Moneyview Personal Loan

Below are the key Money View loan details:

The following are the main features and benefits of the Money View personal loan:

• Loan amount: You can borrow anywhere between ₹5,000 to ₹10 Lakhs, depending on your eligibility and requirement.
• Paperless loan: The entire process is paperless, starting from application to disbursal, allowing you to apply for personal loans from anywhere.
• Attractive interest rate: Money View loan interest rate starts at just 1.16% per month (14% per annum).
• Tenure: You can repay the borrowed amount within flexible repayment tenures of 3 to 60 months as per your convenience and budget.
• Instant eligibility check: You can check your loan eligibility in just 2 minutes.
• Quick disbursal: The Loan amount is disbursed directly to your account in just a few minutes of approval.

Money View loan interest rates start from 1.16% per month (14% p.a.). Apart from the interest rate, the loan involves the following charges:

• Processing fee/ felicitation charges: Starts from 2% of the approved loan amount.
• Interest on overdue EMIs: 2% per annum.
• Cheque bounce charges: ₹500 for every bounce.
• Foreclosure charges: Nil, but foreclosure can be done only after 6 EMI payments

Below is the comparison table for the Moneyview loan with other app-based personal loans:

Moneyview personal loan has simple eligibility criteria. To qualify for the loan:

• The applicant should be a salaried individual or self-employed.
• The applicant must be in the age group of 21 to 57 years.
• The minimum monthly household income should be ₹25,000 or more.
• The minimum CIBIL score required for the Money View personal loan is 650.
• The applicant’s income must be credited directly to their bank account.

If you are eligible for the Money View loan apply with the following documents:

• Aadhaar Card or PAN Card as identity proof
• Current address proof (if Aadhaar Card doesn’t mention your current address)
• PAN Card
• Salary Account Bank Statement of the last 3 months with salary credits (for salaried applicants)
• Income Tax Return Verification Form for the last 2 years (for self-employed applicants)
• Selfie 
• Mobile number linked to your Aadhaar

The lender may ask for additional documentation, depending on your profile.

Below are the steps to get a loan from the Moneyview app:

• Download the Moneyview mobile app or open their website. 
• Complete and submit your personal loan application by providing your personal and employment details, bank statements, and KYC documents.
• The lender will go through your documents and application details to assess your creditworthiness
• After the verification process, the lender will send you a NACH form, which you have to print, sign, scan, and send back to them, to enable the auto-debit facility in your bank account for automatic EMI payment.
• On receiving your NACH form, the lender will send you a loan agreement on the Money View personal loan app.
• Review and submit the agreement. 
• The loan amount will be credited to your bank account in a few hours.

Below are the steps to log in to the Moneyview app:

• Open the Money View mobile app or website.
• Enter your registered mobile number.
• Verify with the One-Time Password (OTP) sent to your mobile number to log in.
• Once logged in, you will land on your dashboard, where you can view loan details, payment status, and application progress.

Below are the Moneyview customer care details:

• Money View customer care no.: 080 6939 0476
• Email: care@moneyview.in