Edelweiss Home Loan

Apply Edelweiss Home Loan

About Edelweiss

The Edelweiss Bank, headquartered in Mumbai, India is a diversified house of financial services. Edelweiss, a subsidiary firm of Edelweiss Financial Services Limited has more than 248 offices across the country. The organization deals with five major businesses including credit, asset management, life insurance, capital markets, and commodities. The organization also offers specific mortgages for housing and loans in the agriculture sector.

All About Edelweiss Home Loan

Edelweiss provides an extensive range of home loan products to fulfill your financial requirements in a shorter possible span.They have several housing finance products under the aegis of NHB (National Housing Bank).

Edelweiss Home Loan can be availed to buy a new house, home renovation, and home extension etc. You can easily avail home loan from Edelweiss and get your loan tenure customised up to 25 years based on your repayment capability.

Edelweiss offers loan to all segments of customers who do not have any formal income documents to furnish based on the customer's thorough field investigation and cash flow assessment.

Useful Key features and facts about Edelweiss Home loan

Following are the features and benefits of Edelweiss Home Loan:

  • You can avail home loan at a low and competitive rate of interest

  • You can repay your loan in the flexible tenure of up to 25 years based on your repayment capability.

  • The bank charges 0.25% of loan amount as loan processing fee.

  • You can avail home loan ranging from 5 Lakhs to 5 Crores depending on your eligibility.

  • To avail easy home loan your Credit Score should be at least 650 or above.

  • Depending on your loan eligibility you can get property value of up to 90% as a loan.

  • You can avail hassle free Home Loan with Edelweiss.

  • Edelweiss offers special rates for women home loan borrowers along with their fixed and floating rate scheme.

  • There are no prepayment charges in case of prepayment.

  • You can easily transfer your home loan with another bank to Edelweiss.

  • The home loan top-up facility is also available.

  • Edelweiss disburses Home Loan within fifteen days of submitting a loan application and required documents. 

Eligibility Criteria: Edelweiss Home Loan

Following are the eligibility factors for Edelweiss Home Loan:

Eligibility Criteria Salaried Employees Self-Employed
  • 21- 60 years
  • 21-65 years
Credit Score
  • Minimum 650 or above
  • Minimum 650 or above

Documents Required: Edelweiss Home Loan

Along with the filled application form following documents are required:

Type of document Salaried Employee Self-Employed
Salary slips/ Income Tax Return
  • Latest salary slip or salary certificate
  • Bank statement/ copy of passbook of last 3-6 months
  • Income Tax Returns for last 2 years duly certified by CA
  • Bank statement/ copy of passbook of last 3-6 months
Cash salary proofs/ Business statements
  • Form 16/ PF statement/appointment letter
  • Balance sheet and P&L statement for last 2 years including schedules and Annexures

Identity proof
  • Passport/ Voter ID/PAN/Driving License
  • Passport/ Voter ID/PAN/Driving License
Job/ Business stability
  • Full-time job stable for years
  • Business should be registered with any of following: GST/ VAT/ Service tax or incorporation certificate.

  • Two
  • Two
Residential address proof
  • Registered rent agreement/passport/ utility bill (up to 3 months old)/ leave and license

  • Registered rent agreement/passport/ utility bill (up to 3 months old)/ leave and license

OTP is sent to your mobile number

Enter OTP

Resend OTP


Get Personal Loan up to 40 Lakh Chat
& get instant approval