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Citi Rewards Credit Card Details

Following are some important details of the Citibank Rewards credit card:

FeaturesDetails
Type of cardRewards
Joining feeNil
Annual feeRs. 1,000 + GST
Age18 to 70 years
Foreign currency transaction3.5%

Citi Rewards Credit Card Fees & Charges

The Citi Rewards credit card charges are mentioned below in detail:

  • Joining fee: Nil.
  • Annual & joining fee: Citi Rewards credit card annual fee is Rs. 1,000 + GST. The fee is waived off on spending Rs. 30,000 or more on the card. 
  • Cash advance fee: 2.5% on the billed withdrawn amount, minimum Rs. 500.
  • Late payment charges: Up to Rs. 1,300.
  • Over credit limit charge: 2.5% of the amount over the credit limit, minimum Rs. 500. 
  • Returned payment charge: Rs. 500 per returned Cheque/ ECS/ ACH/ SI bounce payment.
  • Fuel transaction charge: 1% of fuel transaction charge (or surcharge) + GST. Reversed at authorized IndianOil Corporation outlets for transactions above Rs. 10.
  • Railway ticket booking surcharge: 1.8% of the transaction value.
  • Reissuance of lost/ stolen/ damaged card: Nil.
  • Foreign currency transaction: Citibank credit card charges foreign currency transaction charges of 3.5%. 
  • Cash deposit at Citi branches: Rs. 250 per deposit.

Features & Benefits of Citi Rewards Credit Card

Following are the Citi Rewards credit card benefits and features:

Welcome Gift

  • Get up to 2500 welcome reward points as a welcome gift with your Citibank Rewards card.

Accelerated Rewards

  • Citibank Rewards card offers 10 reward points on spending every Rs.125 on apparel and department stores (online and in-store).
  • Get 1 reward point on spending Rs. 125 on all other spends on the Citi Rewards card.

Bonus Rewards

  • Get 300 bonus points on the purchase of Rs. 30,000 or more in a month with Citi bank Rewards credit card.

Evergreen Reward Points

  • Reward points earned with your Citibank Rewards card never expire. You can redeem them whenever you wish to.
  • Citibank reward points can be redeemed instantly via SMS against purchases at leading brands.

Citi FlexiBill

Convert your credit card outstanding balance into 6 to 48 instalments with Citi FlexiBill.

  • The minimum amount should be Rs. 2,500 for availing this Citibank Rewards card benefits.
  • EMI payment options start from as low as Rs. 74 per month.

Citi Rewards Credit Card Eligibility

You have to meet the following eligibility criteria to apply for a Citi Rewards card:

  • The applicant should be aged between 18 to 70 years.
  • The applicant must be a resident of India.

Citi Rewards Credit Card Document Required

Following is the Citi Reward card documents requirement: 

Documents required for salaried applicants

  • Identity proof: Valid Passport issued by Government of India, Driving License, Aadhaar Card/ E-aadhaar, Voter's ID Card, or Job Card issued by NREGA (duly signed by an officer of the State Government).
  • Address proof: Valid Passport issued by the Government of India, Driving License, Aadhaar Card/ E-aadhaar, Voter's ID Card, or Job Card issued by NREGA (duly signed by an officer of the State Government).
  • Income proof: Latest 2 salary slips.

Documents required for self-employed applicants

  • Identity proof: Valid Passport issued by Government of India, Driving License, Aadhaar Card/ E-aadhaar, or Voter's ID Card.
  • Address proof: Valid Passport issued by the Government of India, Driving License, Aadhaar Card/ E-aadhaar, or Voter's ID Card. 
  • Income proof: Latest year ITR with audited financials & computation of income.

Citibank Credit Card Reward Points

Following are the Citibank credit card reward points you can earn with Citi Rewards credit card:

  • Up to 2500 welcome reward points as a welcome gift under Citibank Rewards credit card benefits.
  • 10 reward points on spending every Rs.125 on apparel and department stores (online and in-store).
  • 1 reward point on spending Rs. 125 on all other spendings.
  • 300 bonus Citi rewards points on the purchase of Rs. 30,000 or more in a month.
  • Citibank Rewards credit card offers evergreen reward points, which means reward points earned with your Citibank Rewards credit card never expire. You can redeem them whenever you wish to.
  • Citibank reward points can be redeemed instantly via SMS against purchases at leading brands.

How to Apply for Citi Rewards Credit Card

One of the various Citibank credit card benefits includes an online application. You can apply for the card online through our website by following the steps mentioned below:

  • Click on the ‘Credit Cards’ tab on the homepage of our website.
  • Enter all the required details, such as your name, mobile number, email id, employment information, income details, etc.
  • Verify your mobile number by typing the OTP received on your number.
  • You will receive a call from our credit card expert soon to help you complete the credit card application process.

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Citi Rewards Credit Card FAQs

What is the limit of Citibank Credit Card Reward?

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The limit of the Citibank Rewards credit card is dependent on the applicant’s income, debt obligations, and other factors. You can SMS, 'CARDBAL XXXX' and send to 52484 from your registered mobile number to know your limit.

What is the annual fee for Citibank Rewards credit card?

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Citi Rewards credit card's annual fee is Rs. 1,000 + GST. The fee is waived off on spending Rs. 30,000 or more on the card under Citi Rewards card benefits. 

How can I redeem the reward points on Citibank Rewards Credit Card?

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Click on the link https://www.online.citibank.co.in/credit-card/rewards/redeem to redeem the reward points on the Citibank Rewards credit card online.

How to check the status of Citi Rewards Credit Card?

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To check the status of the Citibank Rewards platinum card, visit Citibank Online on your desktop/ laptop/ mobile phone and then click on the 'Credit Cards' tab in the menu bar. Then from the dropdown menu, select the 'Track Application Status' option to view the status.

How can I check Citibank Rewards credit card review?

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You can check Citibank Rewards credit card review online on the browser from your computer/ laptop/ smartphone.