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Features & Benefits of ETIHAD GUEST SBI Credit Card

Welcome Gift

  • As a Welcome Gift on your Etihad Guest SBI Card, you get complimentary Etihad Guest Silver Tier status after the first card transaction. 
  • You also get a voucher for free Wifi after the first flight booking.
  • Introductory Offer
  • Reward Benefits
  • Instant Discount Offer
  • Spend Based Fee Reversal
  • Lounge Access
  • Fuel Surcharge waiver
  • Emergency Card Replacement Service
  • Easy Bill Pay Facility
  • Balance Transfer on EMI

Annual Fee & Joining Fee for Etihad Guest Card

Joining Fees: Rs 1499

Annual Fees: Rs 1499 (reversed on Rs 3 Lakh Spends in previous year)

Eligibility for ETIHAD GUEST SBI Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements.

Additional Info: Check the best Travel Credit Card in India & apply. 

Documents required for ETIHAD GUEST SBI Credit Card

  • KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
  • Address proof: Utility Bills/ Ration Card/ Passport
  • ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
  • Income Proof: Last 3 Salary slips / bank statements
  • Photographs

Cashback & Rewards benefits

Introductory Offer

As an introductory offer, you get 8% discount on economy class and 10% Discount on business class bookings until 31 March 2019*.  

*You will enjoy 3% discount on Economy Class, and 10% discount on Business Class bookings post the Etihad Airways introductory offer expiry.

Reward Benefits

With your Etihad Guest SBI Card you can earn reward benefits in the form of free Etihad Guest miles on card spending.

  • 3 Etihad Guest Miles per  100 spent on Etihad.com
  • 2 Etihad Guest Miles per  100 spent on International Spends
  • 1 Etihad Guest Mile per  100 used on other spends

Instant Discount Offer

  • Enjoy instant discount up to 10% on Etihad Airways booking (3% discount for Economy Class and 10% discount for Business class)
  • 5% discount on redemption of travel rewards miles

Milestone Benefits

  • You earn 5,000 Etihad Guest miles on achieving the milestone of annual spends of 5 Lakh.
  • Further, on the annual spend of 10 Lakh, you earn an additional companion voucher.

Spend Based Fee Reversal

On achieving an annual milestone of  3,00,000 with your Etihad Guest SBI Card, you earn fee reversal on an annual membership fee of the next year.

Insurance

Your Etihad Guest SBI Credit Card is truly a Traveller's Card. It brings you complimentary insurance cover of  25 Lakh against overseas air accident,  50K insurance as a Fraud liability cover and up to US$ 1000 allowance for baggage loss.

Lounge Access

Enjoy complimentary membership worth US$99 to Priority Pass Program

The complimentary Lounge Access makes you eligible for 8 complimentary visits* to domestic Visa/MasterCard Lounges annually.

Fuel Surcharge waiver

With your Etihad Guest SBI Card, you avail 1% Fuel Surcharge Waiver on each purchase worth 500 to 4000 at petrol pumps across the country. The maximum surcharge waiver limit is subject to  250 per statement cycle, per account.

Enjoy Visa Privileges

  • 4 rounds of complimentary green fees
  • Up to 50% off on golf games
  • 1 complimentary lesson per month at select golf courses
  • Save up to 10% on Hertz car rentals
  • Save up to 35% on Avis Car Rentals
  • Exclusive Etihad Guest benefits across 900 luxury hotels worldwide
  • Exclusive Kaligo.com offer- 25% extra miles on booking on the website and up to 10,000 additional miles per night on hotel stay*

Contactless Advantage

You enjoy SBI contactless advantage with Etihad Guest SBI Card on daily purchases. Transactions are safer, faster and easier.

International Card

  • Your Etihad Guest SBI Card is an international Credit Card that is accepted at over 24 million outlets globally, inclusive of 3,25,000 Indian outlets.
  • You can conveniently withdraw cash from over 1 million Visa or MasterCard ATMs worldwide.

Emergency Card Replacement Service

  • You get the flexibility to replace your Etihad Guest SBI Card in an emergency anywhere in the world.
  • You can access 24x7 helpline while travelling abroad.
  • For assistance for lost Credit Card in India, contact SBI helpline at 39 02 02 02 (prefix local STD code) or 1860 180 1290

Add-on Cards

You can apply for Add-On Credit Cards for your family members above the age of 18.

Easy Bill Pay Facility

You can use Easy Bill Pay Facility to automate payments of utility bills including electricity, telephone and mobile bills using your Etihad Guest SBI Card.

Flexipay Facility

With your Etihad Guest SBI Card, you can use Flexipay facility on transactions worth  2,500 or more and convert the card payment into easy monthly instalments. The online request should be made within 30 days of retail purchase.

Balance Transfer on EMI

You can request online to transfer the outstanding balance of your other banks' credit cards to Etihad Guest SBI Card at a lower rate of interest and affordable EMIs.

Easy Money

You can use Easy Money facility and request a draft or cheque on your doorstep against the approved cash limit.

Fees and Charges ETIHAD GUEST Card

Joining fee (first Year, one time) 1499 + GST
Renewal fee (second year onwards)1499 + GST/ Year 
*Renewal fee waived off on annual spends over  3 Lakh
Add-on feeNIL
Finance charges3.35% per month, 40.2% per annum (from transaction date).
Cash advance fee on ATMs2.5% of the transaction, minimum of  300
Cash advance fee on international ATMs 3% of the transaction, minimum of  300
Statement retrieval fee for statements older than 2 months 100 per statement
Payment dishonour fee2% of amount, minimum of  450
Cheque pick up fee100
Overlimit fee2.5% of overlimit (minimum 500)
Card replacement 100
Emergency card replacement (when abroad)Actual cost (minimum of $175)
Dynamic currency conversion, Mark up fee3.50% (Only for transactions above or equal to  1000)
Foreign currency transaction, conversion mark up3.50%
Priority Pass Lounge charges
  • Access to Airport Lounge within India through Priority Pass Program at $27 per visit + taxes.
  • Outside India, after exhausting complimentary visits, Airport Lounge visits through the Priority Pass Program are charged at usage fee of $27 per visit + taxes.
  • All guests accompanied by the SBI Card Priority Pass Customer to Airport Lounge, will be charged at $27 per visit + taxes.
Cash payment fee 100

Surcharge ETIHAD GUEST SBI Credit Card

Railway tickets through counters 30 + 2.5% of transaction
Railway tickets through IRCTC1.8% of transaction+ taxes as applicable
Petrol and other products & services at petrol pumps1% fuel surcharge waiver for each transaction of  500 to  4,000; Maximum of  250 waiver per statement cycle, per credit card account.

Why choose Etihad Guest SBI Card?

Etihad Guest SBI Card is a co-branded travel credit card launched in January 2019 by SBI Card and Etihad Guest which is the loyalty programme of Etihad Airways. Alongside, another variant is also launched 'Etihad Guest SBI Premier Card' for Etihad Guest members and international travellers from India.

These are first-of-its-kind international co-branded SBI Credit Cards. As an introductory offer on Etihad Guest SBI Card, you get 8% upfront discount on economy class booking and 10% upfront discount on business class bookings until 31 March 2019.  Besides, you also enjoy up to 10% discount on booking after the expiry of the introductory offer.

You get Etihad Guest Tier Status on your first card swipe. It is an essential international card that extends global reach through Etihad Airways' network that connects to over 100 destinations worldwide. You get direct benefits on 100+ Etihad Guest partners including leading hotels and Airlines.

The exhaustive benefits of Etihad Guest SBI Card include: complimentary Etihad Guest Silver tier status along with 2,500 Etihad Guest miles, instant booking discounts, premium access to Airport Lounges, extended insurance cover against overseas accident, luggage loss and fraud liability, enhanced security against counterfeiting and skimming with chip and pin enabled technology, special Visa benefits and many more.

Terms & Conditions

You get interest free credit period of 20-50 days on retail purchases, subject to clear payment of previous month's outstanding balance.

  • Minimum Card Due is calculated as: 5 % of Total Card Outstanding (Minimum of  200 + applicable taxes + EMI (if any) + OVL amount (if any))
  • Cash advance limit is up to 80% of the credit limit, subject to a maximum of  15,000 per day.
  • There is no free credit period; interest is levied on cash advance from day one.
  • Late payment fee is charged as below:
ChargeDue Card Amount
NIL0-200
 100 200 to  500
 400 500 to  1000
 600 1000  to  10,000
 800 10,000  to  25,000
 950greater than  25,000
  • Payment Settlement Order: Outstanding Card payment will be settled in order of Minimum Amount Due, Fees & Other Charges, Interest Charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
  • Card payments through cheques payable outside clearing zones are not accepted; only local cheques or drafts payable in Delhi are accepted.
  • Applicable taxes apply on each Card Fee, Interest & Charge.
  • The continuance usage of the Credit Card is reflective of acceptance of SBI Card terms and conditions.

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ETIHAD GUEST SBI Credit Card FAQs

✅ What are the key benefits of Etihad Guest SBI Card?

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According to IATA 2018 India Aviation Report, 41% of India's direct international connectivity in 2017 was targeted to the Middle East, primarily UAE and Qatar. Etihad Guest SBI Card is designed to serve increasing customer demand to travel to the region.

The Co-Branded Etihad Guest SBI Card is launched in January 2019 as an exclusive international travel card for Etihad Guest users and international travellers of Etihad Airways. A card member enjoys an array of benefits with Etihad Guest SBI Credit Card, which includes, not limited to:

Exclusive Etihad Guest Miles on Spends, Up to 10% discount on direct Etihad Airways booking, Complimentary Etihad Guest Silver tier status, Overseas air accident coverage of  25 Lakh, Fraud liability cover of  50,000, Lost baggage allowance up to $1000, Membership to Priority Pass Program worth $99, Fuel Surcharge Waiver, exclusive Visa Privileges besides all of the SBI Card member privileges.

✅ How do I apply for Etihad Guest SBI Card online?

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To apply for Etihad Guest SBI Card online, all you need to do is fill a Credit Card application form on MyMoneyMantra Website. As you share your personal details and requirements, an OTP is generated to verify your identity. As you share the OTP received on your Mobile phone, you will be directed to best Credit Card offers available according to the data shared.

You can either compare various Credit Cards listed on the page or click directly on Etihad Guest SBI Card and connect with the Credit Card provider. The card application is instantly started. A MyMoneyMantra Credit Card Specialist will contact you and assist you on documentation and processing of the request.

You can ask any questions and be rest assured about the success of your Credit Card request. The process is instant and hassle-free at each step.

✅ What are the eligibility criteria for Etihad Guest SBI Card?

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The eligibility criteria for 'Etihad Guest SBI Card' are as per the policy of SBI Cards and Payment Services Private Limited (SBICPSL). The basic eligibility requirements include:

  1. A card applicant must be an Indian citizen.
  2. The age of the applicant must be at least 21 years of age.
  3. The card applicant must have a good credit history and a decent score.
  4. The applicant should have valid documents to verify her identity, age, income and address proof.

✅ What are the documents required for Etihad Guest SBI Card?

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You require following documents to avail Etihad Guest SBI Card:

  1. Identity Proof (any one): Pan Card, Driving License, Voter ID card, or Passport
  2. Age Proof (any one): Birth certificate, Passport, or Voter ID card
  3. Income Proof: Last 3 salary slips, Last 6-months bank statement / Latest IT returns, certified financial statements, business continuity proof
  4. Address Proof (any one): Latest utility bills like Telephone or Electricity bill, Bank Statement, Rent Agreement, Voter ID card, Ration Card, Passport, or Driving License.

Besides, submit a recent passport-sized picture along with a duly filled application form.

✅ What is disclosure for sharing my credit history with Credit Bureau?

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By availing Etihad Guest SBI Card, you acknowledge that SBICPSL is authorised to share your credit card information with Credit Information Company as per Government of India and the Reserve Bank of India (RBI) directive. The information is shared within a period of 45 to 60 days of the transaction. The efficient reporting of credit information enables better credit terms to the card member, subject to their credit history and due diligence in managing card payments.

In case of any dispute, SBICPSL will adopt suitable changes in the reporting procedure before reporting the status of a defaulter.