Axis Bank Freecharge Credit Card

Following are the key highlights of the Axis Freecharge credit card:

The key features and benefits of Freecharge credit card offered by Axis Bank are as follows:

Virtual Card

• Axis Bank Freecharge Credit Card is a virtual instant credit card.
• It can be used on the Freeharge app and/or on partner sites. 
• You can login to your Axis Bank mobile application and use the ‘View Card Details’ to view your card instantly. 

Regular Reward Earn

• Earn regular 1 edge reward point.
• Reward points can be redeemed against 500+ options.

Milestone Reward Earn

• Earn 100 reward points on spends of Rs. 2,000 to Rs. 4,999.
• Earn 350 reward points (100 + 250) on spends of Rs. 5,000 or above. 

Shuttl Credit

• Get up to Rs. 100 credit on Shuttl. 
• Offer available every month.

Discounts

• Get up to 10% off on Myntra.
• Get up to Rs. 120 off on Freshmenu every month.
• Get 50% off on annual subscription of Eros Now. 

Fees

• Joining fee: Rs. 250 + applicable taxes. 
• Annual fee: Rs. 250 + applicable taxes.

The fees and charges associated with Axis Bank Freecharge credit card are mentioned below:

• Joining fee: Rs. 250 + applicable taxes
• Annual fee: Rs. 250 + applicable taxes
• Interest rate on EMI: 1.5% p.m.
• Processing fee on EMI: 1.5% (minimum Rs. 150)
• Overlimit fee: 2.5% of the over-limit amount (minimum Rs. 500)
• Late payment fee: Up to Rs. 1,200 (depending on the total payment due).
• Demand draft: 1% (inimum Rs. 75)
• ATM cash advance fee: 2.5% of the transaction amount (minimum Rs. 250)
• Fee of physical card issuance: Rs. 250 + applicable taxes
• Finance charges: 3.6% per month (52.86% p.a.)
• Cheque return/ dishonour fee/ auto-debit reversal: 2% of the amount (minimum Rs. 450 & maximum Rs. 1,500)
• Card replacement charges: Nil

Axis Bank Freecharge credit card is offered on an invite only model. If the customer is eligible for the card, they will be able to see the banner on their Freecharge mobile app. It can be used on the Freeharge app and/or on partner sites. You can login to your Axis Bank mobile application and use the ‘View Card Details’ to view your card instantly.

You can use your Axis Bank Freecharge card inside the Freecharge app or on partner sites by following the steps mentioned below:

Inside the Freecharge app 

• Go to the menu tab given on top left corner on the app.
• Tap on the “Saved Cards” option.
• You will be able to vie your card added here.
• During check out, this card will be added to the payment methods.

On partner sites 

• Go to the payment options from the side menu on the preferred partner site. 
• Tap on the “Wallets” section. 
• Then tap on the “Freecharge” tab. 
• You will be able to view your card added there. 
• Click on the same to transact.