RBL Bank Monthly Treats Credit Card is tailor-made for shopaholics. The card is loaded with reward points and cashback benefits on groceries, BookMyShow, Swiggy, and bill payments. This card comes with a nominal monthly membership fee of Rs. 50 + GST, which is waived off on spending above Rs. 3,000 in a calendar month.

Benefits and Features

Reward Points 

  • 2X reward points on all online purchases
  • 2 reward points for spending every Rs. 100 on all online purchases
  • 1 reward point for spending every Rs. 100 on all offline purchases except fuel.

Cashback Offers

  • On crossing Rs. 3,000 spends in a calendar month, your next month’s fee of Rs. 50 + GST will be waived off and you will get 10% cashback (up to Rs. 100 every month) on all your grocery transactions for the rest of the month.
  • On additional spends of Rs. 2,000 in a calendar month, get 10% cashback on groceries, BookMyShow, Swiggy, and Utility Bill Payments every month. 

Fuel Benefits

Get a waiver of fuel surcharge (maximum Rs. 100 in a month) at all fuel stations on fuel transactions between Rs. 500 and Rs. 4,000.

Eligibility for RBL Bank ShopRite Credit Card

  • Both self-employed & salaried applicants are eligible for the card. 
  • Applicant must have a good and stable source of income.
  • Applicant must be an Indian resident. 
  • Applicant must have a good CIBIL score. 
  • Applicant must be in the age group of 21 to 65 years.

Documents

  • Salary slips or income proof for the last 3 months
  • Form 16 or ITR
  • Address proof: Utility Bills, Ration Card, Passport, Bank Details, etc.
  • Bank statements
  • Identity proof: Aadhar Card, PAN card, Driving license Voter Id Card, etc.
  • Passport-sized photographs
  • Bank statements of last 6 months

How to Apply for RBL Bank Monthly Treats Credit Card?

You can apply for RBL Bank Credit Card online through their website. To do that follow the steps mentioned below:

  • Visit the official website of RBL Bank
  • Click on Credit Cards section
  • Click on Monthly Treats CREDIT CARD
  • Click on Apply Now button
  • Enter the details as required and click on Submit button

Alternatively, you can also apply through MyMoneyMantra.

Annual Fee & Joining Fee for RBL Bank ShopRite Credit Card

Joining fee: Rs. 50+GST Monthly

Monthly fee: Rs. 50 (reversed on spending Rs. 3000 or more in the calendar Month)

Terms & Conditions:

  • All the above charges incur Goods and Services Tax (GST) @ 18%
  • All the charges mentioned above are subject to change as per various marketing programs. The Cardholder will be informed about the changes. 
  • Currently, the surcharge is waived for only select cardholders on minimum fuel transactions of Rs. 500 & a maximum of Rs. 4,000. The maximum value of the surcharge waiver varies from card to card. 
  • Transactions done at establishments that are registered overseas, even if its merchant is located in India, will attract a cross border charge.

Fees and Charges

Monthly Membership Fee The Monthly Treats Card comes with a monthly membership fee of Rs. 50 + GST. On spending above Rs. 3,000 in a calendar month, the monthly fee is waived off.
Add-on card feeNil
Cash advance transaction fee2.5% (minimum Rs. 500) of the cash amount
Cash payment at branchesRs. 250 per cash deposit transaction at RBL Bank branch
Finance charges (for retail purchases & cash)APR up to 3.99% p.m. (47.88% p.a.)
Over limit penaltyRs. 600
Overdue penalty/ Late payment fee15% of the amount due (minimum Rs. 50, maximum Rs. 1,250) 
Cheque return or dishonour fee/ Auto-debit reversal (Bank Account out of funds) feeRs. 500
Surcharge on purchase of railway ticketsService charges by IRCTC + Payment Gateway
Surcharge on cancellation of railway ticketsA transaction charge of up to 1.8% of ticket amount + IRCTC service charge
Fuel transaction charge for transaction made at petrol pumps for fuel purchaseRs. 10 or 1% surcharge on fuel transaction value, whichever is higher
Foreign currency transaction3.5%

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