Federal Bank Credit Card

The following is the Federal Bank credit card list along with the featuresof all cards:

1. Federal Bank VISA Celesta Credit Card/ Federal Bank Mastercard Celesta Credit Card  

The Federal Bank VISA Celestia credit card is a lifetime free card that offers attractive rewards, Rs. 600 Amazon gift voucher, Buy One Get One on INOX movie tickets, 1% fuel surcharge waiver, and so on.

Key features:

2. Federal Bank VISA Imperio Credit Card/ Federal Bank Mastercard Imperio Credit Card

This is another good option of a lifetime free credit card from the Federal Bank featuring Amazon Pay e-Voucher worth Rs. 400, 3x rewards on healthcare & grocery spends, 2x rewards on utility spends, 2 domestic lounge visits per quarter, and other attractive benefits.

Key features:

3. Federal Bank VISA Signet Credit Card/ Federal Bank Mastercard Signet Credit Card/ Federal Bank Rupay Signet Credit Card 

This Federal Bank lifetime free card offers Amazon Pay e-Voucher worth Rs. 200 as a welcome benefit, 3x rewards on electronics & apparel, 2x rewards on entertainment, 1x rewards for other spends, 1 domestic lounge visit per quarter, and much more.

Key features:

4. Federal Bank RuPay Signet Credit Card 

This Federal Bank RuPay credit card lifetime free offers Amazon Pay e-Voucher worth Rs. 200 as a welcome benefit, 3x rewards on electronics & apparel, 2x rewards on entertainment, 1x rewards for other spends, 1 domestic lounge visit per quarter, Personal Accident Insurance cover of Rs. 2 Lakhs, and much more.

Key features:

5. Federal Bank Fed StarBiz Credit Card Visa/ Federal Bank Fed StarBiz RuPay Credit Card 

This Federal Bank business card is linked to your Overdraft or Cash Credit account. This card comes with 5 years' validity and a daily usage limit up to Rs. 3 lakhs or the available OD/CC limit. 

Key features: 

6. Federal Bank RuPay Wave Credit Card 

This Federal RuPay Card is a floater card linked to your primary credit card, sharing the same credit limit. Federal Bank RuPay credit card benefits include 1 reward point for every Rs. 200 spent, 10% cashback on the first 5 UPI transactions, 1000 bonus reward points on spending Rs. 50,000 in a quarter, and so on.

Key features:

• 10× Welcome Bonus Rewards (up to 500 bonus points) on your first credit card transaction (minimum Rs. 500).
• 3‑2‑1 Rewards Programme: Earn 3, 2, or 1 point on spending per Rs. 100 spent on different categories (travel, international, dining, electronics, apparel, entertainment, etc.) across all card variants. 
• Instant in-app redemption: Redeem accumulated reward points for flight, hotel, lifestyle bookings via Federal Rewards/ Scapia app.

Here is the list of charges associated with Federal Bank credit cards:

Here are some ways to apply for the Federal Bank credit card. However, it is available only for the bank's select customers.

Applying offline: In order to apply for the Federal Bank credit cards, customers must contact the nearest Federal Bank branch or call the customer care helpline number.

Applying online: Alternatively, you can log in to the bank’s website.

Applying online through MyMoneyMantra: If you want to apply for a Federal Bank Credit Card through our portal, follow these steps:

• Choose the Credit Card option on our portal and select Federal Bank Credit Card option.
• Choose the card of your choice from the dropdown menu.
• Click on the Apply Now button to proceed with the application process. 
• Enter all required information.
• Once all information has been filled in, the application process will be initiated, and you will soon be contacted by our credit card expert to help you through the remaining process.
• On approval, the card will be dispatched to your address.
• Please remember that the card and the PIN are always dispatched separately.

Here are the eligibility criteria to apply for a Federal Bank Credit Card:

• Nationality: You need to be an Indian resident or a Non-Resident Indian (NRI) 
• Age: Minimum 18 years if applying for a Secured Federal Credit Card and minimum 21 years if applying for an Unsecured Federal Credit Card. 
• Credit history: Having a good credit score will help you get a credit card easily. 
• Credit score: A strong credit score (usually 700+) strengthens eligibility.
• Income: The applicant must have a steady income source. Some premium cards (e.g., Visa Imperio) may require a minimum income of Rs. 30,000 per month.
• Eligibility for Fed StarBiz Credit Card Visa: Federal Bank OD account holders with limits up to Rs. 50 Lakhs, and individuals & sole proprietors engaged in manufacturing & services under the MSMED Act 2006.

If you want a Federal credit card apply with the following documents online:

• Identity Proof: PAN and Aadhaar Card.
• Address Proof: Aadhaar, Passport, Driver’s Licence, or Voter ID. 
• Income Proof: Last 3 months' Bank Statement (in PDF format) for salaried applicants, showing salary credits. Income Tax Login credentials for non-salaried or self-employed clients.

You can make your Federal Bank Credit Card bill payment through any of the following means:

• Leave an auto-debit instruction in your savings bank account with the Federal Bank for a specified date every month so that the amount gets deducted on its own every month.
• Use the Federal Bank's net banking facility 'FedNet' to make the credit card payment via Net Banking through your Savings/Current Account. For this, having an account with the bank is a must.
• You can pay your credit card bill via NEFT/RTGS. For this, you will have to add the Credit Card number as a beneficiary.
• You can also make the payment through cheque at any of the Federal bank branches or ATMs close to you. It takes three days for the payment via cheque to be processed; therefore, make sure you keep a margin of those many days to avoid penalties.
• It is possible to make a cash payment of your credit card bill as well. This can be done by visiting the bank branch. However, most cash payments incur a minor processing charge.
• You can use Bill Desk to make a payment from any other bank using net banking.
• You can also install any of the online payment apps such as BHIM, etc., to make a payment to your Federal Bank Credit card.

For any kind of assistance related to your Federal Bank credit cards, you can opt for any of the following methods:

• Call the toll-free helpline number: 1800- 425 -1199 or 1800-420-1199
• Toll-free number for customers abroad: +91-484- 2630994
• Email to: creditcards@federalbank.co.in