ORO Gold Loan

Get an Oro Gold Loan against gold ornaments with minimal documentation. You can avail up to 75% of the pledged gold value at an interest rate of 0.83% p.m. onwards for a tenure of up to 6 months. The loan can be prepaid without any additional charges.

  • Key Details
  • Interest Rates
  • Benefits
  • Eligibility Criteria
  • Document Required
  • How to Apply
  • Customer Care Details

Key Details of Oro Money Gold Loan

Here are the key details of Oro Money Gold Loan:

FeatureDetails
Loan AmountUp to 75% of the pledged gold's value​
Interest RateStarts from 0.83% per month
EligibilityMinimum age 18 years; accepts gold ornaments (18k–22k purity)​
Approval & DisbursementInstant approval, disbursement within 30 minutes 
ChargesNo hidden charges, processing fees, or foreclosure charges ​
Repayment OptionsMonthly or at the end of tenure (up to 6 months); prepayment allowed ​

Oro Gold Loan Interest Rates

Oro gold loan interest rates are fixed and can range from 0.83% per month. You get assured cashback on interest payment for Oro gold loan. Oro lets you pay whenever you like and close the loan account whenever you want.

Benefits of Oro Gold Loan

Oro Money Gold Loan offers several customer-friendly benefits:

  • Get tension tension-free instant gold loan at your doorstep.
  • Oro provides the highest per-gram gold rate and low rates of interest. 
  • Fixed interest rate starting from just 0.83% per month.
  • You can pay whenever you like and close the loan account whenever you want.
  • Get assured cashback on payment. 
  • No compounding, foreclosure, or processing charges are involved.
  • The loan is processed instantly.
  • Your jewellery is stored safely at the nearest Federal Bank branch lockers. 
  • The pledged jewellery is insured at every step with the New India Assurance Co.

Oro Money Gold Loan Eligibility

Oro Money Gold Loan eligibility is simple and customer-friendly. Here are the key points:

  • The applicant must be aged at least 18 years. 
  • The applicant must be residing in India. 
  • The applicant must provide the required KYC documents.
  • Only gold ornaments can be mortgaged to avail of Oro gold loan. 
  • The gold ornament to be pledged should be 18k to 22k in terms of purity.

Document Required for Oro Gold Loan

The borrower will be required to submit the following documents for KYC verification:

  • ID proof, such as PAN card, passport, etc.
  • Address proof, such as driver’s license, Aadhar card, etc.

Steps to Apply for Oro Gold Loan Online 

The gold loan application process at Oro is simple and hassle-free, and takes just 30 minutes.To get an Oro gold loan, follow the steps mentioned below: 

  • Download the Oro app from the Google Play Store or Apple App Store. 
  • Request a visit at your preferred time and location. 
  • Oro’s team will get in touch with you to confirm your details. 
  • Oro’s agent will arrive at your doorstep at the preferred time to process your loan. 
  • Submit the KYC documents to process the loan. 
  • The agent will then conduct the appraisal process and will explain Oro’s offerings to you. 
  • On your confirmation, the approved loan amount is instantly transferred to your account. 

Oro Money Gold Loan Customer Care Details

Oro Money Gold Loan customer care details are as follows:

  • Customer Care Number: You can contact Oro Money Gold Loan customer care at 95857 95856 for any assistance, including loan queries, payments, or issues related to your gold loan.​
  • Email Support: For email queries, you can reach out to support@orocorp.in.

FAQs

The interest rate for Oro Money Gold Loan starts from 0.83% per month, which is equivalent to 9.90% per annum.

Oro Gold Loan offers the highest per gram rate in India, typically up to 75% of the gold's market value, with rates varying by city and purity. Check the Oro Money app for the latest daily rate.

With Oro Gold Loan, you can typically get up to 75% of the market value of the pledged gold as the loan amount. The exact amount depends on the weight and purity of your gold, as well as the prevailing gold rates at the time of application.

Oro Money Gold Loan is safe in India as pledged gold is stored in secure Federal Bank lockers and insured by New India Assurance.