BOBCARD SELECT Credit Card

Below are the key highlights of the BOBCARD Select credit card:

• As a welcome benefit, earn 500 reward points (maximum 1,000 per statement cycle) on spending ₹5,000 within 60 days of card issuance.
• 5X reward points for spending every ₹100 online and on dining.
• 1 reward point for every ₹100 spent on all other purchases.
• Reward points are redeemable as cashback or as gifts from the catalogue, at 1 point = ₹0.20.
• Joining and annual fee waived on spending ₹7,500 within 60 days from the card activation date and ₹70,000 in a card anniversary year, respectively.
• 1% fuel surcharge waiver (maximum ₹250 per statement cycle) for transactions between ₹400 and ₹5,000 across all the petrol pumps in India.
• A facility to convert your purchases above ₹2,500 into easy EMIs, payable in 6 to 48 months.
• Up to 3 add-on cards are free for your family members.
• Free Personal Air Accident Insurance cover up to ₹15 Lakhs in the event of death due to an accident. 
• Free Personal Non-air Accident Insurance cover up to ₹5 Lakhs in the event of death due to an accident. 
• Get zero liability for any fraudulent transactions on reporting loss of the card.
• A revolving facility for credit card dues is available.
• Up to 50 days' interest-free credit period from the date of purchase.

The BOBCARD Select credit card charges are mentioned in the table below:

To be eligible for a BOBCARD SELECT Card, you will have to meet the eligibility criteria mentioned below.

• The applicant should be a salaried or self-employed Indian resident.
• Primary salaried applicants must be 21 to 60 years old.
• Primary self-employed applicants must be 24 to 65 years old.
• Add-on applicants must be above 18 years old.
• Applicant’s minimum net annual income should be ₹4.8 Lakhs.

If you want to avail of a BOBCARD Select credit card, you can apply online with the following documents:

• PAN Card along with a recent passport-size photograph (having a clear/ white background and no dark/ tinted glass).
• Proof of identity: PAN Card/ Voter ID Card/ Passport/ Driving Licence/ Aadhar Card.
• Address proof if present & permanent addresses are same: Driving Licence/ Passport/ Aadhar Card (both sides)/ Letter issued by the National Population Register (NPR) with the name and address details/ NREGA-issued Job Card (duly signed by an officer of the State Government). 
• Address proof if the present address is different from permanent address: Recent Property or Municipal Tax Receipt/ Pension or Family Pension payment orders for retired employees department or Public Sector Undertakings (if they have address)/ Utility Bill (not older than 2 months)/ Leave & Licence Agreements/ Letter of Allotment of accommodation from Employer issued by a Central or State Government Department, Public Sector Undertaking, statutory or regulatory bodies, Scheduled Commercial Banks, Financial Institutions & listed Companies.
• Income proof documents for salaried: Bank Statement presenting salary credit for the last 2 months or Salary Slips along with the bank statement.
• Income proof documents for self-employed: Bank Statement (PDF format) presenting business transactions for the past 3 months and other financial documents (as required).

Steps to Apply from the Official Website of BOBCARD

• Log in to the official website of the BOBCARD and select your preferred card from the ‘View Cards’ section.
• Fill the online application form by specifying all the required details, including your name, address, mobile number, etc.
• e-Sign using your Aadhaar.
• Verify your identity via video-KYC.

Steps to Apply through MyMoneyMantra

• Visit our portal and go to the ‘Credit Cards’ section. 
• Under the ‘BOBCARD’ option, choose the preferred BOBCARD credit card.
• Fill in and submit all the required information.
• You will further be assisted by our credit card experts.
• On successful approval, your credit card will be dispatched to your address. 
• The card and the PIN will be dispatched separately.