If you are a frequent flier, Air India SBI Platinum Card is a right Credit Card for you.

The card comes at a genuine annual cost of ? 1499 and unpacks a host of benefits for travel enthusiasts. You get attractive offers on booking hotel and air tickets besides earning multiple reward points on each transaction. You also get complimentary membership to the Air India Frequent Flyer Program - Flying Returns and exclusive access to 600 International Air Lounges.

As you join the SBI Card, you get complementary 5000 rewards points and can add up to 17000 reward points on renewing your active card next year. 1 reward point can be redeemed for free 1 Air mile, and thus your credit card can bring flying cheer to you.

You also get complimentary lost card liability cover of 1 Lakh and free card replacement facility abroad. Besides you also avail 1% fuel surcharge waiver on all petrol pumps in India. You can avail a maximum of 250 surcharge waiver on petrol pumps per month per card.

Besides, you enjoy all SBI Card benefits such as EasyMoney, Balance Transfer on EMI, FlexiPay and much more.

Welcome Benefits
As you pay the joining fee for Air India SBI Platinum Card; you get a host of welcome gifts:

  • 5,000 Welcome Reward points on joining.
  • A complimentary membership to the Air India Frequent Flyer Program - Flying Returns.

Terms of Use

  1. The points are credited to your account 15 days after the payment of annual fee.
  2. To enjoy the benefits, you need to get your existing Flying Returns Loyalty Number linked to Air India SBI Platinum Card.
  3. You can redeem the reward points for self, only if you have at least one flight accrual activity registered from the date of enrolment. For using these points for your family and friends, you must have at least five flight accrual activities registered from the date of enrolment.

Enjoy Spend Based Bonus Rewards

With Air India SBI Platinum Card, you earn 2 Reward Points per 100 spent

Up to 15,000 bonus Reward Points can be earned annually on the basis of the annual spends.

Annual Spends

Bonus Reward Points

Cumulative bonus Reward Points

2 Lakh



3 Lakh



Additionally, you also get anniversary gift of 2,000 Reward points every year on renewing your Air India SBI Platinum Card.

Terms of Use

You can convert earned Reward points into Air India miles. 1 Reward point= 1 Air India Air mile.

Rewards on Tickets Bookings

You earn Reward Points on booking air tickets with your Air India SBI Platinum Card.

  • You earn up to 15 Reward Points per 100 spent on booking Air India tickets through and Air India mobile app.
  • Air Ticket bookings processed through Air India booking offices or Air India call centres fetches you 5 Reward Points per 100. You can book for the self or the others. Air India Call Centre Number is 18001801407.
  • Earn 5 Reward Points per 100 spent on SuperSaver booklet purchases.

Terms of use:

  • Booking through Air India Website and App provides 15 Reward Points for the self; and 5 Reward Points for others.
  • Up to 15 Reward Points are credited to your account within 45 days from the date of transaction.
  • It will take 7 working days to convert Reward Points into Air India Air Miles after the request is received.
  • The minimum threshold for Air Mile redemption is 5,000 reward points and further in the multiples of 5,000 only.
  • The request for converting Reward Points into Air India Air Miles cannot be reversed.

Fuel Surcharge Waiver

With Air India SBI Platinum Card, enjoy 1% fuel surcharge waiver across all petrol pumps. The benefit is extended for all purchases at petrol pumps in India. The fuel transaction should be anywhere between 500 to 4,000, excluding the applicable taxes.

The maximum surcharge waiver limit is 250 per statement cycle per card.

Complimentary Visa Lounge Access

Air India SBI Platinum Card is a premium travel card that offers you complimentary Visa Lounge Access.

You enjoy 8 complimentary visits per year under Visa Lounge Access Program at major domestic airports in India. You can tap the maximum of 2 visits per quarter.

You also enjoy complimentary lost card liability cover of 1 Lakh. The cover is applicable prior 48 hours of reporting the loss till 7 days post the reporting of loss.

Cash on the Go

With Air India SBI Premium Card you can withdraw cash on the go. You can process cash through more than 1 million Visa ATMs worldwide, including over 18,000 Visa ATMs in India spread across 100 cities.

Global Acceptance

Your Air India SBI Platinum Card is an international card as it is accepted at over 2 million Visa outlets worldwide, including 2,85,000 outlets in India.

Add-on Cards

You can apply for Add-On Cards for your family members above the age of 18.

Emergency Card Replacement

Being a valued customer of Air India SBI Platinum Card, you get 24X7 emergency service to replace your card anywhere in the world.

You can contact 24x7 VISA helpline for emergency card replacement while travelling abroad. You can access helpline numbers here:

For accessing emergency card replacement in India, call: 39 02 02 02 (prefix local STD code) or 1860 180 1290

Easy Bill Pay

With your Air India SBI Platinum Card you can pay out your utility bills for electricity, insurance, telephone and others with the Easy Bill Pay facility.


Flexipay facility lets you convert transactions worth 2,500 or more into easy instalments. You can request for Flexipay at within 30 days of the purchase.

Balance Transfer on EMI

Your SBI Card empowers you by offering Balance Transfer on EMI facility. You can transfer the outstanding balance of all other banks' credit cards to your Air India SBI Platinum Card at a lower rate of interest and pay in affordable EMIs according to your budget.

You can request the same by logging on to

Easy Money Facility

With Easy Money facility, you can request a draft or cheque against your cash limit to your doorstep. This credit facility comes really handy for emergency cash lapses.

Online Railway Tickets Booking

With your Air India SBI Platinum Card, you can book railway tickets online at and get them delivered at your doorstep.

Steps to follow:

  • Visit and register for free of cost
  • Log in with your user name and password
  • Make reservations
  • Pay through your SBI Card

Annual Fee

Up to 1,499/-

Renewal Fee


Add-on Fee


Finance Charges

Up to 3.35% p.m., i.e., 40.2% p.a.

Minimum Due

5% of Total Outstanding (Minimum 200 + all applicable taxes + EMI ( if any) + OVL amount (if any)

Cash Advance Limit

Up to 80% of the limit; maximum 15,000 per Day

Finance Charges on Cash Advance

Same as above

Cash Advance Fee on Domestic ATMs

2.5% of withdrawal or 300 per transaction, whichever is higher

Cash Advance Fee on International ATMs

3.0% of withdrawal or 300 per transaction, whichever is higher

Cash Payment Fee


Cheque Pickup


Cheque Fee

100 (on Payments made via cheque up to 10,000)

Payment Dishonour Fee

2%, subject to a minimum of 450

Retrieval of Statement that is more than 2 months old

100 per statement

Over Limit Charge

2.5% of over limit, subject to a minimum of 500

Card Replacement Fee


Card Replacement Fee, when abroad


Conversion Mark Up on Foreign Currency Transaction


Mark-Up Fee on Dynamic Currency Conversion


Rewards Redemption Fee

Up to 99;
Nil for redemption on Air India Miles

Priority Pass Lounge Charges

1. Within India, all Airport Lounge visits through the Priority Pass Program are charged with a usage fee of $27 per visit + applicable taxes.

2. Outside India, all Airport Lounge visits through the Priority Pass Program are charged with a usage fee of $27 per visit + applicable taxes.

3. (post the exhaustion of complimentary visits)

4. All guests with SBI Cardholder having the Priority Pass will be charged usage fee of $27 per visit + applicable taxes on visiting the Airport Lounge

Surcharges on Railway tickets booked through ticket counters

30 + 2.5% of transaction

Surcharge on

Surcharge on Railway tickets booked through

1.8% of transaction + applicable

Surcharge at all products and services at petrol pumps

1% fuel surcharge waiver for each transaction ranging from 500 to 4,000 (exclusive of taxes and charges).

*Maximum of 250 /statement cycle per credit card account.

Payment of customs duty

2.25% of transaction amount; minimum of 75 (Taxes as applicable, exclusive of all above Fees, Interest & Charges)

Terms & Conditions:

  1. Interest-free credit period: 20-50 days, subject to retail purchases only when the previous month's outstanding balance is paid in full.
  2. Cash Advance Free credit period: NIL.
  3. Order of Payment Settlement: All payments for a cardholder account will be settled in the order of Minimum Amount Due, Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
  4. Late Payment: Charged as applicable

Balance Amount

Late Payment Charge

0 - 200


200 - 500


500 - 1000


1000 - 10,000


10,000 - 25,000


Above 25,000


Q.1: What if my Frequent Flyer membership (FFP) number mentioned on the Air India SBI Card is not enrolled with Air India?

Ans: Some of the common reasons for non-enrolment of Frequent Flyer membership number with Air India are:

1. Having previous Frequent Flyer Membership number which is not same as the one imprinted on your Air India SBI Platinum Card

2. The e-Mail ID used is not as per the SBI Card database

3. When an initial of the name or a single alphabet is used in place of the First Name or Last Name, processing fails and shows inaccurate name.

In any of these case, you must contact SBI Card helpline 39020202 (Prefix local STD code) and seek the issue addressal. They will process the required change and correct the enrolment status.

Q.2: How to apply for Air India SBI Platinum Card?

Ans: It is completely hassle-free to apply for Air India SBI Platinum Card. All you need to do is fill a form on MyMoneyMantra Website. As you share your details, you will be directed to a credit cards listing page wherein you can compare various cards by SBI Card. To choose Air India SBI Platinum Card directly, click on e-connect and your query is initiated. As you e-connect or press apply now, a MyMoneyMantra Credit Card Specialist will contact you on the number shared by you. S/He will assist you about documentation and approval process. They will ensure that you receive the card right on your doorstep within the shortest possible turnaround time.

Q.3: What are the eligibility criteria for Air India SBI Platinum Card?

Ans: The eligibility criteria to apply for Air India SBI Platinum are discussed below:

  1. You should be a resident Indian citizen.
  2. The age should be between 21 years to 70 years.
  3. You should have a good score to back up your application.
  4. You must have a stable monthly income source.
  5. Whether you are a self-employed, a salaried individual or a part-time employed, you can apply for the SBI Card. Even pensioners are eligible to apply for the card.

Q.4: What documents are required to apply for Air India SBI Platinum Card?

Ans: You require a copy of valid documents to establish your identity, income, and address.

For identity verification, you require any one of the following documents:
Voter's ID Card, Driving License, Aadhaar Card, Passport, Ration Card, PAN Card.

For Income Proof, you require any of the following:
Latest Income Tax Return Form, Form 16/ Salary Slip/ Salary Certificate

As for Address Proof, you require any one of the following documents:
Passport, Utility bills such as Telephone Bill or Electricity Bill, Bank Passbook, Letter from recognized public authority, Aadhaar Card, Ration Card

Besides, attaching copy of these documents, attach the latest passport size photograph along with a duly filled application form. MyMoneyMantra ensures that you receive a doorstep pick up of documents, followed by doorstep delivery of your credit card.

5. How does owning a credit card change my credit score?

Ans. Your Credit Card is one of the tools to build a good history. As you own the SBI credit card, you are liable to abide by SBI Card guidelines. As per Laws, SBI Card needs to report the credit history of each of its clients with CIBIL and other major credit bureaus. So every update on your card is also reported on your credit information report. By regularly paying your credit card bills, you build a good credit history, and thus it improves your score. Likewise, any kind of default or late payment is also recorded on your credit report.

SBI Card reserves the right to modify/ remove one or more of offers on Air India SBI Platinum Credit Card at any point in time without any notice.

Thank you for choosing to apply for AIR INDIA SBI PLATINUM Credit Card Before you start your application, please check all these statements are Correct.

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    Please select the Checkbox.
  • I hereby authorize Mymoneymantra and provide my express consent to share my application with the selected bank and obtain my credit Information/credit report from the selected bank as retrieved by the selected bank, to check eligibility for my application. I agree and understand that this may impact my credit score.
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