Incred Personal Loan Details

Incred offers quick and hassle-free personal loans ranging between Rs. 25,000 and Rs. 10 lakhs to salaried employees of more than 700 thousand companies in India. Incred interest rate on personal loans is affordable and starts from 11.99% p.a. 

Below are some key Incred Personal Loan details:

Interest Rates  11.99% to 35.99% p.a.
Loan AmountRs. 25,000 - Rs. 10 Lakhs
Tenure1 - 5 years
Processing Fee2% - 4% of the loan amount
Administration Fee1% to 5%
Lowest EMI Rs. 2,224 per lakh

Incred Personal Loan Benefits

The benefits offered by Incred financial services include:

  • Incred personal loan rate of interest is affordable.
  • Competitive administration fees.
  • Facility to apply and get approval and disbursement for Incred loan online.
  • Quick registration.
  • If you want an Incred loan apply online easily through its website or mobile app. 
  • Simple eligibility norms.
  • Minimum documentation.
  • To know the Incred finance loan status, contact the 24x7 customer care team or choose Incred customer login. 
  • Excellent and favourable customer reviews.
  • Highly secure Incred loan app and website.

Documents Required for Incred Personal Loan

The documents required for Incred Personal Loan are:

  • Aadhar Card
  • Passport-sized photo
  • PAN card
  • 4 blank and signed cheques from your salary or primary savings account are required to obtain a personal loan from Incred financial.
  • Current address proof
  • Permanent Address proof - if the permanent address is different from the one mentioned on the Aadhar card.

Please note that the Incred loan login is not possible without these documents.

Incred Personal Loan Features

  • Incred app offers personal loans to salaried and self-employed individuals.
  • Loans available from Rs. 25,000 to Rs. 10 Lakhs.
  • Incred personal loan interest rate start from 14% and can go up to 24% p.a.
  • No collateral required.
  • Speedy disposal with loan credited to borrower's account within 8 hours.
  • Flexible repayment period ranging between 12 and 60 months.

Incred Personal Loan Eligibility Criteria

Incred personal loan eligibility is determined by the following factors:

  • Salaried and self-employed individuals are eligible.
  • Minimum age should be at least 23 years.
  • Maximum age should not be above 55 years to be eligible for a personal loan at Incred financial services limited.
  • Net monthly income required is a minimum of Rs. 20,000.
  • No default in payments in the previous 24 months.
  • A resident of the following cities can apply for Incred capital personal loan: Delhi/NCR, Mumbai, Chennai, Bengaluru, Pune, and Hyderabad.
  • Minimum CIBIL score required is 625 or above for Incred bank personal loan.

Incred Personal Loan Charges

In addition to the Incred bank personal loan interest rate, you will also have to bear the following charges as well:

Processing fees2% - 4% of the loan amount
Administration fees1% - 5%
Foreclosure charges2.5% of principal outstanding

How to Calculate Incred Personal Loan EMI?

Below are the steps to calculate Incred finance personal loan EMI with our Personal Loan EMI Calculator:

  • Access
  • Go to Financial Tools and choose Personal Loan EMI Calculator.
  • Enter the principal loan amount, the prescribed Incred finance personal loan interest rate, and the tenure.
  • Get your EMI calculated instantly.
  • You also get the details of interest and principal repayment over the entire repayment tenure. It can help you to determine the effective Incred finance personal loan rate of interest.

Incred Personal Loan Customer Care

You can contact Incred capital financial services private limited through any of the following ways to enquire about Incred personal loan status or other details.

  • Email:
  • Phone: 1800-4198-121
  • WhatsApp: +91 95135 55475
  • Address: 2nd Floor Featherlite Vista Building, MV Jayaram Road, 1st Main, Vasanth Nagar, Bengaluru 560052

To apply for or to know the Incred loan status you can also contact their Sales Team at 1800-102-2192 or send email at No need for incred login, just contact directly.

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