ETIHAD GUEST SBI PREMIER ® Credit Card

Etihad Guest SBI Premier Card is the first international SBI Cobranded Card introduced in India. It is a power-packed travel card offered by SBI Card and Etihad Guest which is the loyalty programme of Etihad Airways. The Card is a sheer delight for frequent fliers and perfectly complements the lifestyle of affluent and urban Indians.

On completing an annual milestone of 10 Lakh spends, you enjoy a value back of up to 234,000. This is the highest value back for any travel co-branded card in the country.

Highlights of Etihad Guest SBI Premier Card are:

  • 6 Etihad Guest Miles per 100 spent at Etihad.com
  • 4 Etihad Guest Miles per 100 spent internationally
  • 2 Etihad Guest Miles per 100 of regular spends
  • Complimentary Gold Tier Status upon first use of card & bonus of 50% miles on flying
  • Priority check-in and boarding
  • Excess baggage allowance up to 15 Kg
  • Complimentary Etihad Airport Lounge Access
  • Redemption of miles with Etihad and more than 20 Airline partners
  • Exclusive access to offers at over 300,000 hotels, cars and thousands of consumer and lifestyle products at the Reward Shop
  • 2 vouchers on annual spends of 8 Lakh
  • Up to 10% discount on direct Etihad Airways bookings
  • Welcome gift of 5,000 Etihad Guest Miles
  • 1,500 Etihad Guest Miles on the milestone of 1.5 Lakh quarterly spend.
  • Complimentary Priority Pass Program worth $99
  • Complimentary access to domestic and international Airport Lounges
  • Complimentary overseas air accident cover of 50 Lakh; fraud liability cover of 1 Lakh and lost baggage allowance up to $1000
  • Annual membership worth 4,999 is reversed on annual spends of 5 Lakh

Introductory Offer

Etihad Guest SBI Premier Card comes wrapped with a host of discount offers on Etihad Airways bookings. As an introductory offer for card members, upfront 8% discount on Etihad economy class and 10% discount on Etihad business class is available until March 31, 2018.

Welcome Gift

As a Welcome Gift on Etihad Guest SBI Premier Credit Card, you get complimentary Etihad Guest Gold tier status after the first transaction of your card.

You also get 2 vouchers for Free Wi-Fi on booking the first flight using the card.

Reward Benefits

You enjoy an array of reward benefits with your Etihad Guest SBI Premier Credit Card:

  • 6 Etihad Guest Miles per 100 spent on Etihad.com
  • 4 Etihad Guest Miles per 100 used for International spends
  • 2 Etihad Guest Miles per 100 for other spends

Instant Discount

  • On your Etihad Guest SBI Premier Credit Card, You enjoy up to 10% discount on direct Etihad Airways booking. You can avail a discount of 3% on Economy Class booking and 10% on Business class booking.
  • You can also enjoy discount up to 10% on redemption of travel rewards miles.

Milestone Benefits

The card also extends milestone benefits for cardholders.

  • You can earn 1,500 Etihad Guest Miles on quarterly spends worth 1.5 Lakh.
  • On annual spends of 8 Lakh, you get 1 companion voucher.*
  • On annual spend of 5 Lakh, you can enjoy the waiver of annual membership fee worth 4,999.

Complimentary Insurance

With your SBI Etihad Guest Premier Card, you get complimentary Insurance Cover to safeguard your international travel against all the odds. You get exclusive covers, as below:

  • Overseas air accident coverage worth 50 Lakh
  • Fraud liability cover worth 1 Lakh
  • Lost baggage allowance up to $1000

International Lounge Program

  • Exclusive Priority Pass Program Membership worth $99.
  • You also get access to over 1000 Airport Lounges worldwide.
  • You can enjoy 4 international Airport Lounge visits per year (max. 2 visits per quarter) as a complimentary gift on your SBI Etihad Guest Premier Card.
  • While domestically, you can enjoy 8 complimentary visits per year to domestic Visa Lounges in India (Max 2 visits per quarter).

To enjoy offers, use Etihad Guest SBI Premier Card at Airport Lounges

Fuel Surcharge Waiver

With your Etihad Guest SBI Premier Credit Card, you enjoy 1% Fuel Surcharge Waiver on each transaction worth 500 to 4,000 at petrol pumps across the country. You can avail the offer on purchases meant for fuel and other products and services at the petrol pumps. The monthly Fuel Surcharge waiver limit is 250 per statement cycle, per card.

Exclusive Visa Privileges

On your Etihad Guest SBI Premier Credit Card, you enjoy exclusive Visa privileges as a valuable card member.

  • Save up to 10% on Hertz car rentals
  • Save up to 35% on Avis Car Rentals
  • Enjoy special benefits at 900 partner luxury hotels worldwide
  • Earn additionally up to 10,000 miles per night hotel stay; Also, avail supplementary 25% extra miles on Kaligo.com

Contactless Card Advantage

You can make convenient and faster contactless transactions with your Etihad Guest SBI Premier Card. All you need to do is wave the card at a secure reader, and the transaction is processed without any physical contact. So, it is faster, easier and hassle-free to use your Credit Card for daily purchases.

The smart contactless transactions are 100% safe and reduce the risk of card skimming and counterfeiting significantly. Even when the card is waved multiple times at the reader, its security key feature "Visa payWave" ensures one transaction at a time.

Global Acceptance

Your Etihad Guest SBI Premier Card is a global card as it is accepted at over 24 million Visa outlets worldwide, including as much as 3,25,000 retail stores in India.

Complimentary Insurance Cover

Etihad Guest SBI Premier Card is designed to extend complete peace of mind to international travellers. You get a complimentary Credit Card Fraud Liability Cover worth 1 Lakh along with Overseas Accident Cover of 50 Lakh and Lost Baggage insurance cover of $1000. Thus, having Etihad Guest SBI Premier Card is one of the best traveller's Cards available in the market.

Emergency Card Replacement

You can replace your Etihad Guest SBI Premier Card anywhere in the world. A 24x7 Visa Helpline supports card members for emergency card replacement abroad.

For card replacement help in India, contact SBI Helpline at 39 02 02 02 (prefix local STD code) or 1860 180 1290

Add-on Cards

You can apply for Etihad Guest SBI Premier Cards for family members above the age of 18 years, including your parents, spouse, children or siblings.

Access Cash Globally

You can conveniently withdraw cash from over 1 million Visa or MasterCard ATMs spread across the world.

Safety and Security

Your Etihad Guest SBI Premier Card is chip and pin enabled Credit Card and thus extends enhanced security against counterfeiting and skimming.

Easy Bill Pay Facility

With Easy Bill Pay facility on Etihad Guest SBI Premier Card, you can automate utility bill payments, reducing the stress of remembering due dates.

Flexipay

With SBI Flexipay facility, your retail transactions worth 2500 and more can be converted into affordable monthly instalments. You can request for the facility within 30 days of the purchase by accessing your card account online.

Balance Transfer on EMI

By accessing Balance Transfer on EMI facility, you can convert your other banks' Credit Card dues to your Etihad Guest SBI Premier Card at a lower interest rate. The payments are converted into EMIs, thus reducing the stress of outstanding card balance significantly. The request must be made by logging on the official SBI Card website.

Easy Money

With your Etihad Guest SBI premier Card, you can enjoy instant credit delivered to your doorstep. You can request Easy Money as a draft or a cheque against the issued cash limit. The Easy Money can be booked online on SBI Card Website.

Annual fee details

Joining fee

4,999 + GST

Renewal fee (second year onwards)

4999 + GST (per annum)
*waived off on annual spends over 5 Lakh

Add-on fee

NIL

Charges for cash advance/extended credit

Finance charges

3.35% per month, 40.2% per annum (from date of transaction)

Cash advance fee on domestic ATMs (SBI and other ATMs)

2.5% of the transaction, minimum of 300

Cash advance fee on international ATMs

3% of the transaction, minimum of 300

Statement retrieval fee for statements older than 2 months

100 per statement

Payment dishonour fee

2% of the amount, a minimum of 450

Cheque pick up fee

100

Overlimit fee

2.5% of over limit, a minimum of 500

Late card payment charge:

Charge

Due Card Amount

NIL

0-200

100

200 to 500

400

500 to 1000

600

1000 to 10,000

800

10,000 to 25,000

950

greater than 25,000

Other Charges:

Rewards redemption fee

99

Card replacement

100

Emergency card replacement (when abroad)

Actual cost (minimum of $175)

Dynamic currency conversion, Mark up fee

3.50% (Only for transactions above or equal to 1000)

Foreign currency transaction, conversion mark up

3.50%

Priority Pass Lounge charges

Access to domestic Airport Lounges through Priority Pass Program at $27 per visit + taxes.

After exhausting complimentary visits, Overseas Airport Lounge visits through the Priority Pass Program are charged at usage fee of $27 per visit + taxes.

All guests accompanied by the SBI Card Priority Pass Customer to Airport Lounge, will be charged at $27 per visit + taxes.

Cash payment fee

100

Surcharge:

Railway tickets booking through counters

30 + 2.5% of transaction

Railway tickets booking through irctc.co.in

1.8% of transaction+ applicable taxes

Petrol and other products & services at petrol pumps

1% fuel surcharge waiver for each transaction of 500 to 4,000; Maximum of 250 waiver per statement cycle, per credit card account.


Things to know:

  1. You enjoy interest-free credit period of 20-50 days on retail purchases if previous month's outstanding is paid in full.
  2. Minimum amount due= 5% of Total Outstanding (Minimum of 200 + all applicable taxes + EMI (if any) + OVL amount (if any)
  3. Cash Advance is capped at 80% of the limit, subject to a maximum of 15,000 per day.
  4. Order of Payment Settlement: Cardholder account payment is settled in order of Minimum Amount Due, Fees & Other Charges, Interest charge, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
  5. Only payments through local cheques or drafts payable in Delhi are accepted.
  6. Contact SBI Helpline for further assistance at 39 02 02 02 (prefix local STD code) or 1860 180 1290

Q. How do I apply for Etihad Guest SBI Premier Card online?

Ans: To apply for Etihad Guest SBI Premier Card online, all you need to do is fill a Credit Card query form on MyMoneyMantra Website. As you fill the form, you will create unique customer access for yourself. A One Time Password (OTP) is generated so that your identity can be verified. You will receive the OTP on the mobile number shared in the form.

By filling up the OTP, you will access the best Credit Cards according to your credit requirements. You can compare various cards or go directly to Etihad Guest SBI Premier Card and connect with the card issuer.

The moment you click on the chosen card, our representatives will initiate the processing of your request. A card representative will also contact you on the phone and further assist you to avail the card in the shortest turnaround time. They will assist you to get doorstep delivery of the card. The entire process is quick and hassle-free.

Q. What are the eligibility criteria for Etihad Guest SBI Premier Card?

Ans: To apply for Etihad Guest SBI Premier Card, you must fulfil following eligibility criteria:

  • You should be an Indian citizen.
  • You must be 21 years old.
  • You should have a good credit history and score.
  • You should have legal documents to verify your identity, age, income, and address.

Q. What are the documents required for Etihad Guest SBI Premier SBI Card?

Ans: To apply for Etihad Guest SBI Premier SBI Card, you are required to fill the card application form and attach the recent passport sized pictures, along with a copy of valid documents to verify your identity, age, income, and address. You can submit any one of the acceptable documents for each category. The approved documents' list is as below:

Identity Proof

Age Proof

Income Proof

Address Proof

Pan Card/ Driving License/Voter ID Card/ Passport

Birth Certificate/Passport/ Voter ID card

For salaried employees: Latest salary slips for 3 months, Bank statements for past 6 months

For self-employed/ business owners: Latest ITR, financial statements, proof for business continuity

Copy of latest utility bills like Telephone bill, Electricity bill, Bank Statement, etc/Rent Agreement/ Voter ID card/ Ration Card/ Passport/ Driving License

Q. What is the difference between privileges of Etihad Guest SBI Premier Card and Etihad Guest SBI Card?

Ans: Etihad Guest SBI Premier Card and Etihad Guest SBI Card are the two variants of international co-branded cards by SBI and Etihad Guest which is the loyalty programme of Etihad Airways. The former is the premium version packed with complimentary Gold Tier Status, while the latter comes with complimentary Silver Tier Status. The annual membership cost of Etihad Guest SBI Premier Card is 4999, while Etihad Guest SBI Card costs 1499 annually.

Both Cards are packed at par with exclusive rewards and benefits. A highly frequent flier must choose the premium version while a frequent flyer may opt for the plain variant. Both cards offer exclusive value back in the form of Etihad Guest Mile rewards, Airport Lounge Access and instant discount on direct airways booking. For Example, You enjoy additional excess baggage allowance of 10 kgs with Etihad Guest SBI Card and 15 kgs with Etihad Guest SBI Premier Card. You also get priority boarding and complimentary insurance cover with your card.

Q. Will a late card payment hurt my credit score?

As per RBI directive, SBI Card periodically reports your card usage history including the payments and defaults to the credit information bureaus which builds your Credit Score. When you miss the monthly payment on your card, it is bound to be reflected on your report. However, it does take 40-50 days to report a credit history. You get ample time to pay out. The SBI Card doesn't report default without taking the required steps.

The continued use of the card reflects card-member's acceptance of terms and conditions.

SBI Card reserves the right to modify/ remove one or more of offers on Etihad Guest SBI Premier Credit Card at any point in time without notice.

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