RBL Bank

RBL Bank Credit Card

Apply RBL Bank Credit Card

About RBL Bank

 

RBL Bank formerly known as Ratnakar Bank Limited started off as a regional bank in the year 1943 in Maharashtra. Initially, it had only two branches at Kolhapur and Sangli.  It mainly catered to the SME Sector. In the year 1959, it was recognised as a scheduled commercial bank as per the RBI Act 1934. In the year 1979 RBI issued banking licence to RBL Bank. In the year 2014, the bank was renamed as RBL Bank Limited.

The bank has 342 branches and 488 ATMs across the country. It offers various services in the areas of corporate, retail, agricultural, financial and institutional banking. Credit Card is one such product that has gained popularity over a period of time due to its vast category to suit the requirement of all sectors of the categories of customers.

 

RBL Bank Credit Cards

RBL Bank has a wide range of credit cards to suit the vast customer base of the bank. The card is associated with a host of special offers like reward points on shopping/travel, cash back offers and many more benefits. You can choose from the wide range of credit cards, the benefits and features of which are explained herewith.

The following are the range of credit cards offered by RBL Bank:

  • Insignia Preferred Banking World Card
  • Platinum Maxima Card
  • IGU NHS Golf World Card
  • Platinum Delight Card
  • Titanium Delight Card
  • Classic Platinum Card
  • Movies and More Card
  • MoneyTap Card
  • RBL Bank Icon Card
  • RBL Bank Fun+ Credit Card
  • Platinum Edge SuperCard
  • Platinum Prime SuperCard
  • Platinum Max SuperCard
  • Platinum Classic SuperCard
  • World Prime SuperCard
  • World Max SuperCard
  • Blockbuster Credit Card
  • MoneyTap Black Card
  • MoCash Credit Card
  • Shoprite Credit Card
  • Platinum Choice SuperCard
  • Platinum Plus SuperCard
  • World Plus SuperCard
  • RBL Bank ETMONEY LoanPass
  • Corporate Cards
  • RBL Bank Paisa On Demand
  • Platinum Advantage SuperCard
  • RBL Bank Cookies Credit Card
  • Doctors SuperCard
  • RBL Bank Popcorn Credit Card
  • RBL Bank Monthly Treats Credit Card
  • World Safari Credit Card
  • Edition Credit Card
  • Edition Classic Credit Card
  • Practo Plus Credit Card
  • RBL Bank vCard
  • Platinum LifeEasy SuperCard
  • CA SuperCard
  • Platinum Bonus SuperCard
  • Platinum ShopSmart SuperCard
  • Platinum TravelEasy SuperCard
  • Platinum ValuePlus SuperCard

Features of RBL Credit Cards

The main features of the RBL Credit Card are:

  • RBL cards have a PIN-based EMV chip which enhances the security feature which protects against fraudulent transactions.
  • With the chip, the payment mechanism is safer and reduces the chances of personal data being copied, skimming etc.
  • It is mandatory to use a PIN i.e. Personal Identification Number to authorise the transactions.
  • Online transactions are made safer with the validation of the transactions with an OTP ( one- time password).
  • OTP is sent to the registered mobile number.
  • With Flexi limit facility, regulating your card limit and the add-on card limit is just a call away.
  • Information regarding payment receipt, important card transactions made on the credit card, due date for card payment etc. vide SMS to the registered mobile number.
  • RBL credit cards are accepted at major establishments across the globe.
  • Purchases can be made in any currency and paid back in Indian Rupees.
  • Online access to your credit card account is available. You can view both the billed and unbilled transactions and also can view the available limit in the card.
  • ATM that displays a Cirrus/Maestro/Master card sign can be accessed in India or abroad.
  • There is a zero- fraud liability cover for the transactions made on your lost or stolen card after informing the customer care about the loss/theft.
  • Up to 5 add-on cards will be issued.

Benefits of RBL Bank Credit Card

The following benefits can be availed with RBL Bank Credit Card:

  • Split n Pay facility: Under this facility, you can convert heavy purchases into EMI and pay in easy instalments. The repayment option will be 3, 6 and 12 months. This EMI facility will be available at a nominal rate of interest and the processing charge for this transaction will be nominal. Any RBL Credit Card holder is eligible for this facility. To avail this facility, you can call the toll-free number 1800-121-9050 or send an SMS EMI to 560701.
  • Transfer n Pay facility: This facility is offered to select customers. This facility allows the transfer of balances on other bank credit cards and payment in easy instalments. The repayment option available is 3, 6 or 12 months. 
  • Xpress Cash facility: This facility is available for select credit cardholders. Under this facility, pre-approved cash up to the credit card limit will be available and you can utilise this whenever in need of funds and repay in easy instalments. Multiple repayment options are available which will ease the repayment. Instant cash will be available with no additional documentation.
  • Cash Advance: This facility is available for select credit cardholders. The cardholder can opt for the one -month cash advance wherein a pre-approved cash advance will be available within the credit limit of the card which can be paid in easy instalments. 
  • Dial for Cash: This offers a pre-approved loan and the credit limit of the card will be available for usage along with the loan. The loan can be repaid in easy instalments. 
  • Split n Pay Plus: You have the option to convert any purchase above 3000/- into EMI and pay in easy instalments. Both billed and unbilled transactions are eligible for conversion.

Type and Detailed Features of RBL Bank Credit Cards

Features of each category of RBL Bank Credit Card are as mentioned below:

Name the Card Features of the Card

Insignia Preferred Banking World Card

  • Master Card Lounge Access program will give you free access to lounges at the domestic airport twice in a quarter.
  • Unlimited paid access to over 1,000 airport lounges with Priority Pass Membership.
  • With the Priority Pass Membership 6 complimentary lounge access is allowed in a calendar year, which is inclusive of guest visits. Visits over and above 6 are chargeable.
  • Discount up to 500 on movie tickets at BookMyShow.
  • Concierge services are available for all bookings
  • Easy access to premier golf courses across the country.
  • Complimentary golf round once a year and free golf lessons every month.
  • 50% discount for green fee access for golfers
  • Be a special guest at renowned hotels and get exclusive offers.
  • Waiver of 1% fuel surcharge for a transaction between 500 and 4,000 with a maximum waiver of 250 a month.
  • A single helpline number and an exclusive relationship manager available for all banking needs.

Platinum Maxima Card

  • Free access to domestic airport lounges across all major airports in the country twice every quarter.
  • Book 2 or more movie tickets on BookMyShow and get another ticket free up to 200.
  • Rewards on all purchases

IGU NHS Golf World Card

  • This card enrolls you for an exclusive Indian Golf Union National Handicap Service (IGU NHS) memberships.
  • Get back your yearly NHS Subscription fees of 1,000 as cash back on spending 1 Lakh in a billing year.
  • For achieving a hole-in-one you get 15,000 as celebration bonus. You can get a bonus for 3 such events in a year.
  • 4 complimentary golf rounds in a year and a golf lesson free in a month.
  • Access to premier golf clubs across the country
  • Green fee access at a discounted price
  • Golf accessories at a discounted price from outlets with which RBL has a tie-up arrangement.

Platinum Delight Card

  • Fuel surcharge waived at any petrol pump across the country.
  • 4,000 welcome reward points
  • Monthly bonus reward points
  • Rewards on all purchases

Titanium Delight Card

  • Fuel surcharge waiver at all petrol pumps across the country
  • Reward points for all domestic and international buys

Classic Platinum Card

  • Reward points for all spends in India and abroad

Movies and More Card

  • For monthly spends of 10,000, you earn a free ticket worth 250 at BookMyShow.
  • 1+1 free movie ticket on BookMyShow on a Wednesday once a month.
  • For a monthly spend of 15,000 you earn 2 free movie tickets worth 250/- at BookMyShow.
  • 5% value back on groceries purchase on Wednesdays.
  • 10% value back on ordering a pizza from Domino's/Pizza Hut online every Wednesday.
  • Waiver of fuel surcharge up to 100 a month for transactions between 500 to 4,000.
  • 10% discount on movie tickets booked on BookMyShow 15 times a year.

MoneyTap Card

  • Transfer minimum 3,000 and maximum up to your credit card limit to your registered account number.
  • Convert card purchases of above 3,000 into EMIs.
  • Manage your credit card with mobile app
  • Book a movie ticket on BookMyShow on Saturdays and Sundays and get another ticket free.

RBL Bank Icon Card

  • Complimentary glass of premium wine or a dessert at premium restaurants partnered with RBL.
  • Book a movie ticket on BookMyShow and get another ticket (up to 200) free, twice a month.
  • Free upgrades of rooms, free meal and other offers at hotels partnering with RBL.
  • Complimentary Priority Pass membership will give access to over 1,200 international airport lounges.
  • Enjoy 2 complimentary lounge access per quarter at major airports in India.
  • Concierge service available 24 x 7 for all bookings
  • Complimentary golf rounds at premier golf courses across the country.
  • Discount on green fee and free gold lessons provided.
  • You get access to privileged events like Formula 1 Race, special award nights and other sports events.

RBL Bank Fun+ Credit Card

  • BookMyShow voucher worth 1,000 delivered to your doorstep on the first usage of the card.
  • 5% value back on weekend dining spends
  • For a monthly spend of 5,000 and above you get a BookMyShow voucher worth 500.
  • For 15 transactions made in a year at BookMyShow, get a discount of 10% with a maximum of 100 per transaction.
  • Complimentary redeemable vouchers on spending 4 Lakhs annually.
  • Waiver of fuel charge up to 100 a month for transactions between 500 and 4,000.

Platinum Edge SuperCard

  • You can convert the available credit limit into a personal loan and pay back in 3 monthly instalments. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • Book a movie ticket on BookMyShow on Wednesdays and get another ticket up to 200 free.
  • 5% discount on all dining spends vide reward points earned on Wednesdays.
  • 1 free access every quarter to airport lounge at all major airport lounges in India.
  • Fuel surcharge waiver of up to 100 per month

Platinum Prime SuperCard

  • Book a movie ticket on BookMyShow on Wednesdays and get a free ticket up to 200.
  • Avail 5% discount on dining spends as the redemption of reward points earned on Wednesdays.
  • Book a movie ticket on BookMyShow on Wednesdays and get another ticket up to 200 free.
  • 5% discount on all dining spends vide reward points earned on Wednesdays.
  • Waiver of fuel surcharge up to 100 a month
  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.

Platinum Max SuperCard

  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • Waiver of fuel surcharge up to 100 a month
  • 1 free ticket up to 200 on booking a movie ticket on BookMyShow (once a month on Wednesday).
  • Discount of 5 % on dining spends on Wednesdays.
  • Waiver of fuel surcharge up to 100 a month

Platinum Classic SuperCard

  • Waiver of fuel surcharge up to 100 a month.
  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.

World Prime SuperCard

  • 8 free lounge accesses in a year at major airport lounges across the country.
  • 1 free ticket up to 200 on booking a movie ticket on BookMyShow (once a month).
  • Waiver of fuel surcharge up to 150 per month.
  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • 24 x 7 concierge service for all bookings

World Max SuperCard

  • Get 1 free movie ticket up to 200 on booking a movie ticket on BookMyShow (once a month).
  • 24 X 7 concierge service is available
  • Fuel surcharge waiver up to 150 a month
  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • 6 free access in a year to lounges at all major airports in India.
  • 5% discount on dining spends on weekend.

Blockbuster Credit Card

  • Enjoy movies & events worth 1,000 at BookMyShow.
  • 10% discount on bookings at BookMyShow, available for 15 transactions in a year, up to 100 each transaction.
  • Get 2 free tickets every month at BookMyShow for all events and movies on spending 20,000 in a month.
  • 4 complimentary access to domestic airport lounges per year.
  • Fuel surcharge waiver up to 150 a month, on all fuel transactions between 500 to 4,000.

MoneyTap Black Card

  • 10% discount on booking movie tickets on BookMyShow up to 100, 15 times a year.
  • 1 free visit to the airport lounge in a calendar quarter.
  • Waiver of fuel surcharge up to 100 p.m. on all fuel transactions between 500 to 4,000.

MoCash Credit Card

  • Can transfer amount up to the credit limit to your registered bank account and pay back in easy instalments.
  • Pay interest only on the amount you borrow
  • Can also use the card for retail purchases
  • For every spend up to 1 Lakh online get voucher worth 1,000, 5 times a year.
  • Waiver of fuel surcharge up to 100 p.m. on all fuel transactions between 500 to 4,000.
  • 10% discount on movie bookings on BookMyShow, 15 times a year.

Shoprite Credit Card

  • On grocery spends get a 5% value back
  • 10% discount on booking movie tickets
  • 2.5% value back on fuel spendings
  • Waiver of fuel surcharge up to 100 p.m. on all fuel transactions between 500 to 4,000.

Platinum Choice SuperCard

  • Avail the benefit of converting the available credit limit to interest- free personal loan payable in 3 months.
  • 10% discount on movie ticket bookings
  • Fuel surcharge waiver up to 100 a month
  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.

Platinum Plus SuperCard

  • 1 movie ticket free on booking 1 ticket from BookMyShow (up to 200), on 1 day of the month (Mon-Fri).
  • 2 free visits in a year, at all major domestic airport lounges in India (maximum 1 in a quarter).
  • Fuel surcharge waiver up to 100 a month
  • The Card is enabled with contactless payment facility.

World Plus SuperCard

  • The Card is accepted across the glob.
  • Can make purchases in any currency and pay back later in Indian Rupees.
  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • Can access any ATM in India and abroad
  • 5% discount on your dining spends and international spends. Fuel surcharge waiver up to 200 a month
  • 1+1 free movie ticket on BookMyShow, twice a month (up to 200).
  • 8 free access to domestic airport lounges at all major airports in India.
  • 24*7 concierge service

RBL Bank ETMONEY LoanPass

  • Transfer money into bank account instantly whenever in need and pay back in easy instalments.
  • 20% cashback on all spends at Amazon, Grofers, Uber, and Zomato (Maximum cashback is 250 monthly).
  • 1+1 free movie ticket on BookMyShow, twice a month (up to 200).
  • Fuel surcharge waiver up to 100 a month

Corporate Cards

(Travel & Entertainment Card and Corporate Purchase Card)

  • All usages on the card are interest-free for 50 days.
  • The card is accepted globally
  • Service of exclusive Relationship Manager is available
  • Lost card insurance up to 2 Lakhs without any charges.
  • E-statement facility is available
  • Emergency card replacement
  • 4th line embossing
  • The facility of emergency lost card replacement is available.
  • Fuel surcharge waiver of 1.0% of transaction value or 10, whichever is lower.

RBL Bank Paisa On Demand

  • Instant transfer of money from the card to the bank account. Minimum transfer amount can be 3,000 and maximum up to your credit limit.
  • Pay the amount back in easy EMIs
  • 1+1 free movie ticket on BookMyShow, on Saturdays and Sundays (up to 200).

Platinum Advantage SuperCard

  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • 20% discount on BookMyShow, 15 times a year up to 100 in each transaction.
  • Waiver of fuel surcharge up to 100 a month

RBL Bank Cookies Credit Card

  • Amazon pay gift card of 500
  • Get free annual membership of Zomato Gold on spending above 1,50,000 in a year.
  • Cashback up to 10% at BookMyShow, 10 times in a year (on spending 10,000 or more in a year).
  • Cashback of 10% at Zomato 10 times in a year (on spending 30,000 or more in a year).
  • Cashback of 10% on Uber Rides 10 times in a year (on spending 75,000 or more in a year).
  • Fuel surcharge waiver of up to 150 in a month.

.Doctors SuperCard

  • Free Professional Indemnity Insurance cover of 20 Lakhs for  the 1st year. Spend 3.5 Lakhs in a year for free auto renewal.
  • 4 free access to lounges at major airports in India. (once in a quarter).
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • Joining benefit worth 1,000
  • Fuel surcharge waiver of up to 100 in a month.
  • 1+1 free movie ticket on BookMyShow, once a week, Monday to Friday (up to 200).

RBL Bank Popcorn Credit Card

  • 4 movie tickets at BookMyShow (up to 1,000)
  • Spend 5,000 in a billing month and get 2 free movie tickets.
  • Assured cashback worth 25 every week
  • Fuel surcharge waiver of up to 100 in a month.

RBL Bank Monthly Treats Credit Card

  • On spending above 3,000 in a month get 10% cashback (up to 100 each month) on grocery transactions.
  • On spending additional 2,000 in a month get 10% cashback (up to 100 each month) on BookMyShow, Swiggy, and Utility bill payments through RBL MyCard app.
  • Fuel surcharge waiver of up to 100 in a month.

World Safari Credit Card

  • 0% markup fee on all your foreign currency transactions.
  • MakeMyTrip voucher worth 3,000 as Welcome Gift.
  • Earn Travel Points on every spend, redeemable for flights and hotel bookings.
  • 2 complimentary lounge visits each quarter at major domestic airports in India.
  • 2 complimentary international lounge visits with your Priority Pass.
  • Travel insurance
  • 24x7 concierge service
  • Golf privileges
  • Fuel surcharge waiver of up to 250 in a month.

Edition Credit Card

  • Get 2,000 Edition Cash on spending 5 Lakhs every year (1 Edition Cash = Re. 1).
  • With the Complimentary Zomato Gold membership get 10% value back on dining.
  • Buy 1 movie ticket and get another one free at BookMyShow, once every month.
  • 2 complimentary domestic airport lounge visits each calendar quarter.
  • With a complimentary Priority Pass membership, get 2 free international airport lounge visits every calendar year.
  • Foreign currency mark-up fee is just 1.5%

Edition Classic Credit Card

  • Welcome gift of 500 Edition Cash
  • Get 2,000 Edition Cash on spending 2 Lakhs every year (1 Edition Cash = Re. 1).
  • With the Complimentary Zomato Gold membership get 5% value back on dining.

Practo Plus Credit Card

  • 2 complimentary domestic airport lounge visits each calendar quarter.
  • 24 x 7 family doctor team with free Practo Plus membership.
  • Complimentary health check-up for you or your loved ones.
  • Earn HealthCash on daily expenses

RBL Bank vCard

  • With RBL Bank vCard Mobile App, make merchant payments and manage your Credit Card.
  • Pay to any merchant or transfer money instantly into your account with vCard Mobile App.
  • Convert credit card spends into EMIs from vCard App.
  • Buy 1 movie ticket and get another one free at BookMyShow, once every month (for Wednesday shows).
  • 10% value back on spending at Pizza Hut and Domino's online (on Wednesday only).
  • 5% value back on spending on groceries (on Wednesday only).
  • Fuel surcharge waiver up to 100 a month

Platinum LifeEasy SuperCard

  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • Fuel surcharge waiver up to 150 a month
  • 10% cashback on all fuel purchases and Ola/ Uber transactions.
  • 5% cashback on grocery spends
  • Gift vouchers valued 1,000 on spending every 1,00,000 in a year.
  • With Dial for Cash program get cash instantly and pay back in instalments.
  • Convert purchases of 3,000 or more into EMIs.
  • Balance transfer facility
  • Global acceptance
  • 24x7 global cash access

CA SuperCard

  • Get Annual ICAI fees of up to 3,000 reversed into your account on spending 1,50,000 in a year.
  • Fuel surcharge waiver up to 100 a month
  • Buy 1 movie ticket and get another one free at BookMyShow, once every month.
  • 4 free visits at domestic lounges at all major airports in India, in a year.
  • With Dial for Cash program get cash instantly and pay back in instalments.
  • Convert purchases of 3,000 or more into EMIs.
  • Balance transfer facility
  • Global acceptance
  • 24x7 global cash access

Platinum Bonus SuperCard

  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • With Dial for Cash program get cash instantly and pay back in instalments.
  • Convert purchases of 3,000 or more into EMIs.
  • Balance transfer facility
  • Global acceptance
  • 24x7 global cash access
  • Rewards on all spends
  • Annual rewards of more than 8,750

Platinum ShopSmart SuperCard

  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • 5% cashback on all grocery spends 
  • 1,000 cashback on every spend of 1 Lakh in a year.
  • Buy 1 movie ticket and get another one free (up to 200) at BookMyShow, once every month.
  • 2 free visits at domestic lounges at all major airports in India, in a year (maximum 1 visit per quarter).
  • With Dial for Cash program get cash instantly and pay back in instalments.
  • Convert purchases of 3,000 or more into EMIs.
  • Balance transfer facility
  • Global acceptance
  • 24x7 global cash access

Platinum TravelEasy SuperCard

  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • Fuel surcharge waiver up to 100 a month
  • 10% cashback on all fuel purchases and Ola/ Uber transactions.
  • With Dial for Cash program get cash instantly and pay back in instalments.
  • Convert purchases of 3,000 or more into EMIs.
  • Balance transfer facility
  • Global acceptance
  • 24x7 global cash access

Platinum ValuePlus SuperCard

  • Conversion of available credit limit to a personal loan repayable in 3 months. Processing fee of 2.5% (minimum 500) is applicable.
  • Cash withdrawals any number of times up to the cash limit available which is interest free (for 50 days). Processing charges at 2.5% of the amount withdrawn with a minimum of 500 per transaction is applicable.
  • Fuel surcharge waiver up to 100 a month
  • 10% cashback on all fuel purchases 
  • Gift vouchers worth 1,000 on spending every 1 Lakh in a year. 
  • With Dial for Cash program get cash instantly and pay back in instalments.
  • Convert purchases of 3,000 or more into EMIs.
  • Balance transfer facility
  • Global acceptance
  • 24x7 global cash access
 

RBL Bank Credit Card - Reward Details

 Reward details are as mentioned in the table below:

Name of the Card Details of Rewards Special Rewards

Insignia Preferred Banking World Card

  • 5 reward points for every 100 spent within India
  • 10 reward points for every 100 spent abroad

 

Platinum Maxima Card

  • Pay the annual fee and make a purchase within 30 days of issuance of the card and earn 8000 reward points a welcome gift.
  • 2 Reward points for every 100 spent.
  • 10 reward points for every 100 spent on dining, entertainment, utility bills payment, fuel, and international transactions.
  • 10,000 bonus reward points for purchases of 2 Lakhs and more in a year.
  • Additional 10,000 point for crossing 3.5 Lakhs utilisation in a year

IGU NHS Golf World Card

2 reward points for every 100 spent on all purchases.

10 reward points for every 100 spent on purchases select partners with RBL.

Platinum Delight Card

  • Use your card within 60 days from the date of issuance and earn 4,000 reward points as welcome gift.
  • 2 reward points on every 100 spent on all purchases.
  • Earn 4 reward points on every 100 spent on weekends
  • 1,000 bonus points for 5 transactions above 1,000 in a month.

Titanium Delight Card

  • 2,000 bonus points as welcome gift for the usage of the card within 30 days from the date of issuance of the card.
  • 1 reward point on 100 spent for groceries, dining, travel, and utility bills
  • Additional 1,000 points on spend of 10,000 with 60 days from the date of issuance of the card.
  • 4,000 bonus points for spends over 1.20 Lakhs in a year.

Classic Platinum Card

  • Inland spend of every 100 will fetch 2 reward points
  • 4 reward points for every 100 spent abroad

No special rewards

Movies and More Card

1 reward point for every 100 spent on all purchases except fuel.

  • 10 reward points for every 100 spent at Pizza Hut, KFC, and BookMyShow
  • Dining spends of every 100 on Wednesdays will earn 20 points.

MoneyTap Card

  • Welcome gift by way of 2,000 reward points
  • 1 reward point for every 100 spent on all purchases
  • 20 reward points for every 100 spent on groceries on Wednesday.
  • 40 reward points for every 100 spent on Pizza Hut on Wednesdays.
  • Spend linked bonus points of 4,000 points.

RBL Bank Icon Card

2 reward points for every 100 spent on all purchase

  • 20 reward points for every 100 spent on dining and international transactions.
  • 10,000 bonus points for spends crossing 3.5 Lakhs in a year
  • Additional 15,000 bonus points for spends over 5 Lakhs in a year.
  • Additional 20,000 bonus points for spends over 8 Lakhs in a year.

RBL Bank Fun+ Credit Card

  • Movie voucher worth 1,000 on the first usage of card as welcome gift.
  • 1 reward points for every 100 spent on all purchases except fuel.
  • Earn 20 reward points for every 100 spent on dining on weekends.
  • 10 reward points for every 100 spent on BookMyShow, KFC, and Pizza Hut.

Platinum Edge SuperCard

2 reward points for every 100 spent on all purchases.

20 reward points for every 100 spent on dining on Wednesdays.

Platinum Prime SuperCard

2 reward points for every 100 spent on all purchases.

  • 10,000 reward points for spends over 1.50 Lakhs a year.
  • Additional 5,000 points for crossing 2 Lakhs spend in a year.
  • 20 reward points for every 100 spent on dining on Wednesdays.

Platinum Max SuperCard

4,000 reward points as a welcome gift for spend of 2,000 within 60 days from the date of issuance of the card.

  • 10,000 reward points for spends over 1.50 Lakhs a year.
  • Additional 5,000 points for crossing 2 Lakhs spend in a year.
  • 20 reward points for every 100 spent on dining on Wednesdays.

Platinum Classic SuperCard

  • 2,000 reward points as a welcome gift for spend of 2,000 within 60 days from the date of issuance of the card.
  • 1 reward point for every 100 spent on all purchases

For spend of 10,000/- a month, 1000 reward points

World Prime SuperCard

  •  12,000 reward points as a welcome gift.
  • 2 reward points for every 100 spent on all purchases.

 

  • 10,000 bonus points on crossing spends of 1.50 Lakhs and 3.50 Lakhs in a year.
  • 4 reward points on every spend of 100 online

World Max SuperCard

2 reward points for every 100 spent on all purchases.

  • Spend up to 25,000 a month and get reward points of 1,500.
  • Reach spends of 40,000 and 50,000 and get additional reward points of 1,000.
  • 20 reward points for every 100 spent on dining on weekends.

Blockbuster Credit Card

  • 2 reward points for every 100 spent on all purchases except fuel.
  • 8000 reward points as a welcome gift.
  • For spends over 3.5 Lakhs a year get 10,000 bonus points.
  • Additional 15,000 points for spends over 5 Lakhs in a year.
  • 20 reward points on every spend of 100 on dining on weekends.

MoneyTap Black Card

2 reward points for spends on groceries, dining, entertainment, and utility bills.

  • 10 reward points for every 100 spent online with a maximum of 500 points in a month.
  • 8,000 reward points on an annual spend of 2.5 Lakhs and an additional 8,000 points for crossing spend of 5 Lakhs in a year.
  • 1,000 reward points for transaction over 1,000 5 times in a month.

MoCash Credit Card

  • 2,000 reward points as a welcome gift.
  • 1 reward point for every 100 spent on all purchases except fuel.
  • 2 reward points for every 100 spent online.

1,000 bonus points for 1 Lakhs spent online, 5 times in a year.

Shoprite Credit Card

  • 1 reward point for every 100 spent on all purchases except fuel.
  • 2,000 reward points as welcome gift.

20 reward points for every 100 spent on groceries

Platinum Choice SuperCard

  • 4,000 reward points as a welcome gift
  • 1 reward point for every 100 spent on all purchases
  • 2 reward points on every 100 spent online.
  • Cross a spend of 75,000 in a year and get 5,000 reward points.

Platinum Plus SuperCard

1 reward point for every 100 spent on all purchases.

  • 2 reward points on every 100 spent online.
  • Cross a spend of 1,50,000 in a year and get 10,000 reward points

World Plus SuperCard

  • 20,000 reward points as a welcome gift.
  • 2 reward points for every 100 spent on all purchases.
  • Cross a spend of 3 Lakhs and get bonus points of 20,000.
  • Additional points of 20,000 on crossing annual spend of 5 Lakhs.

RBL Bank Etmoney Loanpass

  • 1,000 point as a welcome gift.
  • 1 reward point for every 100 spent.

4,000 reward points on crossing spend of 1.20 Lakhs in a year.

Corporate Cards

  • 2 reward points for every 100 spent in India.
  • 4 reward points for every 100 spent abroad.

No special rewards

RBL Bank Paisa on Demand

  • 2,000 reward points as a welcome gift.
  • 1 reward point on every 100 spent.

4,000 reward points on spending over 1.20 Lakhs in a year.

Platinum Advantage SuperCard

  • 2,000 reward points as a welcome gift.
  • 1 reward point for every 100 spent.
  • 20 reward points on the purchase of grocery with a maximum of 1,000 points.
  • 10 reward points for fuel refilling with a maximum of 1,000 points.

RBL Bank Cookies Credit Card

  • Amazon voucher worth 500 as a welcome gift.
  • 1 reward point for every 100 spent except for fuel.

2 reward points for every 100 spent online.

Doctor SuperCard

  • Vouchers worth 1,000 from Amazon, Yatra or Makemytrip.
  • 1 reward point on every 100 spent.
  • 2 reward points for every 100 spent online.
  • Gift vouchers worth 2,000 from well -known brands on the transaction over 1 Lakh in a year.
  • Additional voucher worth 2,000 on crossing spends between 1.50 Lakhs and 2 Lakhs a year.

RBL Bank Monthly Treats Credit Card

  • 2 reward points for spending every 100 on all online purchases.
  • 1 reward point for spending every 100 on all offline purchases except fuel.

 

World Safari Credit Card

  • 2 travel points for spending every 100 on all your purchases.
  • 5 travel points for spending every 100 on travel spends.
  • MakeMyTrip voucher valued 3,000 as Welcome Gift.
  • 10,000 bonus travel points on spending 2.5 Lakhs in a year.
  • 15,000 travel points on spending 5 Lakhs in a year.

Edition Credit Card

  • 10 Edition Cash on spending every 100 on dining or food purchases made on Zomato.
  • 2 Edition Cash on spending every 100 online or food purchases done through any platform other than Zomato.
  • 1 Edition Cash spending every 100 everywhere else.

2,000 Edition Cash on spending 5 Lakhs every year (1 Edition Cash = Re. 1).

Edition Classic Credit Card

  • 5 Edition Cash on spending every 100 on dining or food purchases made on Zomato.
  • 1.5 Edition Cash on spending every 100 online or food purchases done through any platform other than Zomato.
  • 1 Edition Cash spending every 100 everywhere else.
  • 500 Edition Cash s welcome gift (1 Edition Cash = Re. 1).
  • 2,000 Edition Cash on spending 2 Lakhs every year (1 Edition Cash = Re. 1).

Practo Plus Credit Card

Earn 1 HealthCash on spending per 100 (1 HealthCash = Re. 1). Use HealthCash to avail health services on Practo).

 

RBL Bank vCard

1 reward point on spending every 100.

  • 1,000 bonus rewards points on spending 10,000 or more within 60 days of card setup.
  • 4,000 bonus reward points on spending above 1.2 Lakhs in a year, redeemable for vouchers worth 1,000.

Platinum LifeEasy SuperCard

 

  • Gift vouchers worth 2,000 on paying joining fees and spending 2,000 within 30 days of issuance.
  • Gift vouchers worth 1,000 for spending every 1,00,000 in a year. 
  • Second year fee reversal on spending 2,00,000 in the first year.

CA SuperCard

  • 1 reward point on spending every 100 on all spends except fuel.
  • 2X reward points on all online spends, except online purchases for Education, Insurance, Wallet Load, and Utilities (including Bills2Pay). (Maximum Cap: 1,000 reward points)
  • 10 reward points on spending every 100 on dining.
  • Spend 1 Lakh in a year & get second year annual fee of 999 reversed.
  • Spend 1.5 Lakhs in a year & get Annual ICAI fee up to 3,000 reversed.
  • Gift voucher valued 1,000 on spending every 4 Lakhs.

Platinum Bonus SuperCard

  • 1,500 reward points on 4 transactions worth 1,000 each per month.
  • 5,000 reward points on spending every 1,00,000 in a year.
  • Second year fee reversed on spending 1,00,000.

6,000 reward points on paying joining fees and spending 2,000 within 30 days of issuance.

Platinum ShopSmart SuperCard

 

Second year fee reversed on spending 50,000.

Platinum TravelEasy SuperCard

 

Gift vouchers valued 1,000 on paying joining fees and spending 2,000 within 30 days of issuance.

Platinum ValuePlus SuperCard

 

Gift vouchers valued 500 on paying joining fees and spending 2,000 within 30 days of issuance.

 

RBL Bank Credit Card - Fees Details

The details of fees for RBL Bank Credit Card are as mentioned in the table below:

Name of the Card Annual Fee (in ) Renewal Fee (in )

Insignia Preferred Banking World Card

Nil

Nil

RBL Bank Icon Card

5,000

5,000

Platinum Maxima Card

2,000

2,000

IGU NHS Golf World Card

Nil

Nil

Platinum Delight Card

1,000

1,000 (waived on spend of 1.50 Lakhs or more in a year).

Titanium Delight Card

750

750 (waived on spend of 1 Lakh the previous year).

Movies and More Card

1,000

1,000 (waived on spend of 1.50 Lakhs the previous year.

Blockbuster Card

3,000

3,000

Money Tap Black Card

3,000

3,000

Shoprite card

500

500 (waived on spends of 1 Lakh and more in the previous year).

ET Money Loanpass

Nil

499 (waived on spend of 1 Lakh and more in the previous year).

Paisa on Demand

500

500 (waived on spend of 1 Lakh and more in the previous year).

RBL Bank Fun+ Card

499

499 (waived on spend of 1.50 Lakhs and more in the previous year).

World Prime SuperCard

2,999

2,999

World Max SuperCard

2,999

2,999

World Plus SuperCard

4,999

4,999

MoCash Credit Card

500

500 (waived on spend of 1 Lakh and more in the previous year).

Doctor's SuperCard

999

999

RBL Bank Cookies Credit Card

500

500

Corporate Card

Nil

Nil

All other RBL Bank Titanium Cards

 

Up to 2,000

Up to 2,000

All other RBL Bank Platinum Cards

Up to 4,000

Up to 4,000

Add on Cards

Nil

Nil

RBL Bank Popcorn Credit Card

1,000

1,000

RBL Bank Monthly Treats Credit Card

This card comes with a monthly membership fee of 50

Monthly fee is waived off on spending 3,000 every month.

World Safari Credit Card

3,000

3,000

Edition Credit Card

2,000

2,000 (Annual fee is waived off on spending 2,50,000 in the preceding year).

Edition Classic Credit Card

500

500

Practo Plus Credit Card

2,000

2,000

RBL Bank vCard

Nil

500 (Annual fee from second year onwards is waived off on spending more than 1 Lakh in the previous year).

Platinum LifeEasy SuperCard

1,999 (Welcome Gift of Gift Vouchers worth 2,000  on payment of fee).

1,999 (Spend 2,00,000 in a year and get next year's annual fee waived off).

CA SuperCard

Nil

999 (Reversed on spending 1,00,000 in a year).

Platinum Bonus SuperCard

999

999 (Spend 1,00,000 in a year and get next year's annual fee waived off).

Platinum ShopSmart SuperCard

499

499 (Reversed on spending of 50,000)

Platinum TravelEasy SuperCard

999

999 (Spend 1,00,000 in a year and get next year's annual fee waived off).

Platinum ValuePlus SuperCard

499

499 (Spend 50,000 in a year and get next year's annual fee waived off).

 

* All charges mentioned above are exclusive of GST. Applicable GST will be levied.

RBL Bank Credit Card - Charges Details

The details of charges on RBL Bank Credit Card are as given in the table below:

Type of Charge Amount

Charges for retail purchases and cash

  • 42% p.a. for all cardholders other than Insignia and IGU NHS Golf Cardholder
  • 40.80% p.a. for Insignia and IGU NHS Golf Cardholders

Transaction fee for cash advance

2.5% of the transaction amount with a minimum of 300/-

Late payment fee

15% of the outstanding amount with a minimum of 50/- and a maximum of 1000/-

Penalty for drawings over and above the limit

600

Cash deposit at branches

250/- for deposits made at RBL branches

Surcharge on railway ticket purchased/cancelled

Up to 1.8% of the ticket charges

Fuel surcharge

1% of the fuel transaction or 10/- whichever is higher

Mark up fee for foreign transaction

3.5%

 

How to Apply for RBL Bank Credit Card?

Steps to apply for the card online

For New Customers

  • Visit the official website of RBL Bank and go to the Credit Cards page.
  • Provide your contact details and personal details.
  • On verification, a representative from the bank will approach you and guide you through the process.
  • You will have to submit the documents relating to address proof, Photo ID proof and Income Proof for checking the eligibility criteria and issuing the card.

For Existing Customers

  • Go to the Credit Card page on the official website of RBL Bank
  • Provide your net banking customer ID and mobile number
  • You can directly apply for the credit card online.

Steps to Apply for the card through MyMoneyMantra

  • To begin with visit the MyMoneyMantra website.
  • Log in and choose the credit card menu. Select the card you intend to apply for and submit.
  • Fill in all the relevant information required for applying for the credit card.
  • Once the filling of the application is complete and the process initiated the representative of MyMoneyMantra will contact you and guide you through the process of documentation etc., till the approval.
  • On approva,l the card will be dispatched to your address. Card and the pin will be despatched separately

To apply for the card off line you have to visit the nearest RBL Bank branches and apply for the credit card by submitting the relevant documents 

Eligibility Criteria to Apply for RBL Bank Credit Card

The eligibility criteria to apply for RBL Bank Credit Card is as follows:

  • Applicant should be in the age group between 21 years to 65 years.
  • Applicant should either be salaried or self-employed. A stable income is a very important requirement to qualify for the Credit Card.
  • The income criteria are different for different category of cards and some of the cards are issued only to individuals in a particular income bracket.
  • The cibil score of the applicant should be satisfactory and preferably above 750.
  • There should be no delinquency reported in the credit history.
  • A well -managed debt to income ratio shows financial discipline. If the debt to income ratio is not satisfactory the application for the credit card will be rejected.
  • The outstanding balances in the existing credit cards also play a very important role while taking a decision regarding issuing of the credit card. Heavy outstanding balances in existing credit cards shows lack of financial discipline.

Documents Required for RBL Bank Credit Card

The following documents are required to apply for RBL Bank Credit Card:

  • Proof of Identity such as Aadhar Card, Voter's ID Card, Pass Port, Driving Licence and PAN Card.
  • Address Proof such as Aadhar Card, Passport, Driving Licence, Utility bills, Rental Agreement, Credit Card Statement/ Pass sheet of other banks not older than 3 months.
  • Income Proof such as IT Returns, form 16 and the latest Salary Slips

Making Your RBL Credit Card Payment

RBL Bank Credit Card payment can be made in the following ways:

  • By cash: The bill payment can be made by cash at any of the RBL Bank branches
  • Auto-Debit: Cardholders can give standing instructions to debit the credit card dues to their bank account.
  • NACH: This is an online form which can be filled by the cardholders. It authorises the bank to debit the credit dues to the cardholder's bank account.
  • Cheque/Draft: You can also make the card outstanding payment through a Cheque/Draft.
  • NEFT: Credit Card outstanding dues can be made through NEFT also. You have to mention the card number in place of the beneficiary account number.
  • Internet Banking: Credit Card bill payment can be done by the cardholder vide internet banking through their bank account.

RBL Bank Credit Card - Customer Care Numbers

Credit Cardholders can call the following customer care numbers for any queries regarding Credit cards.

  • 1800-121-9050
  • 1800-123-8040
  • 022-62327777

Frequently Asked Questions

Are the RBL Bank Credit Cards accepted worldwide?

Yes, RBL Bank Credit Cards can be used all over the world for any transactions. Purchases can be made in any currency and paid later in Indian Rupees.

What is the procedure to be followed in case the card is lost?

The loss of card should be reported to the customer care executives through the customer care helpline. Thereafter the executives of the bank will provide you with  an immediate solution.

Is cash withdrawal permitted on RBL Bank Credit Cards?

Yes, cash withdrawal up to the cash limit can be withdrawn from any ATM in India.

What is the procedure for surrendering RBL Bank Credit Card?

You should call the 24 x 7 toll-free customer care number 1800-121-9050 and inform the executive regarding the surrendering of the card. Also, provide the reference number given in your earlier interaction along with your account number and credit card number.

How can we get to know the cash limit provided on the credit card?

The cash limit will be mentioned in the monthly billing statement.

What is the procedure to check the outstanding balance on the credit card?

You can get the outstanding balance online by registering your credit card on RBL internet banking facility.

Real- time balance will be indicated through SMS alerts every time a transaction is made on the card.

Using your pin number and access code you can check the outstanding balance of the credit card at ATMs.

You can also visit the nearest RBL branch and get the outstanding balance.

How to transfer funds from RBL Credit card to the bank account?

You can transfer funds from RBL Credit Card to the bank account by using the Money Tap App.

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