• Spend 100 and earn 10 miles on all airline transactions at the website
  • Earn 10 miles on every 100 you spend on travel as well as stay booked at
  • For all other expenditure, get 4 miles for every 100
  • Redeem these reward points across more than 100 domestic and international airlines
  • Get bonus 10,000 miles with your first booking of 1,000 or more on your Citi PremierMilescard within the initial 60 days after the issuance of the card
  • On renewal of the card, get an additional 3,000 bonus miles
  • Earn accelerated 10 miles on every 100 you spend on booking flight tickets and hotels at
  • The best aspect of this card is that the miles never expire. You can redeem your miles for flights without blackout dates.
  • Frequent flyers have the advantage of earning 10 miles per 100 in addition to the FFP (Frequent Flyer Program) miles for flying that airline.
  • You can transfer your miles to airline partners in the ratio 2:1 Transferring to hotel partners is also possible.
  • You get complimentary access to all airport lounges in India. You can also enjoy light refreshments and business facilities at these airports.
  • Get air accident insurance cover of up to 1 Crore
  • Annual fee - 3,000. It is payable in the first month after the issuance of the card. Similarly, the renewals are payable at 12-month intervals.
  • Complimentary for Citi Gold clients
  • First-year free for Citi Priority Clients
  • Interest rate - Between 37.20% and 42% per annum
  • It depends on various parameters like your spending habits, credit limit utilisation, and repayment patterns.


  • You need to be at least 18 years of age to apply for the credit card
  • The applicant should have a minimum income of 6 Lakhs
  • Salaried employees are eligible 
  • You should have a permanent residency in India
  • Have a savings or current account in an Indian or multinational bank in India
  • The applicant should have a good repayment history and credit score


You have to apply for your credit card online. But, you must keep these documents ready when the bank representative approaches you to collect your details.

Identity Proof

  • PAN Card
  • Passport
  • Driving Licence
  • Voter?s ID Card

Address Proof

  • Registered Rent Agreement
  • Passport
  • Driving Licence
  • Aadhar Card
  • Ration card
  • Gas/Electricity Bill

Income Proof

  • IT Returns for the previous two years
  • Proof of continuity of business

1. How do I apply for the credit card?

The easiest way to apply for a credit card is the online method. Compare various credit cards at loan service providers like MyMoneyMantra and apply online. The bank sends its representative to collect the documents. The bank appraises the proposal and decides on merit.

2. How does the bank compute the credit card limit for me?

Your income and repayment capacity play an essential role in the decision-making process. Your credit score is the clinching factor. The banks usually approve a smaller limit in the initial stages. Depending on your credit limit usage and repayment patterns, the banks increase your limit.

3. How can I make the payment of my credit card bills?

You can pay your bills in various ways, both online and offline. The most common online methods are Bill Desk, NEFT, Mobile banking, and net banking. You can also opt for Electronic Clearance System (ECS) or pay by cheque as well.

4. What should I do if I lose my credit card?

Today, you have facilities to block your credit card online. You can also call up the helpline number and block your card thus, preventing its misuse. The bank proceeds to deliver an emergency card replacement. They might charge you for the same as well.

5. Should I pay the entire dues to keep the card live?

No, you can pay the minimum payment due and keep the card live. However, that entails paying interest at the rate in the range of 37.2% to 42% per annum. Thus, it is better to pay the entire balance.

Thank you for choosing to apply for CITIBANK PREMIERMILES® Credit Card Before you start your application, please check all these statements are Correct.

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  • I have read the Authorization Statement, Know Your Credit Card, Card Member Terms and conditions and Most Important Terms and conditions and fully accept it and agree to be issued the Credit Card opted for by me.
    Please select the Checkbox.
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  • Are you a director/senior officer of Citibank and/or their Relative AND / OR director of other banks and/or their Relative?
  • Do you or your immediate family member/joint account holder or their immediate family members currently hold/have held/are being considered for a position as a senior public figure?

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