15000 Personal Loan

To get an Rs. 15000 personal loan urgently, you can apply for it loan online. There are numerous online lenders who offer such short-term loans in a completely digital process with minimal documentation. You do not even have to visit the branch of the lending institution or approach any agent to apply for the loan. All you need to do it access the Personal Loan section on our online lending marketplace and follow the given instructions to get an instant loan of Rs. 15000 without hassle. The application process begins with understanding your personal loan eligibility.

Below is the list of loan providers who offer Rs. 15000 loan instantly in India:

Following are the key features and benefits of instant loan Rs. 15,000: 

• If you want 15000 loan urgently, these loans make a perfect choice as the processing and disbursal time is significantly lesser for these loans than that for regular personal loans.
• All the documents have to be uploaded digitally, making the entire transaction paperless and quick. 
• If you are considered a pre-approved customer by the lender, you can get a 15000 loan without submitting any documents. 
• You do not have to submit any collateral or security for short-term personal loans.
• These instant loans are usually offered by online lenders like EarlySalary, KreditBee, CASHe, etc.
• In most cases, you will get a flexible tenure to repay the borrowed amount. So, you can choose a tenure as per your convenience and budget.
• These loans are usually offered at affordable interest rates.

You will have to meet the following eligibility criteria to avail of a 15000 instant loan: 

• Age: The applicant must be aged at least 21 years and below 60 years.
• Profession: Rs. 15000 personal loans are mostly offered to salaried individuals only. However, some lenders may offer Personal loans to self-employed individuals as well.
• Income: The applicant’s monthly salary should be a minimum of Rs. 13,500. For self-employed individuals, an annual income of Rs. 5 Lakhs or more is required to be eligible for the loan.
• Credit score: The applicant should have a credit score of 750 or above for a personal loan. A credit score determines the loan repayment eligibility of the borrower and helps lenders in deciding on the loan interest rate. Some loan providers may even approve a loan application with a credit score below 750. The higher your score is, the brighter your chances of getting loan approval will be.

NOTE: The above eligibility criteria, such as age, income, and credit score, may vary from lender to lender.

Below are the best lenders to avail of an instant loan of 15000 in India: 

Navi Personal Loan

Navi offers an instant personal loan up to Rs. 20 Lakhs in a 100% digital process. The application process does not involve any strenuous paperwork. You just have to download the Navi app on mobile and apply for the loan to get quick cash within 3 to 4 days. 

Key Features:

• 100% paperless process. 
• Minimal documents required.
• Instant disbursal of funds.
• Loan amount from Rs. 10,000 to Rs. 20 Lakhs.
• Rate of interest starts from just 9.9% p.a.
• Repayment tenure varies between 6 to 72 months.
• Zero pre-closure charges

Faircent Personal Loan

Faircent offers loan amounts from as low as Rs. 10,000 up to Rs. 10 Lakhs instantly. The loan can be availed of for any personal or business financial needs.

Key Features:

• Loan available for personal and business requirements.
• Get Personal Loan upto Rs. 10 Lakhs available.
• Rate of interest varies from 12% p.a. to 28% p.a.
• Loan tenure ranges from 6 months to 36 months.
• A one-time registration fee of Rs. 500 is levied.
• No intermediary costs and margins involved.
• Funds can be borrowed directly from trusted lenders.
• Facility of accepting, rejecting or countering proposals.
• Funds disbursed within hours after the loan requested is listed.

PaySense Personal Loan

PaySense helps you fulfil all your financial needs with its short-term personal loan ranging from Rs. 5,000 to Rs. 5 Lakhs. The loan is offered through an easy-to-use app. PaySense instant personal loans can be availed of by both salaried professionals as well as self-employed businessmen at affordable interest rates and flexible tenures. 

Key Features:

• Loan amount between Rs. 5,000 to Rs. 5 Lakhs is offered. 
• Interest rate varies between 1.4% and 2.3% per month.
• Minimal documentation.
• Instant processing and quick disbursal.
• Affordable and easy to manage 15000 loan EMI plans with reminders and auto-debit features. 
• Just upload the pictures of KYC documents and sign the loan application digitally to get the loan.
• Loan also offered without any credit history.

KreditBee Personal Loan

KreditBee offers quick POS loans as well as personal loans up to Rs. 3 Lakhs digitally for 3 years tenure at an interest rate of 1.02% p.m. onwards and processing charges of 2% of loan sanctioned + taxes.

Key Features:

• Personal loan amount from Rs. 1,000 to Rs. 3 Lakhs.
• Tenure of repayment up to 3 years.
• Customized loan offers to borrowers in Mumbai and Delhi based on their eligibility. 
• The loans are not dependent on the borrower’s credit score.
• The interest rate starts at 1.02% per month onwards.
• The processing fee is just 2% of the disbursed loan amount.
• Hassle-free instant processing from your mobile or laptop.

IIFL Personal Loan

IIFL Finance provides short-term personal loans online with convenient lending terms that help you cater to all your financial needs in an instant. You can apply for an IIFL loan from wherever you are through the website or app of the lender. IIFL gets you the most suitable EMI schemes, interest rates, and tenures.

Key Features:

• Personal loan amount from Rs. 5,000 to Rs. 5 Lakhs. 
• Interest rate between 12.75% and 33.75% p.a. 
• Tenure from 3 months to 42 months.
• Processing fee of 2% to 4% is charged, subject to a minimum of Rs. 750.
• An additional convenience fee of Rs. 500 is also charged.
• The funds can be utilised for all expenses, including vacations, weddings, higher education, the latest gadget purchase, vehicle purchase or even home renovation. 

CASHe Personal Loan

CASHe app provides a short-term loan up to Rs. 4 Lakhs without any collateral. This loan can be used for weddings, vacations, medical emergencies, gadgets purchase, repairs and renovations of a house, or any other purpose. CASHe offers Personal Loan Interest Rates starting at 2.50% p.m with flexible tenure of 3 months to 1.5 years.

Key Features:

• The minimum loan amount offered is Rs. 1,000, and the maximum is Rs. 4 Lakhs. 
• You can choose a repayment tenure of 3, 6, 9, 12 or 18 months as per your convenience. 
• CASHe personal loan interest rate starts from just 2.50% per month.
• A minimal processing fee of Rs. 500 to Rs. 1,200 will be charged on loan.
• The processing time is fast and takes only 15 to 20 minutes.
• CASHe personal loan can be availed online using its mobile app.

Fibe Personal Loan

Fibe (earlier known as EarlySalary) provides small bridge loans to eligible applicants who have consumed their salaries. The loan enables borrowers to sail through until their next salary is credited. Fibe offers instant personal loan amounts between Rs. 5,000 to Rs. 5 Lakhs for up to 24 months tenure at an attractive rate of interest of as low as 9/day.

Key Features:

• Loan amount available between Rs. 5,000 to Rs. 5 Lakhs, based on the borrower’s eligibility and loan type to be availed of.
• Competitive rate of interest beginning from just Rs. 9/day, depending on your creditworthiness.
• Fibe short-term loans can be repaid easily in flexible tenure of up to 24 months, based on the type of loan scheme.
• The processing fee may vary between Rs. 199 to Rs. 4,000, depending on the loan amount.
• If you refer friends, you will get assured gift coupons worth Rs. 5,555 or above when your referred friends sign up on the Fibe app.

FlexSalary Personal Loan

FlexSalary offers instant personal line of credit of up to Rs. 2 Lakhs to salaried individuals in India. The rate of interest rate varies between 18% and 54% p.a., and the loan can be repaid in 3 to 36 months tenure. 

Key Features:

• A credit limit starting from just Rs. 4,000 up to Rs. 2,00,000 can be borrowed.
• You can pay off your dues anytime between 3 to 36 months of tenure. 
• Interest rate starts at 18% and can go up to 54% p.a.
• Up to Rs. 1,250 (including GST) one-time processing fee will be applicable at the time of first withdrawal.
• This loan comes with zero late payment, bounced cheque and prepayment charges.

Moneyview Personal Loan

Moneyview offers an instant online loan of Rs. 5,000 to Rs. 5 Lakhs to salaried as well as self-employed individuals within minutes. The loan is offered at a competitive interest rate starting from just 1.33% per month, which can be repaid in 3 to 60 months. 

Key Features:

• Loan amount varies between Rs. 5,000 to Rs. 5 Lakhs.
• The entire process is digital, from documentation to verification.
• Interest rate starts at just 1.33% per month.
• The loan can be repaid in flexible tenure of 3 to 60 months.
• Moneyview assures a 100% paperless application process.
• The process is quick, and you can get an instant loan in just 24 hours.
• Online eligibility check in just 2 minutes by providing some basic details. 

MoneyTap Personal Loan

MoneyTap provides collateral-free instant loans up to Rs. 5 Lakhs, which can be used for your travel plans, gadget purchase, medical exigencies, weddings, home renovation, education, etc. MoneyTap personal loan interest rate begins at just 1.08% per month, and the borrowed amount can be repaid in up to a period of 36 months.

Key Features:

• MoneyTap Personal Loans are multipurpose and can be used for travel, wedding, debt consolidation, education, medical expenses, and so on. 
• The minimum loan amount offered is Rs. 3,000, and can the maximum is Rs. 5 Lakhs, depending on the borrower’s income and repayment capacity.
• The interest rate starts from just 1.08% per month (13% p.a.) and is to be paid only on the amount used.
• Tenure for the loan varies between 2 to 36 months.
• The CIBIL score of the applicant should be at least 700 or more to avail of the loan. 

Prefr Personal Loan

Prefr offers personal loans to salaried and self-employed individuals for every business and personal need. You can get a loan amount up to Rs. 3 Lakhs in a completely digital process with minimal documents.

Key Features:

• Loan amount between Rs. 10,000 and Rs. 3,00,000.
• Prefr personal loan interest rate ranges from 18% to 36% p.a.
• A nominal processing fee of 3% to 5% is charged on the sanctioned loan amount, subject to a minimum of Rs. 1,500 + GST.
• Tenure for self-employed ranges from 6 to 36 months, while tenure for salaried persons ranges from 6 to 18 months.
• No CIBIL score is required to get the loan. 
• Loan is approved in just one minute after providing all the necessary details.
• Money is typically disbursed within 2 hours to your account on successful document verification.

Loanbaba Small Cash Loan

Loanbaba app offers a personal loan of up to Rs. 1 Lakh from top banks and NBFCs (Non-Banking Financial Companies) within just 30 minutes through its flagship product called Small Cash Loan. 

Key Features:

• Get a loan amount anywhere between Rs. 10,000 to Rs. 1 Lakh. 
• This small cash loan is available to salaried individuals only. However, some lenders may also provide loans to self-employed professionals, firms & enterprises.
• The Loanbaba app offers collateral-free personal loan at interest rate starting from just 0.1% per day.
• The tenure varies between 3 to 9 months. 
• The loan is disbursed the same day of the loan application/approval and even within 2 hours in some cases. 
• Zero prepayment & pre-closure charges.

StashFin Personal Loan

StashFin offers personal loans with instant approval with a StashFin credit line card. You can borrow any amount of Rs. 1,000 to Rs. 5 Lakhs at an affordable interest rate starting from 11.99% p.a. and repay in a tenure of 3 to 36 months.

Key Features:

• Loan amount up to Rs. 5 Lakhs available.
• The borrowed loan amount can be repaid in 3 to 36 months through EMIs via electronic payment. 
• StashFin personal loan interest rate ranges from 11.99% to 59.99% p.a. 
• A processing fee between 0% to 10% + applicable GST is charged on each loan. 
• Every time you load your StashFin Card via the StashFin app, you will have to pay a processing fee on the withdrawn amount.