BOBCARD ETERNA Credit Card

Below are the key BOBCARD Eterna credit card benefits:

*Note: Enjoy this limited-time offer with Lifetime Free Credit Card. Once the offer ends, the regular joining fee of ₹2,499 will be applicable.

• Welcome gift of a complimentary 12-month FitPass Pro membership (worth ₹15,000) and 10,000 bonus reward points on spending ₹50,000 in the first 60 days.
• Earn 5X reward points (i.e. 15 reward points) per ₹100 spent on online shopping, travel, dining, international spends, etc.
• 3 points per ₹100 spent on other categories.
• Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days and 20,000 bonus reward points on annual spends of ₹5 Lakhs.
• Reward points are redeemable for cashback at 1 point = ₹0.25.
• Unlimited complimentary access to domestic airport lounges across India on meeting the spend criteria of ₹40,000 in the previous quarter.
• No Joining fee & No Annual fee offer is valid till 3oth june 2026, its valid for new customers only.
• Reduced the forex markup of 2% on international spends.
• Buy 1 Get 1 free offer (up to₹250 per month) on movie tickets purchased through the District app. Offer valid once per user per month, on all days of the week.
• Air accident insurance up to ₹1 Crore and non-air accident cover up to ₹10 Lakhs.
• Fuel surcharge waiver of 1% (capped at ₹250 per statement cycle) on fuel transactions between ₹400 to ₹5,000.
• You can avail of up to 3 BOBCARD Eterna credit card lifetime free add-on cards for your family members.

The following are the detailed BOBCARD Eterna credit card charges:

The following are the BOBCARD Eterna credit card eligibility criteria.

• The applicant should be an Indian resident. 
• Salaried and self-employed individuals can apply.
• For primary salaried applicants, the age criteria is 21 to 60 years.
• For primary self-employed applicants, the age criteria is 24 to 65 years.
• The add-on applicant should be above 18 years old.
• The net annual income of the applicant should be at least ₹12 Lakhs.

If you want to get a BOBCARD Eterna Credit Card apply online with the following documents:

• Recent passport-size photograph with a clear/ white background and without dark/ tinted glass.
• Identity proof: PAN Card/ Aadhar Card/ Passport/ Driving Licence/ Voter's ID Card.
• Address proof if the present address is the same as the permanent address: Aadhar Card (both sides)/ Driving Licence/ Passport/ NREGA-issued Job Card (duly signed by a State Government officer)/ Letter issued by the National Population Register (NPR) with the name and address details.
• Address proof if the present address differs from permanent address: Utility Bill (not older than 2 months)/ latest Property or Municipal Tax Receipt/ Pension or Family Pension payment orders issued to retired employees department or Public Sector Undertakings (if they have the address)/ Letter of Allotment of accommodation from Employer issued by State or Central Government, statutory or regulatory bodies, Public Sector Undertakings, Financial Institutions, Scheduled Commercial Banks & listed Companies/ Leave & Licence Agreements.
• Income proof for salaried applicants: Bank Statement showing the last 2 months' salary credit, Salary Slips along with a bank statement as specified above.
• Income proof for self-employed applicants: Bank Statement ( PDF file format) showing the last 3 months' business transactions and other financial documents (as required).

Steps to Apply for the BOBCARD Eterna Card through the Bank's Website

• Log in to the BOBCARD‘s official website and choose your preferred credit card from the ‘View Cards’ section.
• Fill an online application form by providing some basic details like your name, mobile number, address, email ID, income details, employment details, etc.
• e-Sign using your Aadhaar and verify your identity through video-KYC.

Steps to Apply for BOBCARD Eterna Card through MyMoneyMantra

• Visit our portal and from the ‘Credit Cards’ tab, choose the preferred credit card from the list of cards mentioned under the ‘BOBCARD’ option.
• Mention all the required details to apply for the card.
• You will be assisted by our credit card experts through the entire application process.
• Once approved, your card will be dispatched to your address. 
• The credit card and the PIN will be dispatched separately.