Citi Bank Home Loan

About Citibank

Citibank is a consumer division of Citigroup, a financial services multinational group. It was first established in 1812 as the Citibank of New York and later as First National Citibank of New York.

The bank has a wide network of branches across the world with more than 2,649 branches.  The majority of branches are spread across six major metropolitan cities of the U.S. including New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami.

Apart from the operations on a global level, Citibank began its operation in India in 1902 in Kolkata and has significantly grown as an important foreign investor in the Indian Financial Market. Citibank in India serves a full spectrum of clients including India's top global corporations, small and medium enterprises and individuals. 

Why apply for a Citibank Home Loan

You can avail Citibank Home Loan for the following purpose:

• Purchase a house
• Home renovation
• Home extension

Home Loan Features & Benefits

Citibank Home Loan Fees & Charges

• Foreclosure Charges - Nil
• Processing Fee -Varies between 11, 500/- to 0.25% of loan amount with applicable service tax depending on the category of the customer (salaried or self-employed).

Citibank Home Loan Eligibility Criteria

Eligibility Criteria
Age	Salaried Employee: Min 23 years at the time of applying Self-employed Professionals and Businessmen: 23 years at the time of applying for a loan
Type of Employment and Income   Proof	Salaried Employee: Working either in a government organisation or reputed private organisation Salary slips of latest 3 months Form 16 of last 1 year
Job Stability	Salaried Employee: Relevant working experience of at least 2 years Self-employed- Applicant should be in the same profession for at least 3 years and business should be registered under GST.
Credit Score	750 and above

Documents Required for Citibank Home Loan

For Salaried Employee	For Self-Employed
Duly filled loan application form	Duly filled loan application form
2 Passport size photographs	2 Passport size photographs
ITR of last 2 years	ITR of last 3 years
Identity Proof (Passport/ Driving Licence/  Voter ID/ PAN Card)	Identity Proof (Passport/ Driving Licence/  Voter ID/ PAN Card)
Residential Address Proof (Leave and License/ Registered Rent Agreement/ up to 3 months old Utility Bill/ Passport)	Residential Address Proof (Leave and License/ Registered Rent Agreement/ up to 3 months old Utility Bill, Passport)
Income Documents (6 months payslip, 2 years Form 16, 6 months bank statement showing salary credit and any EMI	Business proof (Incorporation details for companies, business address proof, profit & loss account and balance sheets certified by CA, partnership deed and proof of business existence and business profile)

Other Available products from Citibank

• Citibank Business Loan
• Citibank Personal Loan
• Citibank Home Loan on your Credit Card
• Citibank Loan Against Property
• Citibank Loan Against Securities
• Citibank Loan for Commercial Vehicle
• Citibank Loan for Construction Equipment
• Citibank Top Up on Existing Loan 

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IFSC Code

CITI BANK IFSC CODE

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