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Citi Prestige Credit Card Details

FeaturesDetails
Best forRewards and offers
Joining feeWill be communicated at the time of sourcing. 
Annual feeRs. 20,000 + taxes
Welcome gift2,500 reward points and benefits worth Rs. 10,000 from Taj Group/ ITC Hotels every year 
Required eligible age 21 years or above
Minimum income requiredMinimum annual income of Rs. 25 Lakhs

Additional Info: Citibank Credit Card Customer Care in Detail.

Citi Prestige Credit Card Fees & Charges

  • Joining fee: Will be communicated at the time of sourcing.
  • Annual fee: Rs. 20,000 + taxes.
  • Cash advance fees: 2% of the billed amount withdrawn, minimum Rs. 300.
  • Late payment charges: Nil for statement balance up to Rs. 2000 and Rs. 100 for statement balance above Rs. 2,000.
  • Over credit limit charge: 2.5% of the amount over the credit limit (excluding fees, charges and taxes), subject to a minimum of Rs. 500.
  • Returned payment charge: Rs. 350 per Cheque/ ECS/ ACH/ SI bounce.
  • Railway ticket booking surcharge: 1.8% of the transaction value. 
  • Fuel transaction charge: 1% fuel transaction charge (or surcharge) + GST. This is reversed at authorized IndianOil Corporation outlets only for transactions above Rs. 10.
  • Foreign currency transactions: 3.5% mark-up.
  • Cash deposit at Citi branches: Rs. 100 per deposit.

Benefits of Citi Prestige Credit Card

Welcome Benefits

  • Get 2,500 reward points as a welcome gift. 
  • Get benefits worth Rs. 10,000 from Taj Group or ITC Hotels every membership year.
  • This offer is valid only for cards issued in India for primary card members of Citi Prestige.
  • 2,500 reward points will be credited to your card account within 60 days from the first transaction (if new member) or within 60 days from the membership renewal date (for the renewed card).
  • To avail of Taj Group/ITC Hotels vouchers, you need to make the first transaction in the membership year and call the Service Line +91-22-49181050 and 1-800-419-1050 of Citi Prestige.

Rewards

  • Earn at least 1 reward point on domestic spend of every Rs. 100 online and in-store.
  • Earn 2 reward points on every international spends of Rs. 100.
  • Earned reward points never expire.
  • Redeem now or keep collecting your points for later use.
  • Redeem points instantly through SMS against purchases at leading brands.

Transfer Rewards Points to the Loyalty Programs of Leading Airlines & Hotels

  • Get 4 Frequent Flyer Air miles against every Citi Prestige reward point transferred to Citi airline partners.
  • 1 Citi Prestige reward point = 4 Frequent Flyer Air miles. 
  • Offer available for: Air India, British Airways, Etihad Airways, Virgin Atlantic, Qantas, Qatar Airways, Cathay Pacific, Eva Air, InterMiles, Singapore Airlines, Thai Airways, Flying Blue (Air France and KLM), and Turkish Airlines.
  • You can also transfer your reward points to partner luxury hotels.

Discounts & Offers

  • 10% off on Reliance Digital.
  • Rs. 300 off for all orders of above Rs. 999 on Bombay Shaving Company.
  • Flat 20% off on all Beardo products.
  • Extra 20% off on The Man Company (excluding body perfumes).
  • Spruce Shave Club: Flat 30% Off on all orders above INR 499/-
  • Flat Rs.350 off on New Tata Play connection.
  • Get flat Rs. 300 off on purchase of Rs. 2,000 on NNNOW..
  • 15% discount on Math and Coding Classes on Cuemath
  • Up to 15% off on Samsung.
  • All the above offers are valid till 30th September 2022.
  • Visit https://www.online.citibank.co.in/credit-card/offers?eOfferCode=INCITICRDOFRS to know the latest offers.

Concierge

  • Special Prestige concierge for your day-to-day tasks while staying safe at home.
  • 1 reward point = 1 Taj InnerCircle point for Taj InnerCircle.
  • 1 reward point = 4 IHG points for IHG Rewards Club.

Complimentary Night Stay

  • Get a complimentary night stay on booking at least a consecutive four-night stay at any hotel/ resort.

Privileged Golf Experiences

  • Get complimentary golf rounds and lessons at select golf courses in India.

Priority Pass Benefits

  • Get complimentary unlimited access to the Priority Pass lounge. 
  • The offer is available for primary as well as add-on card members.

Tap & Pay 

  • Now pay the easy way by using your Citi contactless card. 
  • Just tap your card on the terminal that accepts the contactless card. 
  • It is safe, fast and secure.

Citi PayLite

  • Convert your shopping bills of more than Rs. 2,500 into affordable EMIs. 
  • You can convert up to 10 eligible transactions. 
  • You can make payments in up to 48 EMIs.

Citi Quick Cash

  • Avail instant loan with Citi Quick Cash.
  • The loan is offered at a 0% processing fee.
  • Interest rate for instant personal loan starts at 9.99% p.a.

Joining & Annual Fee:

  • Joining Fee: Will be communicated at the time of sourcing. 
  • Annual Fee: Rs. 20,000 + taxes

Citi Prestige Credit Card Eligibility

You must meet the following eligibility criteria to apply for a Citi Prestige credit card:

  • You must be aged at least 21 years old or above to apply for the card.
  • Your minimum annual income should be at least Rs. 25 Lakhs.
  • You must be an Indian resident.
  • You should have a good credit history and credit score.

Citi Prestige Credit Card Document Required

Following are the documents your will be required to submit to apply for the Citi Prestige credit card:

Documents required for salaried applicants

  • Identity proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter's ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
  • Address proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter's ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
  • Income proof: Latest 2 salary slips.

Documents required for non-salaried applicants

  • Identity proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter's ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
  • Address proof: Valid Passport issued by the Government of India, Proof of Possession of Aadhaar number (via Aadhaar Card/ E-aadhaar), Voter's ID Card, Valid Driving License, Job Card issued by NREGA (duly signed by a State Government officer).
  • Income proof: Latest year's Income Tax Return along with audited financials and computation of income.

 Citibank Prestige Credit Card Points

Citibank Prestige credit card reward point details are mentioned below:

  • Earn at least 1 reward point on every domestic spend of Rs. 100 online and in-store.
  • Earn 2 reward points on every international spends of Rs. 100.
  • The earned reward points never expire.
  • You can redeem now or keep collecting your points for later use.
  • You can redeem points instantly through SMS against purchases at leading brands.

How to Apply for Citi Prestige Credit Card?

You can apply for a Citi Prestige credit card online through Citibank’s website or offline by visiting the nearby Citi branch. Alternatively, you can also apply for the card online on our portal by following the steps given below:

  • Click on the ‘Credit Cards’ tab available on the homepage of our website.
  • Enter all the necessary details such as your name, mobile number, email id, employment information, income, etc.
  • Verify your mobile number by typing in the OTP received on your number.
  • You will receive a call from one of our credit card experts soon to help you complete the credit card application process.

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Citi Prestige Credit Card FAQs

What is the limit of Citi Prestige Credit Card?

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The credit limit of the Citi Prestige credit card is communicated at the time of sanctioning the card. You can get your credit limit increased by requesting it online or over the phone at (800)950-5114 after 6 months of opening your account. The bank might also offer you an increase in the limit when it reviews your account and considers you eligible for it.

What is the annual fee for a Citi Prestige Credit Card?

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The annual fee for a Citi Prestige Credit Card is Rs. 20,000 + taxes.

How can I redeem the reward points on Citibank Prestige Credit Card?

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  • Transact using your Citi Prestige Credit Card.
  • Redeem your Citi Prestige reward points instantly via SMS against leading brands for flights, hotels, gift cards and more.
  • Transfer your Citi rewards points to select frequent flier programs and hotel partners.

How to check the status of Citi Prestige Credit Card?

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Follow the below steps to check the status of the Citi Prestige Credit Card:

  • Visit Citibank Online on your mobile, desktop, or laptop. 
  • Select the ‘Credit Cards’ option from the menu bar.
  • Click on the ‘Track Application Status’ tab from the dropdown menu.
  • You will be redirected to a page wherein you have to enter your application reference number and mobile number as mentioned in your application. 
  • Now click on the ‘submit’ button.
  • If the entered details are accurate, you will get one of the following application statuses:
    • Approved
    • Dispatched
    • Disapproved
    • In progress
    • On-hold
    • No records found 

Does the Citi Prestige card support contactless Payment?

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Yes, the Citi Prestige card supports contactless Payment