MONTHLY TREATS Credit Card
If you love shopping and are looking for a credit card that offers rewards and offers on all your transactions, RBL Bank's Monthly Treats Credit Card is loaded with cashback on groceries, BookMyShow, Swiggy, and Bill Payments. With a monthly fee waiver, the card becomes even more attractive.
With Monthly Treats Credit Card, earn reward points on all your purchases. The card offers attractive cashback on grocery shopping, booking movie tickets, and bill payments. The card comes with a fuel surcharge waiver. You can get the monthly membership fee reversed on spending above 3,000 in a calendar month.
Reward Points
- 2X reward points on all online purchases
- 2 reward points for spending every 100 on all online purchases
- 1 reward point for spending every 100 on all offline purchases except fuel
Cashback Offers
- On crossing 3,000 spends in a calendar month, your next month?s fee of 50 + GST will be waived off and you will get 10% cashback (up to 100 every month) on all your grocery transactions for the rest of the month.
- On additional spends of 2,000 in a calendar month, get 10% cashback on groceries, BookMyShow, Swiggy, and Utility Bill Payments every month.
Fuel Benefits
Get a waiver of fuel surcharge (maximum 100 in a month) at all fuel stations on fuel transactions between 500 and 4,000.
|
Monthly Membership Fee |
The Monthly Treats Card comes with a monthly membership fee of 50 + GST. On spending above 3,000 in a calendar month, the monthly fee is waived off. |
|
Add-on card fee |
Nil |
|
Cash advance transaction fee |
2.5% (minimum 500) of the cash amount |
|
Cash payment at branches |
250 per cash deposit transaction at RBL Bank branch |
|
Finance charges (for retail purchases & cash) |
APR up to 3.99% p.m. (47.88% p.a.) |
|
Over limit penalty |
600 |
|
Overdue penalty/ Late payment fee |
15% of the amount due (minimum 50, maximum 1,250) |
|
Cheque return or dishonour fee/ Auto-debit reversal (Bank Account out of funds) fee |
500 |
|
Surcharge on purchase of railway tickets |
Service charges by IRCTC + Payment Gateway |
|
Surcharge on cancellation of railway tickets |
A transaction charge of up to 1.8% of ticket amount + IRCTC service charge |
|
Fuel transaction charge for transaction made at petrol pumps for fuel purchase |
10 or 1% surcharge on fuel transaction value, whichever is higher |
|
Foreign currency transaction |
3.5% |
- All the above charges incur Goods and Services Tax (GST) @ 18%
- All the charges mentioned above are subject to change as per various marketing programs. The Cardholder will be informed about the changes.
- Currently, the surcharge is waived for only select cardholders on minimum fuel transactions of 500 & a maximum of 4,000. The maximum value of the surcharge waiver varies from card to card.
- Transactions done at establishments that are registered overseas, even if its merchant is located in India, will attract a cross border charge.
What is the fee levied on the Monthly Treats Credit Card?
The card comes with a monthly membership fee of 50 + GST.
How can I avoid paying the monthly fee?
The monthly fee of 50 can be waived off on spending above 3,000 in the previous month.
Is there any fuel surcharge waiver offered by RBL on ShopRite Credit Card?
Yes. On fuel transaction of 500 to 4,000, you get a fuel surcharge waiver of up to 100 per month.
How can I apply for the card?
You can apply for the RBL Monthly Treats Credit Card through any of the following ways:
- Online through MyMoneyMantra
- Online through the official website of the RBL Bank
- By visiting the nearest RBL Bank branch
- By calling at the bank's customer care number
What are the reward benefits of the card?
- 2 reward points for spending every 100 on all online purchases
- 1 reward point for spending every 100 on all offline purchases except fuel
What are the cashback offers?
- On crossing 3,000 spends in a calendar month, get 10% cashback (up to 100 every month) on all your grocery transactions for the rest of the month.
- On additional spends of 2,000 in a calendar month, get 10% cashback on groceries, BookMyShow, Swiggy, and Utility Bill Payments every month.
Who is eligible for the card?
- Both self-employed and salaried applicants are eligible
- Applicant must have a good and regular income source
- Applicant must be an Indian resident
- Applicant must have a good credit score
- Minimum age of the applicant must be 21 years to a maximum of 65 years
On applying for the card, RBL Bank is authorised to call the applicant for completing the application process and KYC via Aadhaar OTP, OKYC, Bio-metric KYC process, or through Video KYC.
If you love shopping and are looking for a credit card that offers rewards and offers on all your transactions, RBL Bank's Monthly Treats Credit Card is loaded with cashback on groceries, BookMyShow, Swiggy, and Bill Payments. With a monthly fee waiver, the card becomes even more attractive.
With Monthly Treats Credit Card, earn reward points on all your purchases. The card offers attractive cashback on grocery shopping, booking movie tickets, and bill payments. The card comes with a fuel surcharge waiver. You can get the monthly membership fee reversed on spending above 3,000 in a calendar month.
Reward Points
- 2X reward points on all online purchases
- 2 reward points for spending every 100 on all online purchases
- 1 reward point for spending every 100 on all offline purchases except fuel
Cashback Offers
- On crossing 3,000 spends in a calendar month, your next month?s fee of 50 + GST will be waived off and you will get 10% cashback (up to 100 every month) on all your grocery transactions for the rest of the month.
- On additional spends of 2,000 in a calendar month, get 10% cashback on groceries, BookMyShow, Swiggy, and Utility Bill Payments every month.
Fuel Benefits
Get a waiver of fuel surcharge (maximum 100 in a month) at all fuel stations on fuel transactions between 500 and 4,000.
|
Monthly Membership Fee |
The Monthly Treats Card comes with a monthly membership fee of 50 + GST. On spending above 3,000 in a calendar month, the monthly fee is waived off. |
|
Add-on card fee |
Nil |
|
Cash advance transaction fee |
2.5% (minimum 500) of the cash amount |
|
Cash payment at branches |
250 per cash deposit transaction at RBL Bank branch |
|
Finance charges (for retail purchases & cash) |
APR up to 3.99% p.m. (47.88% p.a.) |
|
Over limit penalty |
600 |
|
Overdue penalty/ Late payment fee |
15% of the amount due (minimum 50, maximum 1,250) |
|
Cheque return or dishonour fee/ Auto-debit reversal (Bank Account out of funds) fee |
500 |
|
Surcharge on purchase of railway tickets |
Service charges by IRCTC + Payment Gateway |
|
Surcharge on cancellation of railway tickets |
A transaction charge of up to 1.8% of ticket amount + IRCTC service charge |
|
Fuel transaction charge for transaction made at petrol pumps for fuel purchase |
10 or 1% surcharge on fuel transaction value, whichever is higher |
|
Foreign currency transaction |
3.5% |
- All the above charges incur Goods and Services Tax (GST) @ 18%
- All the charges mentioned above are subject to change as per various marketing programs. The Cardholder will be informed about the changes.
- Currently, the surcharge is waived for only select cardholders on minimum fuel transactions of 500 & a maximum of 4,000. The maximum value of the surcharge waiver varies from card to card.
- Transactions done at establishments that are registered overseas, even if its merchant is located in India, will attract a cross border charge.
What is the fee levied on the Monthly Treats Credit Card?
The card comes with a monthly membership fee of 50 + GST.
How can I avoid paying the monthly fee?
The monthly fee of 50 can be waived off on spending above 3,000 in the previous month.
Is there any fuel surcharge waiver offered by RBL on ShopRite Credit Card?
Yes. On fuel transaction of 500 to 4,000, you get a fuel surcharge waiver of up to 100 per month.
How can I apply for the card?
You can apply for the RBL Monthly Treats Credit Card through any of the following ways:
- Online through MyMoneyMantra
- Online through the official website of the RBL Bank
- By visiting the nearest RBL Bank branch
- By calling at the bank's customer care number
What are the reward benefits of the card?
- 2 reward points for spending every 100 on all online purchases
- 1 reward point for spending every 100 on all offline purchases except fuel
What are the cashback offers?
- On crossing 3,000 spends in a calendar month, get 10% cashback (up to 100 every month) on all your grocery transactions for the rest of the month.
- On additional spends of 2,000 in a calendar month, get 10% cashback on groceries, BookMyShow, Swiggy, and Utility Bill Payments every month.
Who is eligible for the card?
- Both self-employed and salaried applicants are eligible
- Applicant must have a good and regular income source
- Applicant must be an Indian resident
- Applicant must have a good credit score
- Minimum age of the applicant must be 21 years to a maximum of 65 years
On applying for the card, RBL Bank is authorised to call the applicant for completing the application process and KYC via Aadhaar OTP, OKYC, Bio-metric KYC process, or through Video KYC.
