:   500
2 complimentary base fare flight tickets redemption by calling Ezeego1.
Axis Bank FreeCharge Credit Card 250 + applicable taxes  250 + applicable taxes Up to 10% discount on Myntra, Shuttl, Freshmenu each month
Axis Bank Neo Card
  • 250
  • Waived on spend of  2,500 within 45 days from the date of activation.
250 Gift vouchers from Amazon worth  250 on the first spend within 30 days from the date of card issuance.
Axis Bank My Choice Credit Card 250
  • 1st Year: Nil
  • 2nd Year onwards:  250
Special privilege for the customer to design their own card by uploading an image of their choice on the card.
Axis Bank Platinum Credit Card
  • 500
  • Waived on spend of  5,000 within 45 days of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards:  200
  • Waived on spend of  1,00,000 in the previous year.
  • For cards setup before 07.02.2011: Nil
25% cashback (maximum   1,000 per calendar year) on online booking of movie tickets all through the week.
Axis Bank Titanium Smart Traveller Credit Card
  •  250
  • Waived on a spend of  2,500 within 45 days from the date of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards:  100
  • Waived on spend of  50,000 in the previous year. 
  • For cards setup before 07.02.2011: Nil
Fuel surcharge waiver for all fuel transactions across India for transactions between  400 and  4,000 only (maximum benefit up to  400/month).

Features and Benefits of Axis Bank Credit Cards

The following are some interesting features and benefits of Axis Bank Credit Card:

  • Global acceptance: The card is accepted worldwide by innumerable merchant establishments
  • Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
  • EMI facility: A facility to convert purchases over 2,500 to EMIs is available
  • Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
  • Reward programme: Numerous reward points that can be redeemed for attractive vouchers and gifts.
  • Insurance: An insurance cover up to 25 Lakhs in the event of an air accident, is available
  • Card Protection Plan: Up to 1 Lakh
  • Insurance cover: An insurance cover for loss of travel documents and baggage loss, delay in check-in bag arrival, etc. is available while on travel.
  • Credit limit: The credit limit of the card is decided based on the monthly income, credit score, and the pattern of spending.
  • Interest-free period: An interest-free period up to 50 days is available and also a grace period is provided by the bank for paying the dues beyond the due date, without any extra charges on select cards.
  • Income criteria: No minimum criteria for certain categories of cards since credit limit is fixed against Fixed Deposits.
  • Documentation: Hassle-free documentation since it requires minimal paperwork

Detailed Features and Benefits of Axis Bank Credit Cards

Below are the features and benefits of Axis Bank Credit Cards in detail:

Name of the Card Features

IndianOil Axis Bank Credit Card

  • 100% cashback (maximum up to 250) on all fuel transactions done within 30 days of card issuance.
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 200 and 5,000 only (minimum 400 per month).
  • Get annual fee waiver on spending above 50,000 in a year
  •  Instant discount of up to 10% on booking movie tickets through BookMyShow website or app.
  • Up to 20% off on dining at partner restaurants in India

Axis Bank MY Zone Credit Card

  • 25% cashback on booking movie tickets all week through Paytm (cashback amount limited to 100 a month).
  • Off of up to 1,000 on Myntra as welcome delights (once per account) on minimum spending of 3,499 on select items and styles.
  • Off of up to 25% on Myntra on minimum spending of 1,999 on select items and styles.
  • 1 complimentary access (per calendar quarter) to specific airport lounges in India.
  • Convert purchases of 2,500 or above to EMI
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (minimum 400 per month).

Axis Bank Magnus Card

  • 1 complimentary flight every year to your choice of domestic location.
  • 8 complimentary VIP services at the airport
  • Up to 8 complimentary visits per year to international lounge with the Priority Pass card.
  • Unlimited visits to specific airport lounges across India
  • Discounts on stays & complimentary room upgrade in Oberoi properties.
  • Buy 1 movie/non-movie ticket & get up to 500 off on the second.
  • 25% discount at 250+ fine dine restaurants in India
  • Up to 20% discount at 4000+ restaurants across India
  • Air accident cover, lost card liability, purchase protection programs, and more.
  • Complimentary sessions & special discounts at partner spas & salons.
  • Expert medical opinion by world-class specialists at leading institutions.
  • Special preventive healthcare packages & a range of privileges with Dr. Lal PathLab, SRL diagnostics, and Metropolis.
  • Inoculation & visa requirement information, emergency evacuation, legal & medical service referral, etc.
  • 2.5% interest rate on extended credit
  • Reduced mark-up fee of 2% on your foreign transactions
  • No fees levied on cash withdrawal 
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only.
  • Assistance on flight bookings, gift deliveries, table reservations, and more.

Flipkart Axis Bank Card

  • Joining & activation benefits of up to 3,300
  • Cashback of 5% on Flipkart, 2GUD, and Myntra
  • 4% cashback on partner merchants
  • 1.5% cashback on spending on all other categories
  • Cashback is directly credited in Credit Card statement
  • 4 complimentary visits per year to select airport lounges in India.
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (minimum 500 per month).
  • 20% off on dining at partner restaurants in India
  • Convert purchases of 2,500 or above to EMI

Axis Bank Vistara Credit Card

  • Complimentary Economy ticket as a welcome gift and also on renewal of the card.
  • Various privileges and benefits under free Club Vistara Base Membership.
  • 2 CV points for spending every 200
  • Bonus CV points & up to 3 Economy tickets on milestone spends.
  • Free access to lounges at select airports within the country
  • Air accident cover up to 2.5 Crores
  • Zero liability on the lost card
  • Insurance cover is available for loss of travel documents and delay/loss in check-in baggage up to USD 300.
  • Insurance cover up to 1 Lakh as purchase protection
  • A facility to convert purchase above 2,500 to EMIs

Axis Bank Vistara Signature Card

  • Complimentary Premium Economy ticket as a welcome gift and also on renewal of the card.
  • Priority check-in & additional baggage allowance with Complimentary Club Vistara Silver Membership.
  • 4 CV points for spending every 200
  • Bonus CV points & up to 4 Premium Economy tickets on milestone spends.
  • Complimentary lounge access at select airports within the country.
  • Air accident cover up to 2.5 Crores
  • Zero liability on the lost card
  • Insurance cover is available for loss of travel documents and delay/loss in check-in baggage up to USD 300.
  • Insurance cover up to 1 Lakh as purchase protection
  • Zero liability on the lost card
  • A facility to cover purchases above 2,500 into EMIs is available.

Axis Bank Vistara Infinite Card

  • Complimentary Business Class ticket as a welcome gift and also on renewal of the card.
  • Complimentary Club Vistara Gold Membership, which gives the benefit of priority boarding & check-in, complimentary lounge access, priority baggage handling, and additional baggage allowance.
  • 6 CV points for spending every 200
  • Bonus CV points & up to 4 Business Class tickets on milestone spends.
  • Complimentary lounge access at select airports within the country.
  • Air accident cover up to 2.5 Crores
  • Zero liability on the lost card
  • Insurance cover is available for loss of travel documents and delay/loss in check-in baggage up to USD 300.
  • Insurance cover up to 1 Lakh as purchase protection
  • Zero liability on the lost card
  • A facility to cover purchases above 2,500 into EMIs is available.
  • Purchase protection cover up to 1 Lakh
  • A facility to convert purchases of 2,500 and more to EMIs
  • Round-the-clock concierge service for all bookings

Axis Bank Privilege Card

  • 2 complimentary accesses in a quarter to lounges in select airports across the country.
  • You will have the fun of sporting as a chef for a day or sailing in a yacht as a part of the Extraordinary Weekend programme.
  • Avail a discount of 20% on dining at over 4000 partner restaurants.
  • Waiver of fuel surcharge on spends at all petrol pumps across the country.
  • The card has added security by way of an EMV chip embedded in the card.
  • Insurance cover is available for loss of travel documents and delay/loss in check-in baggage up to USD 300.
  • Credit shield of 1 Lakh
  • A facility to cover purchases above 2,500 into EMIs

Axis Bank Miles & More World Select Card

  • 8 complimentary visits to domestic lounges at select airports in the country.
  • Concessional rates on Axis Bank loans
  • A priority pass will be issued on activation of the card, which gives 4 complimentary accesses to Priority Pass lounges in a year.

Axis Bank Miles & More World Card

  • 4 complimentary accesses to domestic lounges at select airports across the country.
  • Concessional rates on Axis Bank loans
  • 2 Priority pass access to lounges in a year

Axis Bank Reserve Credit Card

  • You get a ride in a chauffeur-driven car to a luxury signature hotel where you can enjoy your dinner as a welcome gift.
  • Get a TataCliQ voucher worth 10,000 as a welcome gift
  • Discount of 15% on dining in partner restaurants
  • 50% cashback on all tickets booked on BookMyShow in a calendar year.
  • Club Marriott membership, which offers discounts on dining, stay, etc., across select Marriott Hotels.
  • Concierge services for all bookings available round-the-clock
  • Have the privilege of being a chef in a fine dine restaurant for a day.
  • Enjoy the benefit of priority baggage handling, priority check-in, priority boarding, and additional baggage allowance up to 10 Kgs with the Club Vistara Gold Membership.
  • Priority waitlist facility if the flight is full with the Club Vistara Gold Membership.
  • Complimentary lounge access is available
  • TataCliQ voucher worth 10,000 on renewal of the card
  • Renewal of Club Vistara Gold Membership, Priority Pass Membership on renewal of the card.
  • Get complimentary golf rounds and access to premier golf clubs across the country.
  • Complimentary insurance cover for medical and all other travel emergencies.
  • Fuel surcharge waiver for transactions between 400 and R. 4,000 at all fuel stations in the country.

Axis Bank Select Credit Card

  • Free Club Vistara Gold Membership on spends of 30,000 in the first 3 months of card activation.
  • 6 airport lounge visits with complimentary Priority Pass Membership (worth USD99).
  • 2 complementary lounge visits each quarter at domestic airports.
  • Enjoy 6 golf rounds free of charge
  • 3 additional golf rounds on an annual spend of 3 Lakhs
  • Concierge services for all bookings available 24 x 7
  • Special experiences planned for premium customers under Extraordinary Weekends programme.
  • A discount of up to 20% on dining at partner restaurants
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).
  • Insurance cover is available for loss of travel documents and delay/loss in check-in baggage up to USD 300.
  • Credit shield of 1 Lakh
  • A facility to cover purchases above 2,500 into EMIs

Axis Bank Pride Platinum Credit Card

  • Personalised cards with Indian Tricolour shades
  • The 4th embossed line dedicated for Army, Navy, or Airforce  
  • A discount of 15% on dining at partner restaurants
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 250/month).
  • Free add-on card for family members (spouse, children, siblings, parents) of over 18 years.
  • EMV chip card for added security
  • Zero liability on the lost card. Protection on fraudulent transactions from the time of reporting of the loss.
  • A facility for conversion of purchases above 2,500 into EMIs.

Axis Bank Pride Signature Credit Card

  • Personalised cards with Indian Tricolour shades
  • The 4th embossed line dedicated for Army, Navy, or Airforce  
  • 2 complimentary visits per quarter to domestic lounges at designated airports across the country.
  • A discount of 15% on dining at partner restaurants
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).
  • Free add-on card for family members (spouse, children, siblings, parents) of over 18 years.
  • EMC chip card for additional security
  • Zero lost card liability

Axis Bank My Zone Easy Credit Card

  • 25% cashback on online booking of movie tickets all through the week (limited to 1,000 per calendar year).
  • Enabled for a contactless transaction for transactions up to 2,000.
  • Cash withdrawals of up to 100% of the credit limit
  • Interest-free period up to 50 days (if there are no outstanding dues on the card).
  • The request for MyZone Easy Card gets a guaranteed approval
  • Platinum chip contactless technology makes the card less vulnerable to counterfeiting and skimming.
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).
  • A facility to convert purchases over 2,500 into easy EMIs
  • 15% discount on dining at partner restaurants

Axis Bank Insta Easy Credit Card

  • Cash withdrawal allowed up to 100% of the credit limit
  • The credit limit will be up to 80% of the Fixed Deposit value
  • 1% fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).
  • Interest-free credit available for 50 days
  • 15% discount on dining at partner restaurants
  • The approval of the Credit Card application is assured
  • An emergency global assistance is available wherein immediate card replacement with a cash advance that will reach you at the overseas location.
  • EMV platinum chip ensures greater security
  • A facility for conversion of transactions above 2,500 into EMI is available.

Axis Bank Signature Credit Card with Lifestyle Benefits

  • At some point in time, spending over and above the credit limit fixed is allowed without any additional charges based on the spending pattern of the cardholder. Only Axis Bank Burgundy customers will get this benefit.
  • A facility for conversion of spends over 2,500 to EMI is available.
  • Air accident cover up to 2.5 Crores
  • Zero liability on the lost card
  • Insurance cover is available for loss of travel documents and delay/loss in check-in baggage up to USD 300.
  • Insurance cover up to 1 Lakh as purchase protection
  • Complimentary access to airport lounges within the country
  • An emergency global assistance facility is available wherein there will be an immediate replacement of the lost card and a cash advance will be given, which will reach your overseas location.
  • Concierge service for all bookings is available round-the-clock
  • Access to airport lounges within India for free
  • Book movie tickets on BookMyShow and get 50% cashback (cashback limit is 2,000 a year).
  • Enjoy a discount of 15% on dining at partner restaurants
  • Fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).

Axis Bank Buzz Credit Card

  • A discount of 10% on Flipkart from the 1st to 5th of a month
  • 5% discount on Flipkart from the 6th of the month till the end of the month.
  • 15% discount on dining at partner restaurants
  • A facility to convert purchases over 2,500 to EMI is available.
  • 1000 gift voucher of Flipkart on making 3 purchases in the initial 45 days.
  • 7000 gift voucher of Flipkart annually on achieving milestone spends.

Axis Bank My Wings Credit Card

  • 2 complimentary base fare flight tickets redemption by calling Ezeego1.
  • 15% discount on dining at partner restaurants
  • EMV chip card for higher security
  • A facility to convert any purchase above 2,500 to EMI is available.
  • Complimentary airport lounge access
  • Cashback of up to 20% on the base fare of domestic flight bookings.
  • 25 discount (maximum benefit of up to 200 per cardholder) on each ticket booking through the card from www.irctc.com.
  • 500 cashback on any domestic return air ticket booking
  • Cashback of 1,500 on booking of the international return air ticket.
  • Cashback of 1,000 on hotel booking across India, Bhutan, and Nepal and the minimum booking amount should be 7,000.
  • 1,500 cashback on international hotel bookings worth 7,000 and above.
  • 2,500 cashback for domestic holiday booking worth 20,000.
  • 3,000 cashback for international holiday booking worth 20,000 and above.
  • A discount of 100 for bus ticket bookings made on the website www.ezeego1.com.
  • 500 cashback on each car booking on car rentals in India
  • Fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).

Axis Bank Free Charge Credit Card                                 

  • The card provides the users with the convenience of a virtual card.
  • Earn rewards on achieving milestones
  • Up to 10% discount on Myntra
  • Up to 10% discount on Shuttl each month
  • Up to 10% discount on Freshmenu each month
  • 50% off on annual subscription of Eros Now

Axis Bank Neo Card

  • Gift vouchers from Amazon worth 250 on the first spend within 30 days from the date of card issuance.
  • Discounted movie tickets through BookMyShow worth 300
  • 15% discount on dining at partner restaurants
  • Gift voucher worth 500 from Myntra
  • 10% discount on shopping at Myntra for minimum 500
  • 10% discount on Akbar Travels, flat 500 off on booking flights worth 5,000.
  • 10% discount (up to 50 per month) on every movie ticket purchase through BookMyShow.
  • 10% discount (up to 30 per month) on mobile recharge through FreeCharge app.
  • EMV chip card for a higher security
  • Zero liability on the lost/stolen card
  • Conversion of transactions above 2,500 to EMI is enabled

Axis Bank My Choice Credit Card

  • Special privilege for the customer to design their own card by uploading an image of their choice on the card.
  • 15% discount on dining at partner restaurants
  • 5% cashback on any two spends out of the various options like dining, utility bills, fuel, electronics, travel, and supermarkets.
  • Higher security ensured with an EMV Chip embedded in the card.
  • A facility to convert purchases over 2,500 into EMI

Axis Bank Platinum Credit Card

 

 

 

 

  • 25% cashback (maximum 1,000 per calendar year) on online booking of movie tickets all through the week.
  • 15% discount on dining at partner restaurants
  • Global emergency assistance, which helps the immediate replacement of the lost card while arranging to dispatch cash to your overseas location.
  • Fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).
  • EMV chip card for higher security
  • Conversion of purchases above 2,500 to EMI is allowed

Titanium Smart Traveler Credit Card

  • Fuel surcharge waiver for all fuel transactions across India for transactions between 400 and 4,000 only (maximum benefit up to 400/month).
  • A discount of 15% on dining at partner hotels
  • A facility for conversion of transactions above 2,500 to EMI

Axis Bank Credit Card Reward Details

Here are the details of Axis Bank Credit Cards rewards:

Name of the Card Rewards

IndianOil Axis Bank Credit Card

  • 4% cashback on fuel transactions via earning 20 reward points on spending per 100 at IOCL fuel outlets in India. To avail offer, you have to make a transaction between 100 to 5,000 per month.
  • 1% cashback on online shopping via earning 5 reard points on spending per 100. To avail offer, you have to make a transaction between 100 to 5,000 per month.
  • 1 EDGE REWARD Point on spending every 100

Axis Bank MY Zone Credit Card

  • 4 EDGE Loyalty REWARDS points on spending every 200
  • 4,000 bonus EDGE REWARDS points each year (1,000 bonus points per calendar quarter on spending 30,000 each quarter).

Axis Bank Magnus Credit Card

 

  • 12 Axis eDGE Reward Points on spending every 200
  • 2X Axis eDGE Reward Points on purchases through MakeMyTrip, Goibibo, Yatra, and more.

Axis Bank Vistara Credit Card

  • 2 Club Vistara (CV) points on every spend of 200 on all purchases.
  • Bonus CV points for achieving milestones
  • 1000 bonus CV points on spending 50,000 in the first 90 days of issuance of the card.

Axis Bank Vistara Signature Credit Card

  • 4 CV points on every spend of 200 on all purchases
  • Bonus CV points for achieving milestones
  • 3000 bonus points on spend of 75,000 within the first 90 days from the date of issuance of the card.

Axis Bank Vistara Infinite Credit Card

  • 6 CV points for every 200 spent on all purchases
  • 10,000 bonus CV points on a spend of 1 Lakh within the first 90 days of the activation of the card.
  • Bonus CV points for achieving milestones

Axis Bank Privilege Credit Card

  • eDGE reward points of 12500 as a welcome gift on payment of joining fees and on 3 transactions on the card within 60 days.
  • On an annual spend of 2.50 Lakhs, you can double benefit by converting the eDGE points earned into Yatra vouchers double the value.
  • 3000 eDGE points on renewal of the card
  • Earn 10 reward points on every spend of 200 on the card either within the country or abroad.

Axis Bank Miles & More World Select Credit Card

  • 15000 bonus miles as a welcome gift
  • For every 200 spent on the card you get 6 award miles
  • The award miles earned do not expire

Axis Bank Miles & More World Credit Card

  • 15000 award miles as a welcome
  • 4 award miles for every 200 spent
  • The award miles earned do not expiry

Axis Bank Reserve Credit Card

  • 10 eDGE reward points on every 200 domestic spend
  • 20 eDGE reward points on spending every 200 internationally.
  • Complementary 30000 eDGE reward points

Axis Bank Select Credit Card

  • 5000 eDGE reward points on the first transaction through the card.
  • 2X reward points on every spend of 200 on retail shopping.
  • 10 Axis eDGE points on every spend of 200
  • 5000 Axis eDGE reward points on an annual spend of 3 Lakhs or above in the previous year.

Axis Bank Pride Platinum Credit Card

  • 4 points on a spend of 200
  • 1200 eDGE Loyalty reward points each year
  • For usage of the card above 5,000 every month, you earn 100 bonus eDGE reward points.

Axis Bank Pride Signature Credit Card

  • 8 points on every 200 spent
  • 100 bonus points on spends of or above 5,000 every month.

Axis Bank My Zone Easy Credit Card

4 reward points for every domestic spend of 200

Axis Bank Insta Easy Credit Card

  • The first online transaction will earn you 100 points
  • 6 eDGE reward points on every domestic spend of 200 and 12 reward points on spends overseas of 200.

Axis Bank Signature Credit Card with Lifestyle Benefits

  • 100 points on your first online transaction with the card
  • 10 reward points on every spend of 200 for domestic transactions and 20 points for international spends of 200.

Axis Bank Buzz Credit Card

  • 2 Axis eDGE reward points for every spend of 200 on domestic transactions.
  • 3X Axis eDGE reward points on shopping online

Axis Bank My Wings Credit Card

4 reward points on every spend of 200 on the card

Axis Bank FreeCharge Credit Card                                               

  • For spends between 2,000 to 4,999, you earn 100 reward points.
  • For spends above 5,000, earn 350 reward points
  • 1 eDGE reward point for spending every 200

Axis Bank Neo Credit Card

2 reward points for every spend of 200

Axis Bank My Choice Credit Card

  • 100 reward points on the first online transaction
  • 4 reward points on every spend of 200

Axis Bank Platinum Credit Card

  • 100 reward points on the first online transaction
  • 6 reward points on every spend of 200 in India
  • 12 reward points on every spend of 200 abroad

Axis Bank Titanium Smart Traveller Credit Card

  • 8 reward points on every 200 international spends
  • 4 reward points on every 200 spent on the hotel, airlines ticket booking, bus ticket booking, and holiday packages in India.
  • 2 reward points on every 200 spent on purchases in India

Axis Bank Credit Card Fees Details

Below are the fees involved in availing Axis Bank Credit Cards:

Name of the Card Joining Fee Annual Fee

IndianOil Axis Bank Credit Card

  • 500
  • 2nd Year onwards: 500
  • Waived off on spending above 50,000

Axis Bank MY Zone Credit Card

  • 500
  • Waived off on spending 5,000 in 45 days.
  • 1st Year: Nil
  • 2nd Year onwards: 500

Axis Bank Magnus Credit Card

  • 10,000 + applicable taxes
  • Waived off on spending 15 Lakhs in the previous year

Flipkart Axis Bank Credit Card

  • 500
  • 1st Year: Nil
  • 2nd Year onwards: 500
  • Waived off on spending above 2 Lakhs

Axis Bank Vistara Credit Card

1,500

1,500

Axis Bank Vistara Signature Credit Card

3,000

3,000

Axis Bank Vistara Infinite Credit Card

10,000

10,000

Axis Bank Privilege Credit Card

  • 1,500
  • Nil for priority customers
  • 1,500
  • Waived on an annual spend of 4 Lakhs in the previous year

Axis Bank Miles & More Select Credit Card

10,000

4,500

Axis Bank Miles & More World Card

3,500

3,500

Axis Bank Reserve Credit Card

Nil

Nil

Axis Bank Select Credit Card

  • 3,000
  • Nil for Burgundy customers
  • 3,000
  • Nil for Burgundy customers

Axis Bank Pride Platinum Credit Card

Nil

  • 1st Year: Nil
  • 2nd Year onwards: 250 second year onwards
  • Waived on an annual spend of 20,000 the previous year.

Axis Bank Pride Signature Credit Card

Nil

  • 1st Year: Nil
  • 2nd Year onwards: 500 second year onwards
  • Waived on an annual spend of 40,000 the previous year

Axis Bank My Zone Easy Credit Card

Nil

Nil

Axis Bank Insta Easy Credit Card

Nil

Nil

Axis Bank Signature Credit Card with Lifestyle Benefits

  • 5,000
  • 3,000 is the special invitation price
  • 3,000
  • Waived on an annual spend of 3 Lakhs in the previous year

Axis Bank Buzz Credit Card

750

  • 1st Year: Nil
  • 2nd Year onwards: 750

Axis Bank My Wings Credit Card

1,200

  • 1st Year: Nil
  • 2nd Year onwards: 500

Axis Bank FreeCharge Credit Card

250 + applicable taxes

250 + applicable taxes

Axis Bank Neo Card

  • 250
  • Waived on spend of 2,500 within 45 days from the date of activation.

250

Axis Bank My Choice Credit Card

250

  • 1st Year: Nil
  • 2nd Year onwards: 250

Axis Bank Platinum Credit Card

  • 500
  • Waived on spend of 5,000 within 45 days of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: 200
  • Waived on spend of 1,00,000 in the previous year.
  • For cards setup before 07.02.2011: Nil

Axis Bank Titanium Smart Traveller Credit Card

  • 250
  • Waived on a spend of 2,500 within 45 days from the date of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: 100
  • Waived on spend of 50,000 in the previous year.
  • For cards setup before 07.02.2011: Nil

Axis Bank Credit Card Charges

The charges for Axis Bank Credit Cards as below:

Name of the Charge Amount

Fee for cash payment

100

Finance charges for retail purchases & cash

2.95% to 3.25% p.m., depending on the card type

Charges for cash withdrawal

2.5% of the transaction with a minimum of 250, depending on the card type.

Late payment fee

  • Up to 100: Nil
  • Between 101 to 300: 100
  • Between 301 to 1,000: 300
  • Between 1,001 to 5,000: 500
  • Between 5,001 to 20,000: 600
  • 20,001 and above: 700

Penalty for using the card over and above the limit

3% of the overdrawn amount with a minimum of 500.

Cheque return/ dishonour fee/ auto-debit reversal

2% of the payment amount, minimum 450, depending on the card type.

Foreign currency mark-up fee

3.50% of the transaction

How to Apply for Axis Bank Credit Card?

New customers should follow the following steps to apply for the card:

  • Visit the official website of Axis Bank
  • Go to the Credit Cards Page and provide your contact details and personal details
  • A list of cards will be displayed on the screen
  • Choose the card as per your requirement
  • If the financial details satisfy the requirement of the bank for that particular card, you can proceed to apply for the card.
  • On verification, a representative from the bank will approach you and guide you through the process.
  • You will have to submit the documents relating to address proof, Photo ID proof and Income Proof for checking the eligibility criteria and issuing the card.

Steps to be followed by existing customers

  • Go to the Credit Card page on the official website of Axis Bank
  • Provide your net banking customer ID and mobile number
  • You can directly apply for the Credit Card online

Steps to apply for the card through MyMoneyMantra

  • To begin with, visit the MyMoneyMantra website
  • Log in and choose the Credit Card menu. Select the card you intend to apply for and submit.
  • Fill in all the relevant information required for applying for the Credit Card
  • The representatives of MyMoneyMantra will help you with the process following from documentation until the approval once you have completed the task of filling the application and the process is initiated.
  • On approval, the card will be dispatched to your address. Card and the pin will be despatched separately.

Steps to apply for the card offline

To apply for the card offline, you will have to visit any of the branches of Axis Bank and submit the Credit Card application with the required documents.

Eligibility Criteria for Axis Bank Credit Cards

The following are the eligibility criteria to qualify for the Axis Bank Credit Card:

  • Cards are issued to both resident and non-resident Indians
  • The age of the applicant should be between 18 years to 70 years
  • The add-on cardholder should be over 15/18 years, depending on the card type
  • The minimum annual income required depends on the card type
  • Some of the cards like Axis Bank Reserve Card are issued on invitation only. If the customer is eligible for these cards, the banner will be displayed on their FreeCharge mobile app.
  • Some cards are issued against Fixed Deposits. The value of the Fixed Deposits should be between 20,000 to 25,00,000. The card will not be issued against tax saver Fixed Deposits, Flexi Deposits, and against Fixed Deposits in the name of HUFs/Society/Trusts/Companies.
  • Credit Score should be above 750

Documents Required for Axis Bank Credit Cards

The following documents are required to apply for Axis Bank Credit Cards:

  • Colour photographs of the applicant
  • PAN card photocopy/ Form 60
  • Latest payslip/ Form 16 /ITR copy as income proof
  • Any one of the following address proof:
    • Ration card
    • Passport
    • Electricity bill
    • Telephone bill (landline)
  • Any one of the following identity proof:
    • PAN card
    • Driving license
    • Passport
    • Aadhaar Card

Axis Bank Credit Card - Customer Care Numbers

For any queries on Axis Bank Credit Card call the following numbers:

  • 1800-419-5555
  • 1860-500-5555

Axis Bank Credit Card - Frequently Asked Questions

How to check Axis Bank Credit Card balance?

You can check the Axis Bank Credit Card balance through Internet Banking.

  • You will have to log in to the Internet Banking
  • Choose the Credit Card page
  • Select the 'balance and payments' option
  • In the case of multiple cards, you will have to choose the card for which you want to check the balance.
  • Click on the submit button

What is the process to get an Axis Bank Credit Card?

To get an Axis Bank Credit Card, you will either have to submit an application online along with the required KYC documents or visit the nearest Axis Bank branch and submit the application along with the documents personally.

What is the procedure to enhance the Axis Bank Credit Card limit?

To enhance the Axis Bank Credit Card Limit, you will have to log in to Axis Bank Internet banking. Click on Account, and from there, you will have to go to Credit Card Accounts. Under Credit Card Accounts, choose limit enhancement and check if you are eligible for the enhancement. If so, you can place a request for enhancement.

What is the interest rate for Axis Bank Credit Card?

The interest charged for an overdue period of Axis Bank Credit Card is between 2.50% to 3.25%, depending on the card type.

What is the billing cycle of the Axis Bank Credit Card?

The bill is generated from the 15th of the previous month to the 14th of the current month and has to be paid by the 5th of the next month. So, an interest-free period between 20 to 50 days will be available.

When a recharge is done using the card, how can one check the recharge status?

A message will be sent to your registered mobile number regarding the status of the transaction. The service provider also will intimate the status of the transaction through SMS as well as Email. If the transaction is not successful and the card has been debited for the amount, then the same will be reversed within 4 working days.

What is the validity period of OTP sent for the transactions online?

The validity period is 3 minutes.

Axis Bank Credit Card - Latest News

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In concurrence with RBI's COVID 19 relief package, Axis Bank has announced Moratorium for all EMIs & repayments falling due between March 1, 2020 to May 31, 2020.Read More

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