IndusInd Bank Jio-bp Mobility+ Credit Card

The following are the key highlights of the IndusInd Bank Jio-bp Mobility+ Credit Card:

The main attractions of the IndusInd Bank Jio-bp Mobility+ Credit Card are mentioned below: 

Activation Benefits

• Make a fuel transaction at any Jio-bp station within 30 days of credit card setup and earn 400 Smiles.
• Get a complimentary Wildbean Cafe coupon worth Rs. 200 on your first transaction at the cafe within 30 days of the card setup.

Credit Card on UPI

• Use your card for UPI payments by linking your IndusInd Bank Jio-bp Mobility+ Credit Card on UPI in a few steps.

Milestone Benefits

• As a monthly milestone, earn 200 Smiles on spending Rs. 4,000 or more on the Jio-bp ecosystem in a statement cycle.
• As an annual milestone, earn 2000 Smiles on spending Rs. 1,00,000 in a card anniversary year and another 2000 Smiles on spending the next Rs. 1,00,000 in a card anniversary year.

Earn Smiles as Reward Points

• Earn 400 Bonus Smiles after the first fuel transaction at Jio-bp in the first 30 days from card setup.
• Earn 200 Bonus Smiles on spending Rs. 4,000 on Jio-bp every month.
• Earn 4000 Bonus Smiles on spending Rs. 2 Lakhs or more in a card anniversary year.
• Earn 12 Smiles (maximum 1,200 Smiles in a statement cycle) on spending every Rs. 100 on Jio-bp (petrol, diesel, castrol lubes, Wildbean Cafe & Jio-bp convenience store).
• Earn 5 Smiles on spending every Rs. 100 on dining, supermarket & grocery.
• Earn 2 Smiles on spending every Rs. 100 on all other categories.

Roadside Assistance

• Get roadside assistance for a flat tyre, engine trouble, or other sudden hiccups by calling the 24x7 toll-free helpline number 18005713981.
• It includes roadside repair, vehicle towing, and emergency assistance services in Delhi, Mumbai, Kolkata, Pune, Chennai, and Bangalore.

Fuel Surcharge Waiver

• Get 1% fuel surcharge waiver at all Jio-bp fuel stations in India.
• Fuel surcharge waiver is not applicable on the fuel at non-Jio-bp fuel stations.

• Joining fee: Rs. 499; Waived on Rs. 10,000 in the first 90 days of card issuance.
• Annual fee: Nil.
• Add-on card fee: Nil.
• Foreign currency markup: 3.5% + GST.
• Interest charge: 3.95% per month (47.40% p.a.).
• Late payment charges: Up to Rs. 1,300, depending on outstanding balance.
• Over-limit charges: 2.5% of the over-limit amount (minimum Rs. 500).
• Returned payment: Rs. 250.
• Cash advance charges: 2.5% of the advance amount (minimum Rs. 300).
• Balance enquiry charges on non-Induslnd Bank ATMs: Rs. 25.
• Railway booking surcharge: As applicable.
• Cash payment fee at Induslnd Bank Branch: Rs. 100.
• Machine surcharge at ATMs: As applicable.
• Reward redemption fee: Rs. 149 for cash redemption & Rs. 100 for other category redemption.
• Dynamic currency conversion: 1% mark-up fee + taxes.
• Rent payments through third-party merchants: 1% + GST on each transaction. 
• Utility payment transactions: 1% + GST on the cumulative spends on utility payments above Rs. 25,000 in a statement cycle.
• Wallet loading transactions: 1% + GST on the cumulative spends on wallet loading transactions above Rs. 20,000 in a statement cycle.
• Education payment transactions: 1% + GST on the cumulative spends on education transactions above Rs. 45,000 in a statement cycle. 
• Duplicate statement request: 100 per statement (beyond the last 3 months).
• Card re-issue/replacement: Rs. 100.
• Lounge key usage fee: Up to US$35 per person per visit. 
• Charge-slip request: Rs. 300.
• GST: Applicable at the current rate, as notified by the Ministry of Finance, Government of India.

The applicant must fulfil the following eligibility criteria to apply for the IndusInd Bank Jio-bp Mobility+ Credit Card:

• Applicants must be Indian residents aged between 18 to 75 years.
• Applicants must be salaried or self-employed.
• Applicants should have an active credit history. 
• Applicants should have a minimum monthly income of around Rs. 20,000.
• Applicants should have a good credit score (typically 700 or above).

For the IndusInd Bank Jio-bp Mobility+ Credit Card application, you will typically need the following documents:

• KYC documents: Aadhaar Card, PAN Card, and a recent photograph.
• Other acceptable address proof documents (if the communication address is different from your Aadhaar Card): Voter ID/ Passport/ Driving License/ etc.
• Income documents for salaried: Bank statements, salary slips/ other bank’s credit card details for the last 3 months.
• Income documents for self-employed: Recent ITR copy/ other bank’s credit card details.

To apply for the IndusInd Bank Jio-bp Mobility+ Credit Card, just follow the steps mentioned below:

• Visit the IndusInd Bank website and click the ‘Apply Now’ button.
• Complete the application process online by simply providing your details.
• Choose a card offer.
• Accept the card terms.
• Complete a quick VKYC process, and you are done.