RBL Bank Monthly Treats Credit Card is tailor-made for shopaholics. The card is loaded with reward points and cashback benefits on groceries, BookMyShow, Swiggy, and bill payments. This card comes with a nominal monthly membership fee of Rs. 50 + GST, which is waived off on spending above Rs. 3,000 in a calendar month.

Benefits and Features

Reward Points 

  • 2X reward points on all online purchases
  • 2 reward points for spending every Rs. 100 on all online purchases
  • 1 reward point for spending every Rs. 100 on all offline purchases except fuel.

Cashback Offers

  • On crossing Rs. 3,000 spends in a calendar month, your next month’s fee of Rs. 50 + GST will be waived off and you will get 10% cashback (up to Rs. 100 every month) on all your grocery transactions for the rest of the month.
  • On additional spends of Rs. 2,000 in a calendar month, get 10% cashback on groceries, BookMyShow, Swiggy, and Utility Bill Payments every month. 

Fuel Benefits

Get a waiver of fuel surcharge (maximum Rs. 100 in a month) at all fuel stations on fuel transactions between Rs. 500 and Rs. 4,000.

Annual Fee & Joining Fee for RBL Bank ShopRite Credit Card

Joining fee: Rs. 50+GST Monthly

Monthly fee: Rs. 50 (reversed on spending Rs. 3000 or more in the calendar Month)

Eligibility for RBL Bank ShopRite Credit Card

  • Both self-employed & salaried applicants are eligible for the card. 
  • Applicant must have a good and stable source of income.
  • Applicant must be an Indian resident. 
  • Applicant must have a good CIBIL score. 
  • Applicant must be in the age group of 21 to 65 years.


  • Salary slips or income proof for the last 3 months
  • Form 16 or ITR
  • Address proof: Utility Bills, Ration Card, Passport, Bank Details, etc.
  • Bank statements
  • Identity proof: Aadhar Card, PAN card, Driving license Voter Id Card, etc.
  • Passport-sized photographs
  • Bank statements of last 6 months

Terms & Conditions:

  • All the above charges incur Goods and Services Tax (GST) @ 18%
  • All the charges mentioned above are subject to change as per various marketing programs. The Cardholder will be informed about the changes. 
  • Currently, the surcharge is waived for only select cardholders on minimum fuel transactions of Rs. 500 & a maximum of Rs. 4,000. The maximum value of the surcharge waiver varies from card to card. 
  • Transactions done at establishments that are registered overseas, even if its merchant is located in India, will attract a cross border charge.

Fees and Charges

Monthly Membership Fee The Monthly Treats Card comes with a monthly membership fee of Rs. 50 + GST. On spending above Rs. 3,000 in a calendar month, the monthly fee is waived off.
Add-on card feeNil
Cash advance transaction fee2.5% (minimum Rs. 500) of the cash amount
Cash payment at branchesRs. 250 per cash deposit transaction at RBL Bank branch
Finance charges (for retail purchases & cash)APR up to 3.99% p.m. (47.88% p.a.)
Over limit penaltyRs. 600
Overdue penalty/ Late payment fee15% of the amount due (minimum Rs. 50, maximum Rs. 1,250) 
Cheque return or dishonour fee/ Auto-debit reversal (Bank Account out of funds) feeRs. 500
Surcharge on purchase of railway ticketsService charges by IRCTC + Payment Gateway
Surcharge on cancellation of railway ticketsA transaction charge of up to 1.8% of ticket amount + IRCTC service charge
Fuel transaction charge for transaction made at petrol pumps for fuel purchaseRs. 10 or 1% surcharge on fuel transaction value, whichever is higher
Foreign currency transaction3.5%

How to Apply for RBL Bank Monthly Treats Credit Card?

You can apply for RBL Bank Credit Card online through their website. To do that follow the steps mentioned below:

  • Visit the official website of RBL Bank
  • Click on Credit Cards section
  • Click on Monthly Treats CREDIT CARD
  • Click on Apply Now button
  • Enter the details as required and click on Submit button

Alternatively, you can also apply through MyMoneyMantra.

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