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Simply Save Credit Card

Best for : Rewards
Card Type :VISA Card Logo
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SBI Card is the leading credit card provider in India with a robust customer base of over 7 million cardholders. The network of the Credit Card Major is spread across over 100 cities and thus it is completely hassle free to contact SBI Card to access their products and services.

Written by Reshma Rawat |
Edited by Abhijeet Singh
Updated On: Jul 10, 2024

Features of Simply Save SBI Credit Card

SimplySAVE SBI Card Card is a lifestyle & rewards credit card that gives you attractive cashback and reward points on all expenses done on dining, grocery, departmental store, and movie tickets. This card can be use as shopping credit card, if we check the offers and cashback given on buying grocery, movie tickets and many more. This card comes at an annual and renewal fee of Rs. 499.  

Welcome Offer

As a welcome gift, you get  100 cash back on your first cash withdrawal from the ATM within 30 days of receiving SimplySAVE SBI Card.

  • Enjoy 10X Reward Points on Dining, Grocery & Movie spends
  • 2000 Bonus Reward Points on spends of 2,000 in first 60 days
  • 1% fuel surcharge waiver across all petrol pumps in India
  • Contactless Advantage
  • Worldwide Acceptance
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Cash on the Go
  • Fast & convenient transactions
  • Easy Money

Eligibility for SIMPLYSAVE SBI Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Additional Info: Also Check How to Check SBI Credit Card Eligibilty

Documents Required for SIMPLYSAVE SBI Credit Card

  • KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
  • Address proof: Utility Bills/ Ration Card/ Passport
  • ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
  • Income Proof: Last 3 Salary slips / bank statements
  • Photographs

Additional Info: Also Check How to Use Credit Cards in India?

Simply Save Credit Card Fees and Charges

Annual Fee:Rs. 499/-
Renewal Fee:Rs. 499/- (Fee reversal on Rs. 1 Lakh spends in the previous year)
Add-on Fee (per annum):NIL
Finance Charges: 3.35% p.m. (42% p.a.)
Late Payment Charges:
  • Rs.0 to Rs.500: NIL
  • Rs.500 to Rs.1,000: Rs.400
  • Rs.1,000 to Rs.10,000: Rs.750
  • Rs.10,000-Rs.25,000: Rs.950
  • Rs.25,000-Rs.50,000: Rs.1,100
  • Rs.50,000 and above: Rs.1,300
Overlimit2.5% of overlimit amount or Rs.600 (whichever is higher)
Cash Advance Fee: A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs or international ATMs
Cash Payment Fee:Rs.250 + applicable taxes

Why Choose SimplySAVE SBI Card?

  • Essentially a Lifestyle and Rewards Credit Card
  • Cash back & reward points with everyday spends on dining, grocery, departmental store & movie tickets booking
  • Additional saving in the first & second month of joining
  • Enjoy fuel surcharge waiver
  • Reverse renewal fee on annual spends of 90,000
  • Global acceptance
  • Flexipay
  • Contactless Advantage
  • Worldwide Acceptance
  • Cash on the Go
  • Utility Bill Payment Facility
  • BT on EMI

Additional Info: Also Check How to Check SBI Credit Card Statement

Cashback & Rewards benefits

Every  100 spent from your SimplySAVE SBI Card earns you 1 Reward Point.

You can use earned points to pay the outstanding balance on your credit card or redeem against a wide array of gifts listed in the rewards catalogue.

Contactless Advantage

Avail contactless advantage with SimplySAVE SBI Card. The contactless technology enables transactions by merely waving the card. You do not need to swipe the card for transactions physically.

Fast & convenient transactions:  Wave the card and make transaction, no need to physically hand over card or bother about cash for small ticket everyday purchases.

Safe and Secure:  SimplySAVE SBI Card employs Visa payWave that ensures one transaction despite multiple card waves at the terminal.

The contactless technology also protects you against counterfeit transactions as card never leaves your hand.

Worldwide Acceptance

SimplySAVE SBI Card can be globally used at any outlet that accepts Visa or MasterCard. Precisely you can use your SBI Card over 24 million outlets, including 3,25,000 outlets in India.

Add-on Cards

You can apply for Add-On cards with SimplySAVE SBI Card for your parents, spouse, children or siblings. The Add On card must be applied for people above the age of 18.

Cash on the Go

You can conveniently withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.

Utility Bill Payment Facility

With Easy Bill Pay facility you can instantly pay your utility bills for electricity, telephone or mobile.

Balance Transfer on EMI

Conveniently transfer the outstanding dues of your other credit cards to SimplySAVE SBI Card at a lower rate of interest and set affordable EMIs.

Flexipay

For any purchase of  2,500 or more on your SimplySAVE SBI Card you can opt for Flexipay and convert your outstanding balance into easy monthly instalments. To avail Flexipay facility log in with your username and password by visiting sbicard.com within 30 days of spending.

Easy Money

Easy Money on SBI Card ensures ready money for emergency. You can request a draft or cheque against your cash limit by logging in to sbicard.com. The cheque/draft is delivered at your doorstep.

SBI Simply Save Credit Card FAQs

You can redeem your SimplySAVE SBI Card Reward Points in 3 simple ways: from Website, App or Helpline. The chosen gift or voucher will be delivered at your doorstep.

To redeem reward points online, log in to sbicard.com and instantly redeem points by selected items on Shop-and-Smile Rewards catalogue.

Alternatively, log in to SBI Card App and select 'Rewards' from main menu. Access the reward catalogue and redeem your reward points for products or vouchers listed.

You can also redeem the points by calling the SBI Card helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code).

You can also write your requests at: PO Box 28, GPO, New Delhi ? 110001

To apply for SimplySAVE SBI Card Online, fill the form on MyMoneyMantra Website. Share your personal details and card requirements to access different credit cards from SBI Card. Here on the cards listing page, you can select SimplySAVE SBI Card or any other SBI Credit Card. Click on the chosen card and apply. It will instantly process your request for SimplySAVE SBI Credit Card. 

The eligibility criteria for SimplySAVE SBI credit card is based on internal policy of SBI Card. You can check the eligibility by filling the credit card enquiry form. Alternatively you can also request a call back by SBI Card Customer Care or MMM Credit Card Helpline.

The basic documents required to avail SimplySAVE SBI Card include: Identity proof, Address proof, PAN card, Income proof, bank statement copy, and the latest passport size photographs.

To report card theft or any other issue with your SimplySAVE SBI Card, you can block the card online, or use customer care helpline or SBI card SMS service.

  1. To instantly block your card online, login to your SBI Credit Card on sbicard.com. Click on 'Requests' tab and click on 'Report Lost/Stolen Card' on the left. You can also click on "Reissue Card" to avail a new card.
  2. To contact customer care hotline use contact numbers: 39 02 02 02 (prefix local STD code) or 1860 180 1290 (Toll free number)
  3. For SMS Service, send a message "BLOCK XXXX" to 5676791 from your registered mobile number. Here XXXX is the last 4 digits of your credit card.

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