Money View Personal Loan Details

Interest Rates  1.33% Per Month
Loan AmountUp to Rs. 5 Lakhs
Tenure1 Year to 5 Years
Loan Processing FeeUp to 2% of the Loan amount
EMI Bounce Charges Rs. 400+ GST
Prepayment Charges5% on principal outstanding + GST

Money View Personal Loan Features

  • Loan amount: Loan quantum for Money View loan ranges from Rs. 10,000 to Rs. 5 Lakhs.
  • Paperless loan: The entire paperless process makes Money View the best money loan app.
  • Attractive interest rate: Interest rates start at 1.33% per month.
  • Tenure: You can get a flexible repayment tenure of up to 60 months.
  • Age: Age limit for the loan at Money View is 21 years to 57 years.

Money View Personal Loan Interest Rates

Money View loan interest rate starts from 1.33% per month. The Money View interest rate may differ depending on several factors, such as borrower’s credit score, repayment history, employment status, income to loans ratio, existing relationship with the lender, the loan amount availed, and so on.

Documents Required for Money View Personal Loan

The documents moneyview require for a Personal Loan are as follows:

  • 1 recent photograph
  • Identity proof (anyone): Aadhaar Card, Passport, Driving License, Ration Card.
  • Address proof (anyone): Aadhaar Card, Passport, Electricity Bill, Ration Card.
  • PAN Card
  • Salaried employees: Salary slips, Form 16, and bank statements of the last 6 months in PDF format.
  • Self-employed people: Last 2-3 years' ITR and bank account statements.

How to Calculate Money View Personal Loan EMI?

  • The calculation for Money View loan EMI payment can be easily done using our Personal Loan EMI Calculator. Personal Loan EMI Calculator requires loan amount, rate of interest, and repayment tenure details for instant EMI calculation.

How to Check Money View Personal Loan Application Status?

After applying for a Money View Personal Loan, you can check your Money View loan application status through any of the following ways:

If you have applied for the loan through the website of Money View:

  • Visit the official website of Money View and click on 'Sign In'.
  • Enter your registered mobile number and OTP to login into your loan account.
  • After money view login, go to the 'Dashboard' section, scroll down and come to the 'Application Status' tab to check your loan personal loan application status.

If you have applied for the loan through the mobile app of Money View:

  • Login to the Money View Loans app.
  • If you already have the Money View app, directly go to the 'Loans' section.
  • You will be automatically directed to the Money View's 'Application Status' screen. You can check your personal loan application status there.
  • If you already have the Money View Loan app, you will automatically be taken to the loan 'Application Status' screen when you open it.

You can also contact the Money View customer care helpline number or send them an email to know the status of your loan application.

Money View Personal Loan Benefits

  • eKYC: Instant validation of the candidate's identity is done through Aadhaar or eKYC. Name and address are validated and the photograph is extracted from the UIDAI database for eKYC.
  • Instant approval: If you are looking for the Money View loan apply online after checking your eligibility in just 2 minutes and get cash disbursed in your account in a few hours.
  • Entirely paperless application 
  • Completely safe and secure
  • Flexible repayment terms 
  • Facility of Money View top up loan is available.
  • You can read the existing Money View loan customer reviews to know how Money View is different from other personal loan apps.

Money View Personal Loan Eligibility Criteria

Below are the detailed Money View loan eligibility criteria:

  • Applicants should be salaried individuals or self-employed.
  • The minimum monthly income for the salaried applicants must be as follows:
    • Rs. 20,000 (for applicants who are new to credit or for those whose location is Mumbai, Thane, Delhi, Gurgaon, Noida, Faridabad, Ghaziabad, other NCR regions).
    • Rs. 15,000 if applicant's CIBIL score is above 675 and if the applicant is located in a metro city (except for Mumbai/NCR).
    • Rs. 25,000 if applicant's CIBIL score is between 300 and 675.
    • Rs. 13,500 for all others.
  • The minimum monthly income for self-employed applicants Rs. 25,000
  • The minimum CIBIL score required for Money View Personal Loan is 650 or Experian score of 750.
  • The applicant must be in the age group of 21 years to 57 years.
  • Contact at the Money View loan customer care number if you have any queries.

Money View Personal Loan Charges

Money View personal Loan Interest rates start from 1.33% per month. Apart from interest rate, the loan involves the following fees and charges:

Loan processing feeStarting at 2% of the sanctioned loan amount
Charges for prepayment of loan (in part or full)
  • Part payment is not allowed
  • For full prepayment, you must have paid minimum 3 EMIs. The charges are applicable as per the Money View personal loan agreement.
Interest on overdue EMIs2% per month

How to Login on Money View Portal?

You can login to money day loan app by following the steps mentioned below:

  • Visit the website of Money View and click on ‘Sign In’.
  • Login by entering your registered mobile number and the OTP received.
  • You can also opt for Money View loan app download on your mobile phone.
  • Once logged in, you will get access to the multiple online services available on the Money View’s platform, including the loan outstanding, details of previous payment, due date and amount of next EMI date, and so on.

Comparison between Money View Personal Loan and Other Lenders

Here is a comparison of some main features of Money View online money loan app with other Top Personal Loan providers in India:

Lender NameInterest Rate (per annum)Processing FeeLoan AmountTenure
Money ViewStarting at 15.96%Starting at 2%Rs. 10,000 - Rs. 5 LakhsUp to 5 years
KreditBee15% - 29.95%Up to 6%Rs. 1,000 - Rs. 2 Lakhs2 months - 15 months
MoneyTapStarting at 13%Up to 2% + GSTRs. 3,000 - Rs. 5 Lakhs2 months - 36 months
CASHe2.75% - 3%Up to 2%Rs. 7,000 - Rs. 3 Lakhs62 days - 1 year
Early Salary24% - 30%Up to  4,000Rs. 5,000 - Rs. 5 Lakhs90 days - 730 days
StashFin11.99% - 59.99%Up to 10% + GSTRs. 500 - Rs. 5 Lakhs3 months - 36 months

Money View Personal Loan - Customer Care

You can contact Money View customer care number for any query at 080 4569 2002.

OR send email on Money View customer care mail id loans@moneyview.in for any loan-related queries

If you have any loan payment queries, email at payments@moneyview.in.

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Money View Personal Loan FAQs

✅ How should I upload my selfie or video on Money Loans App?

Here's what you will need to do to upload your selfie or video on the app:

  • Record a video of yourself in a bright room with a plain background holding your PAN card and say your full name a clear audible voice and upload.
  • Click (or upload from mobile media) your clear picture in a bright room with a plain background and upload.

✅ What are the reasons of loan rejection?

  • If the credit score is less than 650.
  • If the salary is less than the required income criteria.
  • If the documents submitted are incomplete or incorrect.
  • When one does not qualify to get a loan as per Money View credit process.

✅ What is a paperless process?

The loan processing flow of Money View is completely digital and is done through the app. One need not submit any physical documents. This process is known as a paperless process.

✅ Does one really get a loan with 2 business hours?

  • Money View tries their level best to process the loan within 2 business hours. The 2 hour period starts from the time one has reviewed and submitted loan agreement and ends once the loan amount is received.
  • Application, NACH, eligibility check is not a part of 2 business hours. This stage requires back and forth movement between the customer and customer support team for which providing a conclusive time is difficult.

✅ Can one change the loan amount after applying for the loan?

No, one cannot change the loan amount with the app. If a mistake has occurred while applying then the same can be rectified by sending an email to their customer care team.

✅ Can one get multiple loans?

No. The existing loan has to be repaid in full and a fresh loan should be applied.

✅ How does one repay the loan?

An authorisation will be given to deduct the EMI from one's bank account while applying for the loan in the app. So, the EMI will be deducted directly from the bank account.

✅ Can manual payment be made for the loan?

Yes. If the auto debit is not activated in one's bank account then one can transfer the EMI amount by using the "pay" button in the app.

✅ Why do NACH EMI and the actual EMI differ at times?

  • The NACH EMI is fixed as per the loan amount, but the EMI debited will be the EMI chosen by the applicant on the app.
  • It is done to avoid multiple NACH forms to accommodate additional deductions when top-up loans are availed.

✅ What if the EMI is not paid on time?

EMI is debited normally on the 5th of every month. If funds are not available on that date a grace period of 3 days is all Fowed. Beyond that late fee will be charged.

✅ What documents required for the KYC after approval on the app?

You just need to have PAN Card or Aadhaar Card for KYC.

✅ What are the fees and interest charges I have to pay?

In addition to the interest rate starting at 1.33% p.a., you will have to pay a processing fee of 2% onwards of the sanctioned loan amount, prepayment charges (if you wish to prepay your loan), and 2% p.m. interest on overdue EMIs. 

✅ How is the credit limit decided?

Money View scrutinizes your age, monthly in-hand income, CIBIL score, documents, and other details to deicide your credit limit.