RBL Bank Monthly Treats Credit Card is tailor-made for shopaholics. The card is loaded with reward points and cashback benefits on groceries, BookMyShow, Swiggy, and bill payments. This card comes with a nominal monthly membership fee of Rs. 50 + GST, which is waived off on spending above Rs. 3,000 in a calendar month.
Get a waiver of fuel surcharge (maximum Rs. 100 in a month) at all fuel stations on fuel transactions between Rs. 500 and Rs. 4,000.
Joining fee: Rs. 50+GST Monthly
Monthly fee: Rs. 50 (reversed on spending Rs. 3000 or more in the calendar Month)
|Monthly Membership Fee||The Monthly Treats Card comes with a monthly membership fee of Rs. 50 + GST. On spending above Rs. 3,000 in a calendar month, the monthly fee is waived off.|
|Add-on card fee||Nil|
|Cash advance transaction fee||2.5% (minimum Rs. 500) of the cash amount|
|Cash payment at branches||Rs. 250 per cash deposit transaction at RBL Bank branch|
|Finance charges (for retail purchases & cash)||APR up to 3.99% p.m. (47.88% p.a.)|
|Over limit penalty||Rs. 600|
|Overdue penalty/ Late payment fee||15% of the amount due (minimum Rs. 50, maximum Rs. 1,250)|
|Cheque return or dishonour fee/ Auto-debit reversal (Bank Account out of funds) fee||Rs. 500|
|Surcharge on purchase of railway tickets||Service charges by IRCTC + Payment Gateway|
|Surcharge on cancellation of railway tickets||A transaction charge of up to 1.8% of ticket amount + IRCTC service charge|
|Fuel transaction charge for transaction made at petrol pumps for fuel purchase||Rs. 10 or 1% surcharge on fuel transaction value, whichever is higher|
|Foreign currency transaction||3.5%|
You can apply for RBL Bank Credit Card online through their website. To do that follow the steps mentioned below:
Alternatively, you can also apply through MyMoneyMantra.
Know how good your score is
Get insights on how to improve it
Unlock offers as per your score
Earn max rewards & redeem for cash back, value back offers, discounts & exclusive deals.