Privileges

• Priority servicing across all SBI Credit Card products
• Priority Pass Membership to the primary card member that allows access to more than 600 international airport lounges across the world.
• Travel insurance up to 1 Crore
• Concierge services such as hotel reservations, cruise bookings, car rentals, and much more.

Features

• Accepted globally all over the world
• 24X7 dedicated services of Relationship Managers
• Multilayer spend control such as restricting the purchase of jewellery, use at casinos, and so on.
• Availability of emergency cash within 24 hours

Fees

• No joining fee
• Annual fee up to 499

Charges

• Cash advance finance charges: 3.35% per month
• Cash advance fee: 2% of cash advance amount with a minimum of 450
• Rate of interest on revolving credit: 3.35% per month
• Foreign Currency Markup charges: 3.50%

Privileges

• Welcome e-gift voucher for 3,000
• Complimentary Trident Privilege Red Tier Membership
• Complimentary Club Vistara Membership
• 4 complimentary international airport lounge access and eight domestic airport lounge access per year.
• Get milestone benefits such as waiver of annual fee on spending 3 Lakhs annually.
• MasterCard/Visa benefits such as Green Fee waiver, discount on golf games, car rentals, and luxury hotel bookings.

Features

• 20 reward points (RP) per 100 on utility bill payments
• 15 RP per 100 on Big Basket
• 10 RP per 100 on dining, groceries, movies, and departmental stores
• Double the amount of RP for spending on your birthday

Fees

• One time annual fee: 2,999 (Welcome Gift available worth 2,999)
• Renewal fee: 2,999 per annum

Charges

• Rate of interest: 3.35% per month on revolving credit and cash advances
• Cash advance limit: Up to 80% of the Credit Card limit
• Cash advance fee: 2.5% with a minimum of 500

Privileges (ICICI)

• 15% discount at select restaurants through ICICI Bank Culinary Treats Programme.
• 1% fuel surcharge waiver
• Personal air accident insurance cover of 3 Crores
• Credit shield of 50,000
• Other benefits like baggage insurance, loss of baggage, travel documents, plane hijacking insurance, and so on.

Amex privileges

• 15% discount at O2 Spa
• 20% discount on gold making charges at Joyalukkas
• 50% off on dining and accommodation

Rewards points

• 4 payback points on 100 spent on retail transactions except for fuel expenses.
• 1 payback point on 100 spent on insurance and utility bill payments

Concierge services

• Concierge services available in select cities like Mumbai, Delhi, Chennai, and Bengaluru.

Other benefits

• Complimentary golfing sessions
• Celebrate your birthday at Trident hotels with a gift voucher worth 7,500
• Gift voucher for 5,000 from Da Milano
• Unlimited complimentary access to domestic airport spas
• Discounts on Premium Gym membership
• Unlimited international and domestic airport lounge access

Eligibility

• A monthly salary of 3 Lakhs and above or annual income of 30 Lakhs or more.

Features and benefits

• Spend 8 Lakhs annually to get 15,000 RP
• Spending 5 Lakhs gets you 10,000 RP
• Complimentary Zomato Gold Membership
• Primary card member gets Priority Pass membership and 6 complimentary airport lounge access at more than 1,000 airports worldwide.
• Contactless Card
• 4 RP for every 150 spent
• Foreign Currency Markup Charges of 2%
• 1 Crore insurance cover in case of air accident
• Credit shield of 9 Lakhs 

Eligibility

• Salaried persons between 21 and 60 years with a minimum salary of 1.20 Lakhs per month.
• Self-employed individuals between 21 and 65 years with income 12 Lakhs per annum.

Fees

• The membership fee is 2,500 and renewable every year by paying 2,500 (Welcome benefit of 2,500 RP).
• Renewal fee waived if cardholder spends 3 Lakhs per annum

Benefits and features

• Welcome gift of a complimentary business class ticket
• Complimentary Club Vistara Membership that includes priority in check-in, boarding, lounge access, baggage handling, and additional baggage allowance.
• Spend 200 to get 6 Club Vistara points
• Redeem these points for flight upgrades

Insurance

• Air accident insurance cover: 2.5 Crores
• Credit shield: Up to 1 Lakh
• Cover for loss of documents: Up to $300
• Baggage delay or loss: Up to $300

Other benefits

• Convert big purchases into easy EMIs
• Concierge services available

Eligibility

• The minimum age of the Credit Card applicant should be 18 years whereas the maximum should be 70 years.
• The minimum income should be 6 Lakhs per annum

Fees

• Membership fee: 10,000
• Renewal fee: 10,000
• Finance charges: 2.95% per month
• Cash withdrawal fee: 2.5% with a minimum of 250

Benefits

• 5% Cashback of utility bills, telephone bills, and fuel expenses
• 1 RP for every 150 you spend on other expenses
• Premium Banking customers get five times the RP for overseas POS transactions.
• Complimentary Priority Pass and access to international airport lounges for Premium Banking customers.

Features

• Free lifetime supplementary card for family members
• Contactless Credit Card
• 3D secure OTP verification
• Convert big purchases into easy EMI options
• Redeem your rewards points with 360-degrees Rewards Programme
• Personal Loan available up to 5 Lakhs
• Balance Transfer of other Credit Cards up to 5 Lakhs
• Balance Transfer on EMI with Zero Processing fee

Fees

• Membership fee: 750
• Renewal fee: 750
• Premium Banking customers get a fee waiver
• Finance charges: 3.49% per month
• ATM withdrawals: 3% with a minimum of 300

Eligibility

• Applicant should be between 21 and 65 years of age and have a stable monthly income.

Benefits

• Welcome gift of 10,000 bonus miles
• Benefits worth 10,000 from Taj Group of hotels every year
• Book 4 consecutive night stay at any hotel/resort and get the fifth night stay free.
• 1 RP for every 100 you spend on the card
• 2 RP for international spending
• 3 Green Fee waivers at select Golf courses around the world
• Priority Pass membership with 2 complimentary airport services every year
• Build up your relationship with Citibank to get 30% bonus points
• Concierge services from Citi Prestige

Additional privileges

• Deals and discounts available in more than 90 countries around the world
• Facility to pay for your purchases by redeeming reward points
• Convert substantial purchases into easy EMI options
• Loan facility available on Credit Card

Insurance and protection

• Air accident insurance cover is available up to 5 Crores
• Cover fraudulent transactions up to 10 Lakhs
• Overseas medical insurance cover up to $50,000
• Contactless payments

Eligibility

• Annual membership fees: 20,000
• The minimum age of the applicant cardmember should be 21 years
• The minimum income should be 25 Lakhs per annum

Welcome benefits

• Apply for American Express Platinum Card and get 1,00,000 Bonus Membership RP or complimentary stay vouchers worth 40,000 from Taj Group of Hotels.

Rewards points

• 1 Membership RP for every 40 you spend on the card for retail transactions except fuel, insurance, utility bills, and cash advance.
• 3 times RP for overseas spending

Benefits

• Lounge benefits worth 35,000 at more than 1,200 international airports
• Complimentary services worth 37,000 at 1,000+ hotels and resorts
• Travel and lifestyle benefits worth 70,000
• Enjoy Platinum Concierge services

Eligibility

• Minimum age: 18 years
• Stable income without any default in loan repayments

Fees

• Annual charges: 60,000 + applicable taxes

Privileges

• Global privileges
• Yes Private Banking and Concierge services
• Benefits available to an exclusive clientele, by invitation only

Features

• Travel benefits like hotel bookings, airport lounge access, airport privileges, cruise programmes, vacation packages, and car rentals.
• Lifestyle benefits like golf privileges, movie tickets, luxury club membership, dining benefits, and epicurean benefits.
• Medical Concierge benefits with personalised medical care at your doorstep
• 50,000 RP on your first transaction and keep earning them as you use the card.
• Fuel surcharge waiver
• Five Add-on cards available for family members/siblings

Insurance

• Air accident coverage of 3 Crores
• Overseas medical insurance up to 50 Lakhs
• Credit shield up to 10 Lakhs

Charges

• Yes Bank savings account holders: 1.20% per month on revolving credit
• Other customers: 1.99% per month
• Foreign Currency Markup: 1.75%

Fees

• Membership: 50,000
• Renewal: 10,000

Rewards points

Earn 5 RP for every 150 spent on the card

Travel benefits

Book air tickets and hotels by redeeming reward points earned on the card

Lifestyle benefits

Concierge services and Golf course referral and reservation assistance

Golf programme

6 complimentary golf games per quarter at select golf courses in India and abroad

Insurance protection

• Air accident insurance of 2 Crores
• Credit shield: 9 Lakhs
• Medical insurance: 50 Lakhs
• Travel insurance up to 55,000 on baggage delays

Eligibility

• Salaried persons between 21 and 60 years of age earning a minimum wage of 1.75 Lakhs per month.
• Self-employed individuals in the age group 21 to 65 years and declaring income greater than 21 Lakhs per annum in ITR.

Fees

• Membership fee: 5,000
• Renewal fee: 5,000
• Rate of interest: 1.99%
• Foreign Currency Markup charges: 2%