IDFC Credit Card Bill Payment

IDFC First Bank account holders can make IDFC credit card bill payment through any of the following ways:

1. Through Net Banking

You can make bill payments through your IDFC First net banking account using your mobile phone, laptop or personal computer by following the steps given below:

• Log into your net banking/ savings account.
• Click the ‘Credit Cards’ section.
• Register the credit card for which you have to make payment.
• Choose the ‘Pay your credit card bill’ option.
• Enter the amount you want to pay.
• Click the ‘Confirm’ tab to complete the payment.

2. Through Cash

IDFC FIRST Bank enables its credit card holders to pay their credit card dues through cash. You can make cash deposits into your credit card account at any nearby branch of IDFC FIRST Bank along with your name and credit card number. You can use the Branch Locator tool to find your nearest branch. 

3. Cheque

IDFC Bank customers can also drop a cheque drawn in favour of their 16-digit IDFC FIRST Bank Credit Card number at any IDFC FIRST Bank branch or ATM. To find the nearest branch/ATM, you can use the Branch Locator tool.

4. Through NEFT

Another method to make IDFC credit card payment is through the National Electronic Funds Transfer (NEFT). With NEFT, you can transfer funds from your savings bank account to your credit card account. The standard process for the same is explained below:

• Log into your net banking account.
• Click on the ‘Funds transfer’ section and then select the ‘NEFT’ option.
• Add the beneficiary by selecting the ‘Add beneficiary’ option.
• Enter your name as given on your IDFC First Bank credit card, 16-digit credit card number, name of the bank, and IFSC code.
• Then confirm the details entered and proceed to pay.
• Enter the amount, select the account number from which you wish to make the payment, and give the remarks. 
• Continue to receive OTP on your mobile.
• Verify the received OTP and then click on the ‘Submit’ button to make the IDFC credit card bill payment.

5. Through IMPS

Making your credit card bill payment is easy via Immediate Payment Service (IMPS). To pay through this service, follow the steps given below:

• Log into your bank’s website/ mobile app.
• Click the ‘Funds Transfer’ option and select the IMPS link.
• Enter the amount, select the account number from which you wish to make payment, and give the remarks.
• Continue to receive OTP on your mobile.
• Verify the received OTP and then click on the ‘Submit’ button to make the credit card payment.

6. Through BHIM UPI

IDFC First Bank allows you to make instant credit card bill payments through BHIM UPI or Google Pay app. All you need to do is follow the steps mentioned below:

• Log into your bank’s mobile app.
• Then go to the UPI section
• Enter the unique UPI ID and pay.

IDFC First Bank non-account holders can make IDFC credit card bill payment through any of the following ways:

1. Through Cash

You can make cash deposits into your credit card account at any nearby branch of IDFC FIRST Bank along with your name and credit card number. You can use the Branch Locator tool to find your nearest branch. 

2. Cheque

You can also drop a cheque drawn in the favour of their 16-digit IDFC FIRST Bank Credit Card number at any IDFC FIRST Bank branch or ATM. To find the nearest branch/ATM, you can use the Branch Locator tool.

3. Through NEFT

Another method to make IDFC credit card payment is through the National Electronic Funds Transfer (NEFT). With NEFT, you can transfer funds from your savings bank account to your credit card account. The standard process for the same is explained below:

• Log into your net banking account.
• Click on the ‘Funds transfer’ section and then select the ‘NEFT’ option.
• Add the beneficiary by selecting the ‘Add beneficiary’ option.
• Enter your name as given on your IDFC First Bank credit card, 16-digit credit card number, name of the bank, and IFSC code.
• Then confirm the details entered and proceed to pay.
• Enter the amount, select the account number from which you wish to make the payment, and give the remarks. 
• Continue to receive OTP on your mobile.
• Verify the received OTP and then click on the ‘Submit’ button to make the IDFC credit card bill payment.

4. Through IMPS

Making your credit card bill payment is easy via Immediate Payment Service (IMPS). To pay through this service, follow the steps given below:

• Log into your bank’s website/ mobile app.
• Click the ‘Funds Transfer’ option and select the IMPS link.
• Enter the amount, select the account number from which you wish to make payment, and give the remarks.
• Continue to receive OTP on your mobile.
• Verify the received OTP and then click on the ‘Submit’ button to make the credit card payment.

5. Through BHIM UPI

IDFC First Bank allows you to make instant credit card bill payments through BHIM UPI or Google Pay app. All you need to do is follow the steps mentioned below:

• Log into your bank’s mobile app.
• Then go to the UPI section
• Enter the unique UPI ID and pay.

You can pay your IDFC First Bank credit card bill through any of the following options:

• Official website of IDFC First Bank https://my.idfcfirstbank.com/creditcardBillPayment. 
• Auto debit option from an IDFC FIRST Bank Savings Account. 
• Mobile application of IDFC FIRST Bank.
• Internet banking
• BillDesk
• UPI 
• IMPS
• NEFT
• Cash deposit at any IDFC First Bank branch 
• Cheque
• Debit card
• ATM
• Call customer care