Benefits and Features

RBL Bank ShopRite Credit Card is best suited for shopaholics. The joining and renewal fee of the card is just Rs. 500. This card offers reward points and value back on all purchases. You also get attractive welcome benefits, rewards on each transaction, and offers on shopping & movies.Points & Rewards

Welcome Benefits

On joining, you get 2,000 Welcome Reward Points.

Steps to get the welcome gift:

  • Pay the levied Joining Fee in your first statement on the payment due date
  • Complete a purchase under 30 days of card issuance
  • Download RBL MyCard Mobile App

Reward Points on All Purchases

1 reward point for spending every Rs.100 on all purchases (except fuel).

  • 20 reward points on spending per Rs. 100 on all grocery transactions
  • 1 reward point on spending per Rs. 100on all spends except fuel
  • 10 reward points on spending per Rs.100 on all fuel transactions

Benefits on Grocery Shopping

  • 5% value back on your grocery spends
  • 20 reward points for spending every Rs. 100 on grocery shopping
  • Up to 1,000 reward points in a month

Movie Tickets Offer

  • 10% discount on movie tickets (up to Rs. 100) at BookMyShow, 15 times a year
  • Just select RBL Bank 10% Offer in Credit Card offers and discounts after selecting a movie on BookMyShow.

Fuel Benefits

  • 2.5% value back on spending on fuel
  • 10 reward points for spending every Rs.100 on fuel
  • Up to 1,000 reward points in a month
  • A fuel surcharge of up to Rs. 100 in a month at all fuel stations on fuel transactions between Rs. 500 and Rs. 4,000.

Annual Fee & Joining Fee

Joining fee: Rs. 500

Annual fee: Rs. 500 (reversed on spending Rs. 1 Lakh or more in the previous year).

RBL Bank ShopRite Credit Card Eligibility 

  • Both self-employed & salaried applicants are eligible for the card.
  • Applicant must have a good and stable source of income.
  • Applicant must be an Indian resident.
  • Applicant must have a good CIBIL score.
  • Applicant must be in the age group of 21 to 65 years.

Documents Required 

  • Salary slips or income proof for the last 3 months
  • Form 16 or ITR
  • Address proof: Utility Bills, Ration Card, Passport, Bank Details, etc.
  • Bank statements
  • Identity proof: Aadhar Card, PAN card, Driving license Voter Id Card, etc.
  • Passport-sized photographs
  • Bank statements of last 6 months

Fees and Charges

Joining fee Rs. 500
Renewal feeRs. 500 (reversed on spending Rs. 1 Lakh or more in the previous year)
Add-on card feeNil
Cash advance transaction fee2.5% (minimum Rs. 300) of the cash amount
Cash payment at branchesRs. 250 per cash deposit transaction at RBL Bank branch
Finance charges (for retail purchases & cash)APR up to 3.5% p.m. (42% p.a.)
Over limit penaltyRs. 600
Overdue penalty/ Late payment fee15% of the amount due (minimum Rs. 350, maximum Rs. 1,000) 
Cheque return or dishonour fee/ Auto-debit reversal (Bank Account out of funds) feeRs. 500
Surcharge on purchase of railway ticketsService charges by IRCTC + Payment Gateway
Surcharge on cancellation of railway ticketsA transaction charge of up to 1.8% of ticket amount + IRCTC service charge
Fuel transaction charge for transaction made at petrol pumps for fuel purchaseRs. 10 or 1% surcharge on fuel transaction value, whichever is higher
Foreign currency transaction3.50%

Terms & Conditions

  • All the above charges incur Goods and Services Tax (GST) @ 18%
  • All the charges mentioned above are subject to change as per various marketing programs. The Cardholder will be informed about the changes. 
  • Currently, the surcharge is waived for only select cardholders on minimum fuel transactions of Rs. 500 & a maximum of Rs. 4,000. The maximum value of the surcharge waiver varies from card to card. 
  • Transactions done at establishments that are registered overseas, even if its merchant is located in India, will attract a cross border charge.

This card provides you plenty of benefits like reward points for every purchase you make, attractive value back on grocery shopping, booking movie tickets, fuel purchase, and so on. The card also comes with a fuel surcharge waiver. You can get the annual fee reversed on spending Rs. 1 Lakh in the previous year.

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