BOBCARD SELECT Credit Card

Below are the key highlights of the BOB Select credit card:

• As a welcome benefit, earn 500 reward points (maximum 1,000 per statement cycle) on spending ₹5,000 within 60 days of card issuance.
• 5X reward points for spending every ₹100 online and on dining.
• 1 reward point for every ₹100 spent on all other purchases.
• Reward points are redeemable as cashback or as gifts from the catalogue, at 1 point = ₹0.20.
• Joining and annual fee waived on spending ₹7,500 within 60 days from the card activation date and ₹70,000 in a card anniversary year, respectively.
• 1% fuel surcharge waiver (maximum ₹250 per statement cycle) for transactions between ₹400 and ₹5,000 across all the petrol pumps in India.
• A facility to convert your purchases above ₹2,500 into easy EMIs, payable in 6 to 48 months.
• Up to 3 add-on cards are free for your family members.
• Free Personal Air Accident Insurance cover up to ₹15 Lakhs in the event of death due to an accident. 
• Free Personal Non-air Accident Insurance cover up to ₹5 Lakhs in the event of death due to an accident. 
• Get zero liability for any fraudulent transactions on reporting loss of the card.
• A revolving facility for credit card dues is available.
• Up to 50 days' interest-free credit period from the date of purchase.

The BOB Select credit card charges are mentioned in the table below:

To be eligible for a BOBCARD SELECT Card, you will have to meet the eligibility criteria mentioned below.

• The applicant should be a salaried or self-employed Indian resident.
• Primary salaried applicants must be 21 to 60 years old.
• Primary self-employed applicants must be 24 to 65 years old.
• Add-on applicants must be above 18 years old.
• Applicant’s minimum net annual income should be ₹4.8 Lakhs.

If you want to avail of a BOB Select credit card, you can apply online with the following documents:

• PAN Card along with a recent passport-size photograph (having a clear/ white background and no dark/ tinted glass).
• Proof of identity: PAN Card/ Voter ID Card/ Passport/ Driving Licence/ Aadhar Card.
• Address proof if present & permanent addresses are same: Driving Licence/ Passport/ Aadhar Card (both sides)/ Letter issued by the National Population Register (NPR) with the name and address details/ NREGA-issued Job Card (duly signed by an officer of the State Government). 
• Address proof if the present address is different from permanent address: Recent Property or Municipal Tax Receipt/ Pension or Family Pension payment orders for retired employees department or Public Sector Undertakings (if they have address)/ Utility Bill (not older than 2 months)/ Leave & Licence Agreements/ Letter of Allotment of accommodation from Employer issued by a Central or State Government Department, Public Sector Undertaking, statutory or regulatory bodies, Scheduled Commercial Banks, Financial Institutions & listed Companies.
• Income proof documents for salaried: Bank Statement presenting salary credit for the last 2 months or Salary Slips along with the bank statement.
• Income proof documents for self-employed: Bank Statement (PDF format) presenting business transactions for the past 3 months and other financial documents (as required).

Steps to Apply from the Official Website of BOBCARD

• Log in to the official website of the BOBCARD and select your preferred card from the ‘View Cards’ section.
• Fill the online application form by specifying all the required details, including your name, address, mobile number, etc.
• e-Sign using your Aadhaar.
• Verify your identity via video-KYC.

Steps to Apply through MyMoneyMantra

• Visit our portal and go to the ‘Credit Cards’ section. 
• Under the ‘BOBCARD’ option, choose the preferred BOBCARD credit card.
• Fill in and submit all the required information.
• You will further be assisted by our credit card experts.
• On successful approval, your credit card will be dispatched to your address. 
• The card and the PIN will be dispatched separately.

You can also apply for the card offline by getting in touch with the BOBCARD customer support or visiting the nearest Bank of Baroda branch with the required documents.