Credit Saison Personal Loan
Get a collateral-free personal loan up to ₹15 Lakhs from Credit Saison India via Airtel Finance, with an interest rate starting at 12% p.a. and flexible EMI options. You can apply for the Credit Saison Personal Loan from the Airtel app in a completely digital process with minimum documentation and instant credit approval. You can repay the borrowed amount in EMIs over a tenure of 3 to 36 months.
Credit Saison Personal Loan Details
Below are the key details of the Credit Saison personal loan:
| Loan Amount | ₹15,000 - ₹15 Lakhs |
|---|---|
| Interest Rate | Starting from 12% p.a. |
| Repayment Tenure | 3 - 36 months |
| Processing Fee | 2% to 5% of the loan amount + GST |
| Disbursal | Within 24 hours |
Features & Benefits of Credit Saison Personal Loan
- Get a personal loan up to ₹15 Lakhs in a completely digital process.
- Personal loans tailored to meet your specific needs, including travel, education, emergencies, or any other purpose.
- Submit all your details and documents online.
- Instant loan approval.
- Credit disbursal within 24 hours
- Low processing fee of 2% to 5% of the loan amount + GST.
- Flexible EMIs and tenure of 3 to 36 months.
- Facility to check your CIBIL report for free.
- Free to use Credit Saison Personal Loan EMI calculator to help you determine how the rate of interest, tenure and EMIs will affect your monthly budget.
Credit Saison Personal Loan Interest Rates & Charges
The following are the interest rate and other charges associated with the Credit Saison personal loan:
- Interest rate: Starts at 12% p.a.
- Processing fee: 2% to 5% of the loan amount + GST.
- Prepayment/ foreclosure charges: 2% to 5% + GST on outstanding principal, varies by lending partner.
- Late payment fee: Applicable if EMI is missed; varies by partner.
- GST on fees: 18% GST applicable on processing & other service fees.
- Stamp duty: As per state regulations.
Compare Credit Saison Personal Loan with Other Lenders
Below is the comparison table for the Credit Saison personal loan with other loan lenders:
| Lender | Interest Rate | Loan Amount | Tenure |
|---|---|---|---|
| Credit Saison | 12.00% p.a. onwards | ₹15,000 - ₹10 Lakh | 3 to 36 months |
| Salary Now | 36.00% p.a. onwards | ₹3,000 - ₹10 Lakh | 61 to 365 Days |
| MoneyWalle | 12.00% p.a. onwards | ₹5,000 - ₹1 Lakh | 62 to 365 Days |
| BharatLoan | Maximum 2.9% p.m. | ₹5,000 - ₹5 Lakh | 61 to 365 Days |
| Rupee Raftaar | 12.00% p.a. onwards | ₹5,000 - ₹5 Lakh | 3 to 24 months |
| Rupee112 | 35.00% p.a. APR | ₹20,000 - ₹5 Lakh | 61 to 365 Days |
| SalaryOnTime | 0.25% per day onwards | ₹10,000 - ₹1.2 Lakh | Up to 12 Months |
| Zype | 18.00% p.a. onwards | ₹3,000 - ₹5 Lakh | 6 to 36 Months |
| Loanwalle | 2.91% p.m. onwards | ₹10,000 - ₹3 Lakh | 12 to 36 Months |
| Squid Loan | 0.9% per day onwards | ₹5,000 - ₹1 Lakh | 7 to 365 Days |
Credit Saison Personal Loan Eligibility Criteria
Below are the basic eligibility criteria for the Credit Saison personal loan:
- Age: Applicants must be at least 21 years old and not beyond 60 years or the retirement age, depending on the lender's policy.
- Income: A stable income from salary or business is mandatory.
- Minimum monthly income threshold: At least ₹13,500 to ₹25,000, depending on the lender's policy.
- Employment type: Both salaried employees (working in private or public sectors) and self‑employed individuals can apply.
- Work experience for salaried applicants: Minimum 2 years of total work experience, with at least one year with the current employer.
- Work experience for self-employed applicants: 2 to 3 years of business vintage.
- Credit score: Preferably 731 and above. A score of 750 or above usually supports higher amounts and better pricing.
Documents Required for Credit Saison Personal Loan
Credit Saison requires minimal documentation, including:
- PAN Card
- Aadhaar Card
- Address proof
- Income proof such as salary slips or ITR, supported by recent bank statements
- Bank account details.
Steps to Apply for Credit Saison Personal Loan
Follow the simple steps as mentioned below to apply for a Credit Saison Personal Loan:
- Open the Airtel Thanks App and find Shop > Airtel Finance.
- Select Personal Loan and fill in your basic details.
- Get the best loan offer based on profile verification.
- Complete the KYC and link your bank account.
Credit Saison Customer Care Details
For any queries or feedback regarding a Credit Saison personal loan, call or email them. They generally respond within 24-48 hours.
- Credit Saison Customer Care Number: 18001038961
- Credit Saison Official Email Address: support@creditsaison-in.com
FAQs
The interest rate on a Credit Saison Personal Loan starts from 12% p.a.
The maximum loan amount offered by Credit Saison is up to ₹15 Lakhs.
No. Prepayment/ foreclosure charges of 2% to 5% + GST on the outstanding principal are involved, depending on the lending partner's policy.
You can call 18001038961 or send an email to support@creditsaison-in.com regarding your closure request for the loan.
The EMI can be paid online directly through the Credit Saison app/portal.
Reshma Rawat is a passionate writer with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra and writes blogs & webpages on financial products (loans, credit cards, insurance, government financial policies, mutual funds, etc.).
Director- MyMoneyMantra FinTech| A senior retail and commercial banking professional, adept at handling Business Development, Sales Planning & Growth, Product Strategy, Marketing Operations and Client advisory services phygitally.