Top 10 Axis Bank Credit Cards

Card NameAnnual FeeBest For
IndianOil Axis Bank Credit CardRs. 500 (waived off on spending above Rs. 50,000)Fuel & Entertainment
Axis Bank MY Zone Credit CardRs. 500Lifestyle & Entertainment
Axis Bank Magnus CardRs. 10,000 + applicable taxes (waived off on spending  Rs. 15 Lakhs in the previous year)Travel, Lifestyle & Entertainment
Flipkart Axis Bank CardRs. 500 (waived off on spending above Rs. 2 Lakhs)Shopping & Cashback
Axis Bank Vistara Credit CardRs. 1,500Travel & Lifestyle
Axis Bank Privilege CardRs. 1,500 (waived on an annual spend of Rs. 4 Lakhs in the previous year)Rewards & Lifestyle
Axis Bank Insta Easy Credit CardNilSecured Card for Shopping
Axis Bank Reserve Credit CardNilTravel, Luxury & Lifestyle
Axis Bank Select Credit CardRs. 3,000 (Nil for Burgundy customers)Shopping, Travel & Lifestyle
Axis Bank Neo Credit CardRs. 250Shopping & Lifestyle

Benefits

Following are some attractive benefits of Axis Bank Credit Card:

  • Global acceptance: The card is accepted worldwide by innumerable merchant establishments.
  • Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
  • EMI facility: A facility to convert purchases over Rs. 2,500 to EMIs is available.
  • Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
  • Reward programme: Numerous reward points that can be redeemed for attractive vouchers and gifts.
  • Insurance: An insurance cover up to Rs. 25 Lakhs in the event of an air accident, is available
  • Card Protection Plan: Up to Rs. 1 Lakh.
  • Insurance cover: An insurance cover for loss of travel documents and baggage loss, delay in check-in bag arrival, etc. is available while on travel.
  • Credit limit: The credit limit of the card is decided based on the monthly income, credit score, and the pattern of spending.
  • Interest-free period: An interest-free period up to 50 days is available and also a grace period is provided by the bank for paying the dues beyond the due date, without any extra charges on select cards.
  • Income criteria: No minimum criteria for certain categories of cards since credit limit is fixed against Fixed Deposits.
  • Documentation: Hassle-free documentation since it requires minimal paperwork.

Eligibility

The following are the eligibility criteria to qualify for the Axis Bank Credit Card:

  • Cards are issued to both resident and non-resident Indians.
  • The age of the applicant should be between 18 years to 70 years.
  • The add-on cardholder should be over 15/18 years, depending on the card type.
  • The minimum annual income required depends on the card type.
  • Some of the cards like Axis Bank Reserve Card are issued on invitation only. If the customer is eligible for these cards, the banner will be displayed on their FreeCharge mobile app.
  • Some cards are issued against Fixed Deposits. The value of the Fixed Deposits should be between Rs. 20,000 to Rs. 25,00,000. The card will not be issued against tax saver Fixed Deposits, Flexi Deposits, and against Fixed Deposits in the name of HUFs/ Society/ Trusts/ Companies.
  • Credit Score should be above 750.

Apply for Axis Bank credit card

Documents

The following documents are required to apply for Axis Bank Credit Cards:

  • Colour photographs of the applicant
  • PAN card photocopy/ Form 60
  • Latest payslip/ Form 16 /ITR copy as income proof
  • Any one of the following address proof:
  • Ration card
  • Passport
  • Electricity bill
  • Telephone bill (landline)
  • Any one of the following identity proof:
  • PAN card
  • Driving license
  • Passport
  • Aadhaar Card

Fee & Charges

Below are the fees involved in availing Axis Bank Credit Cards:

Name of the CardJoining FeeAnnual Fee
IndianOil Axis Bank Credit CardRs. 500
  • 2nd Year onwards: Rs. 500
  • Waived off on spending above Rs. 50,000
Axis Bank MY Zone Credit Card
  • Rs. 500
  • Waived off on spending Rs. 5,000 in 45 days.
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500
Axis Bank Magnus Credit Card
  • Rs. 10,000 + applicable taxes
  • Waived off on spending Rs. 15 Lakhs in the previous year
Flipkart Axis Bank Credit CardRs. 500
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500
  • Waived off on spending above Rs. 2 Lakhs
Axis Bank Vistara Credit CardRs. 1,500Rs. 1,500
Axis Bank Vistara Signature Credit CardRs. 3,000Rs. 3,000
Axis Bank Vistara Infinite Credit CardRs. 10,000Rs. 10,000
Axis Bank Privilege Credit Card
  • Rs. 1,500
  • Nil for priority customers
  • Rs. 1,500
  • Waived on an annual spend of Rs. 4 Lakhs in the previous year
Axis Bank Miles & More Select Credit CardRs. 10,000Rs. 4,500
Axis Bank Miles & More World CardRs. 3,500Rs. 3,500
Axis Bank Reserve Credit CardNilNil
Axis Bank Select Credit Card
  • Rs. 3,000
  • Nil for Burgundy customers
  • Rs. 3,000
  • Nil for Burgundy customers
Axis Bank Pride Platinum Credit CardNil
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 250 second year onwards
  • Waived on an annual spend of Rs. 20,000 the previous year.
Axis Bank Pride Signature Credit CardNil
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500 second year onwards
  • Waived on an annual spend of Rs. 40,000 the previous year
Axis Bank My Zone Easy Credit CardNilNil
Axis Bank Insta Easy Credit CardNilNil
Axis Bank Signature Credit Card with Lifestyle Benefits
  • Rs. 5,000
  • Rs. 3,000 is the special invitation price
  • Rs. 3,000
  • Waived on an annual spend of Rs. 3 Lakhs in the previous year
Axis Bank Buzz Credit CardRs. 750
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 750
Axis Bank My Wings Credit CardRs. 1,200
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 500
Axis Bank FreeCharge Credit CardRs. 250 + applicable taxesRs. 250 + applicable taxes
Axis Bank Neo Card
  • Rs. 250
  • Waived on spend of Rs. 2,500 within 45 days from the date of activation.
Rs. 250
Axis Bank My Choice Credit CardRs. 250
  • 1st Year: Nil
  • 2nd Year onwards: Rs. 250
Axis Bank Platinum Credit Card
  • Rs. 500
  • Waived on spend of Rs. 5,000 within 45 days of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: Rs. 200
  • Waived on spend of Rs. 1,00,000 in the previous year.
  • For cards setup before 07.02.2011: Nil
Axis Bank Titanium Smart Traveller Credit Card
  • Rs. 250
  • Waived on a spend of Rs. 2,500 within 45 days from the date of card activation.
  • For cards set up before 07.02.2011: Nil
  • 2nd Year onwards: Rs. 100
  • Waived on spend of Rs. 50,000 in the previous year.
  • For cards setup before 07.02.2011: Nil

Bill Payment Options for Axis Bank Credit Card

There are many ways to make your Axis Bank Credit Card bills payment. After downloading your Axis Bank Credit Card Statement, opt for any of the following payment mode:

  • Pay from Axis Bank Savings Account via
  • Pay instantly by clicking here
  • Axis Bank Internet Banking
  • Axis Bank Mobile Banking
  • Opting for Auto Debit facility
  • Any UPI app
  • NEFT/IMPS/VMT
  • Cash/Cheque Payment
  • Pay at ATMs
  • Pay from savings account of other bank

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