Rupeek
Gold Loan

Below are the key details of Rupeek Gold Loan:

Rupeek gold loan app is the leading asset-backed digital lending fintech platform of India. Rupeek provides every Indian with equal access to credit. The app provides low interest gold loans online against ornaments of 18k or more at the convenience of the customer's home in 4 easy steps. 

Rupeek loan interest rate starts from 0.49% per month (5.88% p.a.) and can go up to 1.75% per month, making the gold loan an affordable credit option. 

• Doorstep service: Apply for a gold loan from the comfort of your home through Rupeek app and their authorised executives will visit you to complete the process.
• Instant disbursal: After completion of the KYC and gold valuation process, the approved amount of loan will be disbursed instantly into your bank account.
• Overdraft facility: Rupeek offers a gold loan overdraft facility as well that can be availed to fulfil any short-term financial requirement. You just have to pay interest on the amount utilised.
• Flexible repayment: You can repay the borrowed gold loan amount in instalments or repay the entire outstanding loan amount at the end of the 9 months’ tenure.
• Minimal documents: You just have to submit your KYC documents to get a gold loan from Rupeek.
• No restrictions on end-use: There are no spending restraints in relation to the loan amount availed from Rupeek. The amount can be used to fulfil various financial requirements except illegal activities.
• Lowest rate of interest: Rupeek offers low interest gold loans starting from 0.49% per month. 

• Visit the official website of Rupeek.
• Register yourself as a borrower to mortgage your gold ornaments. 
• The lender will send a loan officer to your address within half an hour of getting your loan request. 
• The loan officer will verify the gold and give a quote. 
• On successful verification and approval, the lender will send the approved loan amount directly to your bank account. 
• You can apply for a gold loan only with your Aadhaar Card.
• You can call at Rupeek customer care number to know more about the application process. 

Rupeek offers free-to-use online Gold Loan EMI Calculator to calculate your loan EMI. You just need to open the calculator on Rupeek’s website and choose the required loan amount, Rupeek gold loan rate of interest, and tenure to get the monthly interest amount calculation. Rupeek Gold Loan Calculator also displays the information about the gold loan required to be pledged and total interest amount to be paid by the borrower. 

The personal loan eligibility criteria for Rupeek gold loan are mentioned below:

• The applicant shouldn’t be a minor.
• The applicant must be aged at least 18 years or above.
• The mortgaged ornaments should be of 18 karat or above.
• The pledged gold should be in the form of ornaments or jewelry only.
• The lender will multiply the quality, purity, and weight of the pledged gold to calculate the loan amount. 

The borrower has to submit minimal documentation for Rupeek gold loan as mentioned below:

• Identity proof (any one of below)
  • Aadhar card
  • Driving license
  • PAN card
  • Voter’s ID
  • Passport
  • Job card from NREGA
• Address proof (any one of below)
  • Utility bills, such as phone bill, gas bill, or water bill
  • Lease agreement of local address
  • Aadhar card
  • Driving license
  • PAN card
  • Voter’s ID
  • Passport
  • Job card from NREGA

You can contact through any of the following ways to contact Rupeek Customer Care regarding any query, complaint or feedback for gold loan: 

Call Rupeek gold loan customer care number at 1800 419 8000.

Send email to: care@rupeek.com