Hello,

Guest!

Axis Bank Credit Card Application Status

Axis Bank has launched a wide range of credit cards keeping in my the various customer segments. Apply for the credit card and track the Axis Bank Credit Card Status either online or offline as per your convenience. Various modes for tracking Credit Card Application Status is provided in detail to give an awareness of the tracking process.

Updated:

Axis Bank Credit Card Application Status

When you intend to avail of the credit card facilities from Axis Bank, you compare the various credit cards available with regard to the eligibility, the benefits and features, fees, and charges and choose one that is most beneficial for you. You submit the application and the documents and wait for the approval. But you fail to understand that during the appraisal process, the application may be kept 'On Hold' for various reasons or may even be rejected. So tracking the Axis Bank Credit Card Application Status in between is essential. Read on to get an insight into the various modes for the Axis Bank Credit Card Status Check.

Axis bank credit card

Different Methods to Check Axis Bank Credit Card Status Online

You can apply for an Axis Bank credit card online as well as offline. After your application is submitted, you can check Axis Bank credit card application status on the bank’s website with your application number. If you have applied for the card through our website, you can check the Axis Bank credit card status on our website.

Alternatively, you can check Axis credit card status by calling the Axis Bank credit card status toll free number or visiting the nearest Axis Bank branch.

Axis Bank Credit Card Status with Reference Number 

You can Axis Bank Credit Card track by ref no. or application ID. Axis Bank credit card application ID is a unique 9-digit number (if you have applied through a physical credit card application form) or 20-digit number (if you have applied for the card online) generated by the bank when you apply for a credit card. 

The bank sends the Axis Bank credit card reference number through SMS or email to your registered contact details. Once you get the number, you can follow the steps given below to track your Axis Bank credit application status.

  • Visit the Axis Bank Credit Card Tracker page for Axis credit card status check.
  • Click on the ‘Application ID’ option.
  • Provide your ‘Application Reference Number’.
  • Click on the ‘Submit’ button.
  • Your Axis Bank credit card apply status will be instantly displayed on the screen.

Axis Bank Credit Card Status Check with Mobile Number

You can opt for Axis Bank credit card status check with mobile number by following the steps mentioned below:

  • Go to Axis Bank Credit Card Application Tracker page at https://application.axisbank.co.in/cctracker/cctracker.aspx?cta=track-your-application-lic-cards-website for Axis Bank credit card status track.
  • Click on ‘Application ID and Mobile Number’ option to check Axis Bank credit card application status through mobile number.
  • Enter your Application ID starting with C1
  • Provide your 10-digit Indian mobile number.
  • Enter the Captcha code given on the screen
  • Click on ‘Track Now’.
  • The page will reload with your updated Axis Bank card application status within few seconds.
  • The other Axis credit card application status results are in progress, on-hold, approved, dispatched, or rejected.

Axis Bank Credit Card Application Status by PAN Number

You can check your Axis Bank credit card application status by PAN number by following the steps mentioned below:

  • Go to Axis Bank Credit Card Application Tracker page at https://application.axisbank.co.in/cctracker/cctracker.aspx?cta=track-your-application-lic-cards-website for Axis Bank credit card track.
  • Click on the ‘PAN Number and Mobile Number’ option.
  • Enter your PAN number in capital letters.
  • Provide your 10-digit Indian mobile number.
  • Enter the Captcha code given on the screen
  • Click on ‘Track Now’.
  • The page will reload with your updated Axis Bank application status within few seconds.
  • The other Axis Bank card status results are in progress, on-hold, approved, dispatched, or rejected.

Checking the Application Status through Email

Apart from using the Axis Bank application tracker, another online method of Axis Bank credit card status check online is by writing an email to Axis Bank. Follow the below-mentioned steps to opt for Axis Bank cc track online through email form available on Axis Bank website:

  • Open the online email form by clicking application.axisbank.co.in/webforms/axis-support/unregistered-email.aspx for Axis Bank credit card application track.
  • Enter your registered email ID that you have provided in the credit card application.
  • Then enter the applicant’s name, mobile number, and the Axis Bank credit card application ID to check Axis Bank credit card track by ref no.
  • You can write that you wish to know your Axis Bank CC status in the message field. Also, mention your application reference number, mobile number and PAN number in the message. Make sure that your message does not exceed the limit of 1,000 words.
  • Click on the ‘Submit’ button once you have entered the message.
  • Your mail for Axis Bank credit card application status check will be automatically submitted to the bank and you could expect a response from the team within a few days of sending the mail.

 

How to Check Axis Bank Credit Card Status Online

Opting for Axis Bank credit card status check online is the easiest and fastest way to know your application status. You can track Axis credit card status online by opening the Axis Bank credit card track your application page and following the steps mentioned below:

  • Open the Axis Bank Credit Card Application Tracker Page by clicking the https://application.axisbank.co.in/cctracker/cctracker.aspx?cta=track-your-application-lic-cards-website link for Axis credit card track.
  • Provide your Application ID & Mobile Number to check Axis Bank credit card application status with reference number and mobile number.
  • You can also opt for PAN Number & Mobile Number under the Axis Bank credit card track your application page for Axis Bank card tracking with your PAN and mobile numbers.
  • Enter the Captcha Code displayed on the screen.
  • Click on the ‘Track Now’ button for instant Axis Bank credit card application status check online. 

Axis Bank Credit Card Status by SMS

You can check various details about your Axis Bank credit card like balance, disbursal status, and even Axis Bank credit card status by SMS.

Inputs Required for SMSInformation
ADREMOVE<last 4 digits of credit card no.>Deactivates the auto debit on Axis Bank Credit Card.
AVAILBAL<last 4 digits of credit card no.>Provides the credit card available balance limit.
CARDBAL<last 4 digits of credit card no.>Gives you the credit card outstanding balance.
DISBURSAL<Application ID>Gives you the status about disbursal of a particular application number if it is disbursed along with the disbursal amount.
LASTPAY<last 4 digits of credit card no.>Gives you the last payment done for your credit card with amount and date.
ACA<last 4 digits of credit card no.>Activates your credit card when it is dispatched under temporary block mode since card delivery is address specific. Once customer receives the card, they need to activate the same by sending this SMS. It is not applicable for cards that are dispatched under active mode.
CLE<last 4 digits of credit card no.>Provides the availability of a credit limit increase offer on your credit card.
CUSTIDCC<last 4 digits of credit card no.>Gives customer ID linked to your credit card (Standalone Cards customers).
BLOCK<last 4 digits of credit card no.>Blocks your credit card.

Axis Bank Credit Card Status Toll Free Number

  • If you don’t have access to the internet or other online modes, you can call the Axis Bank credit card department for Axis Bank credit card check status.
  • Axis bank phone banking services for credit card are available at 2 toll-free numbers, i.e. 1860-419-5555 and 1860-500-5555.
  • Customers calling from outside India can call on +91-22-67987700.
  • You can also make a visit to your nearest Axis Bank branch for Axis Bank credit card tracking status. 
  • In both the cases, make sure to have your application ID for hassle-free Axis CC track.

How to track Axis Bank Credit Card Status Offline?

If you do not have access to an internet facility then, you can check the Axis Credit Card Status using the modes given below.

Through Axis Bank Credit Card Customer Care

You can call the Axis Bank Credit Card Status toll-free numbers 1800 419 5555 or 1800 500 5555 and get to know the status of the credit card by providing the application reference number and the mobile number.

Through the Bank Branch

Axis Bank Credit Card Status Check with Mobile Number and Application Reference Number can be done by visiting the nearest branch of the bank and providing the details required.

Security tips to keep in mind for your Axis Bank Credit Card

Having a credit card for financial transactions is very convenient as you no longer have to carry a huge amount of cash in your wallet all the time. Convenience is one aspect, and the threat of fraud is another aspect. With the mounting instances of fraud and identity theft, you will have to keep in mind various security aspects to avert any monetary loss on account of credit card fraud.

The following are the security tips that you should keep in mind for Axis Bank Credit Card

  • Secrecy of the credit card details is of utmost importance. Do not give your credit card details to anyone. You may get phone calls from fraudsters claiming to be officials of Axis Bank seeking credit card details for various reasons. Please do not fall trapped in such calls. Axis Bank does not make such calls.
  • If you have several credit cards, make sure that you do not carry them all together.
  • Always maintain an inventory of contents of your wallet, including the card numbers, the numbers to be contacted in case of loss or theft of the card, numbers of other documents like driving license, RC, PAN, Aadhar Card, etc
  • Do not use Wifi connections in public places for any online transactions as you cannot ensure the safety of such connections.
  • If you feel unsafe using the card at any shopping centre or you notice anything suspicious, refrain from using your credit card for transactions at such places.
  • Safekeeping of the card is essential. Do not keep the credit card and the PIN together. Keep them separately.
  • Ensure that the card is swiped in your presence for any transaction.
  • In case you lose the card, report such loss to the Credit Card Customer Care immediately for blocking or hot listing the card.
  • If the lost card is retrieved, make sure not to use the card as the details would be compromised. Destroy the card and apply for a replacement.
  • Credit Card statements should be shredded after reviewing as the statement contains all your personal information that could fall into the wrong hands.
  • Register for SMS alerts. This will help you to track any fraudulent transactions and report them immediately to avert any further monetary damage.
  • Keep a note of the billing cycle and review the statement regularly for any suspicious transactions.
  • Follow up for the statement if you have not received one, even if you have not used the credit card for a particular billing cycle. This will help you to detect any fraudulent transaction with your credit card.
  • Keep the credit card limit as low as possible if you are not using the credit card for all the transactions. This will save you from heavy monetary loss in case the card is lost, or your personal identity is stolen.
  • Before having any business dealings with a Company, be aware of their privacy policies. Some of the companies may share your personal information with other entities, which may result in credit card fraud.
  • Don't fall prey to luring credit card offers. Do proper research before accepting such offers. Check for the authenticity of such offers before giving away your personal information.
  • Review your Email Account regularly and make sure to sign out of the Email Account after the job is done.
  • Do not leave your credit card unattended at any purchase counter. Collect immediately after the transaction is complete before leaving the purchase counter.
  • Normally the bank issues a new card days before the expiry of the existing card. If you have not received a new card even after the expiry date, you should bring it to the notice of the bank to avoid the card falling into the wrong hands. The bank will immediately deactivate the card to avert any credit card fraud.
  • Replacement cards are issued when the existing card is nearing the expiry date or if the card is reported lost or stolen. The replacement card will be issued 20 to 30 days prior to the expiry date. The card will automatically be deactivated on expiry, and the new card will be activated. So before using the new card, you should call the Customer Care helpline of the bank for activation of the new card and deactivation of the old card.

Axis Bank Credit Card Application Status FAQs

✅What is the time required to process a credit card application?

image

The processing time for the Axis Bank Credit Card application is 21 working days if all the details are provided correctly and the required documents are submitted.

✅There are various terms like 'In Process", 'On Hold', 'Record Not Found', 'Approved' 'Rejected' or 'Dispatched' displayed while checking the application status. What do they imply?

image

When you enter the details required, like application reference number and mobile number for tracking theAxis Bank Credit Card Status, any one of the above terms will be displayed. The meaning of each of these terms is given below:

In process: The appraisal of the credit card application is in process, and you need to wait for some more time to know the status of the application.

On Hold: The application is withheld for want of more information or documents. You can call the bank to enquire about the additional details that are required to continue with the application processing.

Record not Found: The details provided may be incorrect or insufficient. Retry with correct information. Even then, if the same status is displayed, you should call the Customer Care helpline.

Approved: The credit card application is approved, and the card will be dispatched.

Rejected: The credit card application would have been rejected. The reasons for rejection could be various, and to know the exact reason, you should contact the Credit Card Customer Care of the bank.

Dispatched: The card will be dispatched to the mailing address and will reach you within 3 to 4 days.

✅What are the reasons for which the Axis Bank Credit Card would be rejected?

image

There could be several reasons for which the Axis Bank Credit Card was rejected.

  • The credit score could be below the benchmark level.
  • There may be too many credit cards, and your income may not be adequate to take up the additional monetary burden.
  • There is a 'settled' status for one of the credit cards in your credit report.
  • The background verification was not satisfactory.
  • You do not comply with the eligibility criteria of the credit card variant you have chosen.

✅How to avoid rejection of the credit card application?

image

When you apply for a credit card online through the website of Axis Bank, a list of cards as per your eligibility will be displayed. The eligibility will be based on the personal as well as income details provided by you in the online application. You should apply for the card from out of the list. If you do so, the chances of rejection of the application will be below. Also, you should review your credit score before applying for a credit card.

✅What is the time gap to be given between applying for the credit card and checking the status?

image

You can check the status of the credit card 2 to 3 days after you receive the acknowledgment from the bank, along with the application reference number.