Bajaj Finserv
Credit Card

The features and benefits of Bajaj Finserv Credit Cards are:

• Cash withdrawal facility at ATMs: Bajaj Finserv provides this facility on their card with an interest-free period of 50 days. Only a cash transaction fee of 2% of the amount withdrawn will be collected.
• Conversion to EMI: Facility to convert high-value purchases of Rs. 3,000 or above on the card to equated monthly instalment (EMI) with flexible tenure options.
• Cash advance: You can avail cash advance on your cash limit like a personal loan which is interest-free for 90 days. Cash advance can be repaid in 3 monthly instalments and comes with interest rate of 1.16% p.m.
• Security: The card gives you the facility of 'In-hand' security and zero-fraud liability cover against cybercrimes. The usage of the card can be monitored through the RBL MyCard App.

Also read How To Use Credit Card in India.

• Huge savings: By making transactions with your Bajaj Finserv RBI Bank SuperCard, you can save up to Rs. 55,000 annually. 
• Special privileges: You can avail special discounts on apparel and accessories shopping and even grocery purchase at partner outlets.
• Instant approval: Instant online approval given in the quickest time. The joining and annual fees on the card are very nominal.
• Reward points: You can earn reward points on every purchase on the card and also get some great welcome offers.
• CIBIL score: You can improve your CIBIL score by making timely payments. 

The following criteria have to be met with to qualify for Bajaj Finserv Credit Card:

• The applicant should be in the age group between 21 years to 70 years.
• The applicant should have a regular source of income.
• The applicant should have a minimum credit score of 750 or above.
• The applicant should not have defaulted any loan or credit card payments.
• The applicant should have the Bajaj Finserv EMI Network Card.
• The applicant should be a customer of BFL or Bajaj Finance Limited.
• The residing address provided by the applicant must be from the SuperCard live locations in India.

Also Check: Cibil score for credit card 

The documents required for Bajaj Finserv Credit Card are:

• Identity proof: Passport, Voter ID, Driving Licence, PAN Card, Aadhaar Card (any one).
• Address proof: Passport, Voter ID, Driving Licence, Aadhaar Card (any one).
• Photo: Passport size photograph of the applicant.

Bajaj Finserv may ask to provide additional documents during credit card processing if needed.

The details of Bajaj Finserv Credit Card Fees are as mentioned below:

The details of the charges on the Bajaj Finserv Credit Cards are as mentioned below:

Additional Reading: How to calculate credit score?

Bajaj Finserv lets select card members Balance Transfer from any other credit card to RBL Bank Credit Card with payback in low-cost EMIs with its Transfer ‘n’ Pay facility. You can choose from 3/6/12 months as repayment tenure for the amount with minimum processing fee.

You can send SMS ‘<BTY> <Last 4 digits of card number other bank>’ to 5607011 to avail this facility. Minimum balance transfer amount should be Rs. 5,000 and can go up to 80% of the credit limit available to the primary Bajaj Finserv RBL Bank SuperCard. 

You can reward points on every purchase on the card and also get some great welcome offers.

The points earned on vouchers, mobile recharge, travel, and shopping can be redeemed on www.rblrewards.com/Supercard.

The details of Bajaj Finserv Credit Card Reward Points are as given below:

Additional Reading: How to get loan for low cibil score?