Top 10 Bajaj Finserv Credit Cards

Card NameAnnual FeeBest for
Platinum Choice SuperCardRs. 499 + GSTEntertainment & Cashback
Platinum Plus SuperCardRs. 999 + GSTTravel, Entertainment & Cashback
Platinum Choice First-Year-Free SuperCardRs. 499 + GSTEntertainment & Cashback
Platinum Plus First-Year-Free SuperCardRs. 999 + GSTTravel, Entertainment & Cashback
World Plus SuperCardRs. 4,999 + GSTTravel & Cashback
World Prime SuperCardRs. 2,999 + GSTTravel, Entertainment & Cashback
Doctor's SuperCardRs. 999 + GSTCashback, Health & Entertainment 
Bajaj Finserv RBL Bank Shop Smart SuperCardRs. 499 + GSTShopping & Cashback
Bajaj Finserv RBL Bank Travel Easy SuperCardRs. 999 + GSTTravel & Cashback
Bajaj Finserv RBL Bank Value Plus SuperCardRs. 499 + GSTShopping & Cashback

 

Benefits

  • Huge savings: By making transactions with your Bajaj Finserv RBI Bank SuperCard, you can save up to Rs. 55,000 annually. 
  • Special privileges: You can avail special discounts on apparel and accessories shopping and even grocery purchase at partner outlets.
  • Instant approval: Instant online approval given in the quickest time. The joining and annual fees on the card are very nominal.
  • Reward points: You can earn reward points on every purchase on the card and also get some great welcome offers.
  • CIBIL score: You can improve your CIBIL score by making timely payments. 

Eligibility

The following criteria have to be met with to qualify for Bajaj Finserv Credit Card:

  • The applicant should be in the age group between 21 years to 70 years.
  • The applicant should have a regular source of income.
  • The applicant should have a credit score of 750 or above.
  • The applicant should not have defaulted any loan or credit card payments.
  • The applicant should have the Bajaj Finserv EMI Network Card.
  • The applicant should be a customer of BFL or Bajaj Finance Limited.
  • The residing address provided by the applicant must be from the SuperCard live locations in India.

Documents

The documents required for Bajaj Finserv Credit Card are:

  • Identity proof: Passport, Voter ID, Driving Licence, PAN Card, Aadhaar Card (any one).
  • Address proof: Passport, Voter ID, Driving Licence, Aadhaar Card (any one).
  • Photo: Passport size photograph of the applicant.

Bajaj Finserv may ask to provide additional documents during credit card processing if needed.

Balance Transfer: How to use the BT feature and what are the Benefits?

Bajaj Finserv lets select card members Balance Transfer from any other credit card to RBL Bank Credit Card with payback in low-cost EMIs with its Transfer ‘n’ Pay facility. You can choose from 3/6/12 months as repayment tenure for the amount with minimum processing fee.

You can send SMS ‘<BTY> <Last 4 digits of card number other bank>’ to 5607011 to avail this facility. Minimum balance transfer amount should be Rs. 5,000 and can go up to 80% of the credit limit available to the primary Bajaj Finserv RBL Bank SuperCard. 

Bajaj Finserv Credit Card Reward Points

You can reward points on every purchase on the card and also get some great welcome offers.

The points earned on vouchers, mobile recharge, travel, and shopping can be redeemed on www.rblrewards.com/Supercard.

The details of Bajaj Finserv Credit Card Reward Points are as given below:

Name of the CardReward Points
Platinum Choice SuperCard
  • Earn 2000 bonus points as a welcome gift
  • On an annual spend of Rs. 75,000 you earn 5000 reward points
  • Earn 1 reward point on every Rs. 100 spend
  • 2X reward points on all online spends
Platinum Choice First-Year-Free SuperCard
  • Earn 1 reward point on every Rs. 100 spent on all purchases
  • Earn 5000 reward points on an annual spend of Rs. 75,000
  • 2X reward points on all online spends
Platinum Plus SuperCard
  • Earn 4000 bonus points as a welcome gift
  • Earn 10000 reward points for an annual spend of Rs. 1.50 Lakhs
  • 1 reward point for every Rs. 100 spent on all purchases
  • 2X reward points on all online spends
Platinum Plus First-Year-Free SuperCard
  • 10000 reward points on an annual spend of Rs. 1.50 Lakhs.
  • Earn 1 reward point on every Rs. 100 spent on all purchases.
  • 2X reward points on all online spends
World Prime SuperCard
  • Earn 12000 bonus points as a welcome gift
  • Earn 10000 reward points on an annual spend of Rs. 1.50 Lakhs and additional 10000 reward points on annual spends of Rs. 3.50 Lakhs.
  • 2 reward points for every Rs. 100 spent on all purchases
  • 2X reward points on all online spends
World Plus SuperCard
  • Earn 20000 bonus points as a welcome gift
  • Earn 2 reward points on every Rs. 100 spent on all purchases
  • Earn 20 reward points on every Rs. 100 spent abroad and on dining
  • Earn 20000 reward points on an annual spend of Rs. 3 Lakhs and an additional 20000 reward points on annual spends of Rs. 5 Lakhs.
Doctor's SuperCard
  • 1 reward point on spending each Rs. 100 offline 
  • 2X reward points on all online spends

Features 

The features and benefits of Bajaj Finserv Credit Cards are:

  • Cash withdrawal facility at ATMs: Bajaj Finserv provides this facility on their card with an interest-free period of 50 days. Only a cash transaction fee of 2% of the amount withdrawn will be collected.
  • Conversion to EMI: Facility to convert high-value purchases of Rs. 3,000 or above on the card to equated monthly instalment (EMI) with flexible tenure options.
  • Cash advance: You can avail cash advance on your cash limit like a personal loan which is interest-free for 90 days. Cash advance can be repaid in 3 monthly instalments and comes with interest rate of 1.16% p.m.
  • Security: The card gives you the facility of 'In-hand' security and zero-fraud liability cover against cybercrimes. The usage of the card can be monitored through the RBL MyCard App.

Fee

The details of Bajaj Finserv Credit Card Fees are as mentioned below:

Card NameJoining FeeAnnual Fee
Platinum Choice SuperCardRs. 499 + GSTRs. 499 + GST
Platinum Plus SuperCardRs. 999 + GSTRs. 999 + GST
Platinum Choice First-Year-Free SuperCardNilRs. 499 + GST
Platinum Plus First-Year-Free SuperCardNilRs. 999 + GST
World Plus SuperCardRs. 4,999 + GSTRs. 4,999 + GST
World Prime SuperCardRs. 2,999 + GSTRs. 2,999 + GST
Doctor's SuperCardRs. 999 + GSTRs. 999 + GST
Bajaj Finserv RBL Bank Shop Smart SuperCardRs. 499 + GSTRs. 499 + GST
Bajaj Finserv RBL Bank Travel Easy SuperCardRs. 999 + GSTRs. 999 + GST
Bajaj Finserv RBL Bank Value Plus SuperCardRs. 499 + GSTRs. 499 + GST

Charges

The details of the charges on the Bajaj Finserv Credit Cards are as mentioned below:

Finance charges for retail purchases and cash withdrawal
  • Up to 3.5% p.m. for Doctor’s SuperCard, Bajaj Finserv RBL Bank Shop Smart SuperCard, Bajaj Finserv RBL Bank Value Plus SuperCard & Bajaj Finserv RBL Bank Travel Easy SuperCard
  • Up to 3.99% p.m. for other cards
Cash advance transaction fee2.5% of the transaction amount with a minimum of Rs. 100
Call-a-draft fee2.5% of the draft amount with a minimum of Rs. 300
Card replacement feeRs. 200
Duplicate statement feeRs. 100
Overdue/late payment fee15% of the outstanding balance with a minimum of Rs. 350 and a maximum of Rs. 1,000
Penalty for using the card over and above the limitRs. 600
Charges for slip retrieval/ copyRs. 100
Outstation cheque feeRs. 100
Cheque return or dishonour feeRs. 500
Charges for cash payment at branchesRs. 250 for cash deposited at RBL/Bajaj Finserv branches
Surcharge on purchase or cancellation of railway ticketsUp to 1.8% of the ticket amount + IRCTC service charge
Charge for fuel transaction made at petrol pumps1% surcharge or Rs. 10, whichever is higher
Foreign currency transaction fee3.5%
Personal Indemnity Insurance + annual feeRs. 4,999 + GST (applicable only for Doctor's SuperCard, Bajaj Finserv RBL Bank Shop Smart SuperCard, Bajaj Finserv RBL Bank Value Plus SuperCard, & Bajaj Finserv RBL Bank Travel Easy SuperCard)

Bill Payment Options for Bajaj Finserv Credit Card

The payment of the outstanding balance on Bajaj Finserv Credit Card can be made in the following ways:

  • By NEFT: If you are making the payment from other bank accounts, then NEFT is the way. In the place of the beneficiary account number, you should provide the 16 -digit card number. Other details like IFSC Code, Payee's Account Number, Payee's name as it appears on the card, Name of the Bank, Name of the Bank branch, and amount have to be provided.
  • Through Bill Desk: Visit the Bajaj Finserv RBL Bank bill desk to pay the Credit Card amount through another bank account. You will have to give the 16-digit card number and choose the bank from which you wish to pay. You will be directed to the respective bank's internet banking portal. Using the Login ID and Transaction ID of the internet banking facility you can make payment of the card.
  • NACH: Register for NACH facility for auto-debit from your savings bank/current account. Download the form and submit it to the address given in the form.
  • Netbanking: If you are a customer of RBL Bank, you can make the payment easily through the bank's internet banking facility.
  • Cheque: You can also make payment through cheque by writing the 16-digit card number and dropping the cheque at any drop box provided at RBL ATMs.
  • Cash: Payment for the card can also be made by depositing cash at RBL or Bajaj Finserv branches.

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Bajaj Finance Credit Card FAQ's

✅ How is the fuel surcharge waiver accounted for?

A transaction between Rs. 500 to Rs. 4,000 is eligible for fuel surcharge waiver. The amount waived will be reimbursed in the subsequent month.

✅ What are the reward points redeemable on www.rblrewards.com/Supercard?

The points earned on vouchers, mobile recharge, travel, and shopping can be redeemed on www.rblrewards.com/Supercard.

✅ What is the difference between Bajaj Finserv RBL Bank SuperCard and other cards?

The SuperCard has added features like a cash advance on cash limit of the card which is interest-free for 90 days. Cash withdrawal facility at ATMs is interest-free for 50 days. It also has innumerable, unmatched offers and benefits.

✅ What is the in-hand security feature of the SuperCard?

With this facility, you can control the cash and credit limit on your card and also set a limit for international transactions through the RBL App.

✅ How to track the Bajaj Finserv Credit Card application status?

You have to follow simple steps to track the application status online.

  • Visit the page specifically meant for checking the application status
  • Enter any one of these details
  • Mobile Number
  • Customer ID
  • Pan Number
  • Reference Number
  • Email ID
  • Once submitted, the status of your Credit Card will be displayed on the screen.
  • To track the Credit Card application status offline you should give a missed call on 9289222032 and wait for a call- back.
  • You can also go the nearest Bajaj Finserv branches and enquire the status.

✅ What is the procedure to check the Credit Card statement?

  • To check the Credit Card statement, you can visit customer portal Experia of Bajaj Finserv or go to the Bajaj Finserv Credit Card page and check for the statement on My Account tab. On the My Account tab, you will have to choose "View SuperCard Statement".
  • You will be directed to RBL Bank Credit Card page where you will have to enter the card details. Once done, you can access the Credit Card statement.

✅ What is the procedure for the generation of Credit Card Pin?

  • Visit the official website of RBL Bank
  • Choose the Credit Card page and select the 'set your pin' option
  • Enter your SuperCard details and validate
  • Generate OTP and set the Pin of your choice