Axis Bank Vistara Infinite Credit Card

Following are the key highlights of the Axis Vistara Infinite credit card:

The key features and benefits of the Axis Vistara Infinite card are as follows:

Welcome Benefits

• A complimentary Business Class flight ticket voucher.
• The offer can be availed only on fee payment.
• This benefit is also available on payment of the renewal fee.

Complimentary Club Vistara Silver membership

• Get exclusive privileges with a complimentary Club Vistara Gold membership.
• With this membership, you can enjoy benefits like priority check-in, priority boarding, additional baggage allowance, and priority baggage handling.
• Complimentary Club Vistara Gold membership basis predetermined conditions*

Club Vistara Points

• Earn 6 CV points on spending every Rs. 200.
• Accumulated CV points can be redeemed for upgrades and award flights faster.

Milestone Benefits

• Get 10,000 bonus CV points and on achieving milestone spends of Rs. 1,00,000 in the first 90 days from card issuance.
• Get 1 complimentary Business Class flight ticket on achieving milestone spends of Rs. 2,50,000, Rs. 5,00,000, Rs. 7,50,000 and Rs. 12,00,000 each.
• This milestone benefit can be availed only for the card anniversary year beginning on or after 01.11.2019.

Lifestyle Privileges

• Upto 8 complimentary access (2 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in previous 3 months*
• 6 complimentary golf rounds at some most picturesque destinations in India.
• With the Extraordinary Weekends program, explore curated experiences from across the world. 
• With EazyDiner, get 40% off (up to Rs. 1,000) at partner restaurants in India.

Insurance Benefits

• Purchase Protection Cover of up to Rs. 1,00,000.
• Up to USD 300 covers for loss of travel documents and loss/delay of check-in baggage.

Convert Purchases into EMIs

• Convert every big transaction of Rs. 2500 or more into Equated Monthly Instalments (EMIs).
• Contact Axis Bank customer care to activate this benefit.

Fees 

• Joining fee: Rs. 10,000
• Annual fee: Rs. 10,000

Axis Bank Vistara Infinite credit card fees and charges are given below in detail:

• Joining fee: Rs. 10,000.
• Annual fee: Rs. 10,000.
• Joining & annual fees for Add-on card: Nil.
• Foreign currency transaction fee: 3.50% of the transaction value.
• Fee for cash payment: Rs. 100.
• Card replacement charges: Nil.
• Finance charges: 3.6% per month (52.86% p.a.) for retail purchases & cash.
• Cash withdrawal fee: 2.5% (minimum Rs. 500) of the withdrawn amount.
• Overdue penalty/ Late payment fee: Nil to Rs. 1,200, depending on the total payment due amount.
• Overlimit penalty: 2.5% of the overlimit amount (minimum Rs. 500).
• Cheque return/ dishonour fee/ auto-debit reversal: 2% of the payment amount (minimum Rs. 450 & maximum Rs. 1,512).
• Fuel transaction charges: 1% of the transaction amount.
• Surcharge on purchase/ cancellation of railway tickets: As prescribed by IRCTC/Indian Railways.
• Rent transaction fee: 1% (maximum up to Rs. 1,500) per transaction.
• Dynamic currency conversion markup: 1% on international transaction done in Indian currency at an international location or transactions done in Indian currency with merchants located in India but registered in a foreign nation.

Following are the Axis Bank Vistara Infinite credit card eligibility criteria in detail:

• The primary cardholder must be an Indian resident. 
• The primary cardholder must be age between 18 and 70 years. 
• The net annual income of the primary cardholder should be at least Rs. 6,00,000 or more.

The above eligibility criteria are only indicative. Approval or decline of the card application is at the sole discretion of Axis Bank.

If you want an Axis Bank Vistara Infinite credit card apply online with the following documents:

• Duly filled in and signed application form 
• A recent colour photograph of the applicant.
• A photocopy of the PAN Card or Form 60.
• Proof of income: Latest Salary Slip/ Form 16/ Income Tax Return (ITR). 
• Residence proof (any one): Passport/ Ration Card/ Driving License/ Landline Telephone Bill/ Electricity Bill.

The above list of documents is only indicative. Documents required may vary on a case-to-case basis.

You can apply for an Axis Bank Vistara Infinite credit card through MyMoneyMantra.

• Click on the "Apply Now" button.
• You will be redirected to the Axis Bank website.
• Choose "Yes" or "No" for existing or new Axis Bank customers.
• Submit the form with the required information.