Yes Bank Pop Club Credit Card

If you are not aware of what is Pop Card, here is the answer. YES Bank Pop Club Credit Card is one of the best RuPay credit cards in India.

This co-branded card is offered by YES Bank in collaboration with Pop Club as a lifetime free credit card under a limited-period offer. The annual fee of just Rs. 399 + applicable taxes can otherwise be waived with an annual spending of Rs. 1,50,000.

The YES Bank Pop Club credit card benefits include 10 POPCoins on every Rs. 100 spent on a-commerce/ online transactions, a 3-month Zomato Gold Mini membership, a Cleartrip voucher worth Rs. 750, and much more.

Joining/Activation Benefits

• Receive a 500 Bonus worth up to Rs. 500 as a welcome bonus on card activation.
• 400 again and on payment of the annual fee.
• 1500 bonus for customers who cross the Rs. 1.5 Lakhs milestone.
• PharmEasy: Free 6-month PharmEasy Plus membership worth up to Rs. 1,499.
• Cleartrip: Get a Cleartrip voucher worth Rs. 750.
• Cult sport: voucher worth Rs. 500 from Cult sport.
• Zomato Gold: Enjoy 3 months of Zomato Gold membership.
• Rapido: Get free 24 Ride passes from Rapido,  2 every month, worth 100.

Rewards 

• Earn 10 Coins for every Rs. 100 spent online.
• Earn Coins for every Rs. 100 on all other spends.
• No coin issuance is applicable for utilities, real estate/rent, insurance premiums, wallets and service stations.
• Additional  5% coins on UPI transitions using POP Card via POP UPI App.
• Reward issuance through YBL is to be operationalized through feedback.

Reward Redemption

• Rewards can be redeemed across a wide network of brands, including up to 20% off at Rs. 1 per coin.
• Redeem rewards on the POP app for more than 500 brands at up to 20% off at Rs. 1 per coin.
• Redeem rewards for POP Mini (Sample Program) at up to 20% off at Rs. 1 per coin.
• With POP Reward Store, choose from anchor brand vouchers including platforms like Blinkit, Zomato, Cult, Cleartrip, Rapido, and Pharmeasy at Rs. 0.25.

Additional POP Key Benefits

• Flex Max on Cleartrip at Rs. 1. 
• Offer is limited to 1 usage per calendar quarter.
• Bin Locking is required to avail of this benefit.

Other Benefits

• 1% fuel surcharge waiver.
• Waiver of the annual fee of Rs. Rs. 399 + applicable taxes on annual spending of Rs. 1,50,000.

Here is the genuine Pop credit card review as per our credit card experts:

The YES Bank Pop Club RuPay Credit Card is an entry-level co-branded card designed for online shoppers and UPI spenders.

The card comes with zero joining fees and offers several benefits, including easy-to-meet Pop credit card eligibility, 10 POP Coins per Rs. 100 spent on e-commerce/online transactions, 2 POP Coins per Rs. 100 on all other categories, 3-month Zomato Gold Mini membership, 6-month PharmEasy Plus membership, Cleartrip voucher worth Rs. 750, and so on. If you need Pop credit card apply online easily through Yes Bank’s website.

You must meet the following eligibility criteria to apply for a Yes Bank Pop Club credit card:

• You must be between 21 and 60 years old.
• You must be a salaried or self-employed individual.
• You must be earning a minimum net salary of Rs. 25,000 per month or an Income Tax Return of Rs. 5 Lakhs.
• Existing Yes Bank credit cardholders are not eligible for this card

On meeting the eligibility criteria mentioned above, you can easily apply for the Yes Bank Pop Club credit card with the following documents:

• Identity and address proof: A valid Voter ID Card/ Passport/ Driving License/ NREGA Job Card 
• Income proof: A recent Payslip or Income Tax Return 
• Permanent Account Number (PAN) or Form 60 (mandatory) 
• Aadhaar Card: You can authenticate your Aadhaar with e-KYC mode (biometric or OTP-based) or offline verification

Following are the steps to apply for a Yes Bank Pop Club credit card:

• Under the ‘Credit Card’ section, click the ‘Yes Bank Credit Card’ and then select the ‘Yes Bank Pop Club credit card’ option.
• Click on the ‘Apply Now’ button.
• You will now be redirected to the official YES Bank POP-CLUB Credit Card application journey. We are an authorized partner of Pop Club, ensuring a 100% safe and seamless experience.
• Register and apply for the card.
• After the OTP login, you will be required to give permission (location) and fill in some personal details (PAN, date of birth, current residential PIN code, type of occupation, gender, etc.). 
• Then click on ‘proceed’. 
• Give your Aadhar number and enter the OTP sent on the number linked with your Aadhar Card. 
• Click on ‘proceed’.
• You will see your old residential address pulled from your Aadhar details. If it is different than your current residential address, add your current residential address. Make sure you always fill in full details.
• Select the name on the card you want to be printed and your father's name as per your PAN Card.
• Fill in the professional details (salaried and self-employed). 
• Select the delivery address (it can be your office or current residential address).
• Complete the vKYC process within 72 hours of reaching the VKYC page.

Here is the comparison table between Yes Bank Pop Club credit card and the Kiwi credit card to help you understand which one is best suited for you: