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L&T Finance Personal Loan

L&T Financial Services offers personal loan under the name of Consumer Loans. L&T Finance personal loan can be used for any immediate financial needs, including festivals, marriages, house renovation, education, medical expenses, etc. The application process is completely digital and easy. You can get up to Rs. 7 Lakhs as the loan amount at attractive interest rates for tenure up to 48 months. 

Here find the best Personal loan for you.

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You are just a step away from the best Personal loan offer near you. MyMoneyMantra representative will contact you with the best cash loan offer as you share your contact name, email & mobile number.

Here find the best Personal loan for you.

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L&T Finance Personal Loan Details

The key details of L&T personal loan are mentioned below:

Loan amountRs. 50,000 to Rs. 7,00,000
Rate of interest Starting from 11% p.a.
Tenure 12 months to 48 months
Processing fee 1.75% to 2% of the loan amount
Age criteria23 to 58 years
PurposeEducation, home renovation, wedding, travel, medical or for general purposes.

Note: L&T Finance is powered by https://www.ltfs.com/and the information mentioned here is provided by L&T Financial services.

L&T Finance Personal Loan Features

The features of L and T Finance personal loan are mentioned below in detail:

  • Loan amount: You can avail of a loan amount of as low as Rs. 50,000 and a maximum up to Rs. 7,00,000 from L&T Finance from L&T Finance personal loan app or website. 
  • Purposes: L and T personal loan is unsecured in nature and can be used for a variety of reasons such as education, home renovation, wedding, travel, medical emergency or general purposes.
  • Tenure of repayment: The repayment tenure for the loan ranges from 12 months to 48 months.
  • Rate of interest: L&T Finance personal loan interest rate starts from as low as 11% per annum.
  • Processing fee: A processing fee of 1.75% to 2% of the sanctioned loan amount will be applicable.
  • Eligible applicants: Salaried and self-employed professionals who are Indian citizens and have valid ID proof. 
  • Age criteria: If you want L&T Finance personal loan apply online after you turn 23 years old and before 58 years of age.
  • Benefits: Completely digital application process, fast disbursal, and no income proof documents required.

Additional Info: Check LoanBaba personal Loan & get loan upto Rs 15 Lakhs.

L&T Finance Personal Loan Interest Rate

The L&T Personal Loan Interest Rate starts from just 11% p.a. onwards. The applicable interest rate depends on various factors, including the borrower’s credit score, loan amount to be applied for, income and other eligibility criteria. Interest rates for the L & T Finance personal loan are fixed rates and charged on the reducing balance method. Apart from the interest rate, you will be required to a nominal processing fee of 1.75% to 2% of the loan amount when applying for the loan.

L&T Finance Personal Loan Documents Required

If you want L&T personal loan apply online with the following documents:

  • A valid ID proof
  • Aadhar Number 
  • PAN Number
  • Current address proof such as Aadhaar, Passport, Driving Licence, Voter ID, Electricity Bills, Water Bills,
  • Municipal/Property Tax Receipt, Mobile Postpaid Bill, National Population Certificate, or Job Card by NREGA.
  • Bank details
  • If you want up to Rs. 7 Lakhs L&T Finance personal loan online apply without any income proof.

How to Apply for L&T Personal Loan?

If you want to get L&T Finance personal loan apply online by following the easy steps as mentioned below:

  • Check the check box for receiving communications, updates, alerts, notifications, information.

Click o the ‘Submit’ button to complete the L & T personal loan application process.

L&T Finance Personal Loan Statement

A personal loan important is important as it provides you with many crucial details about your loan. You can get L&T Financial loan statement by sending an email to the lender at customercare@ltfs.com. To get your L&T Finance personal loan statement via email, you will have to mention your loan account number in the email.

 L&T Finance Personal Loan Customer Care Number

For any queries regarding L&T Finance loan products, you can contact at the following LT Finance customer care numbers:

  • L&T Finance Personal Loan customer care number or consumer loans customer care number: +91 7264888777
  • L&T Finance Two Wheeler Loan customer care number: +917264888777
  • Equipment Finance: +917264888777
  • Micro Loans: + 9118002587702
  • SME Finance: +91 9158004777
  • Housing/Real Estate Finance: +919158004777

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Navi Personal Loan @9.9% p.a

Now get Navi personal loan of Rs. 10,000 to Rs. 20 Lakhs at lowest interest rate starting from just 9.9% per annum. Repay in easy instalments of 3 to 72 months. The processing fee ranges from 2.5% to 6% of the sanctioned limit + GST.

L&T Finance Personal Loan FAQs

How can I check my L&T Personal Loan Status?

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After approval of your personal loan L&T Finance will send you an SMS confirming the approval of your loan. For any query regarding your loan status, you can send an email at customercare@ltfs.com or call the L&T personal loan contact number on +91 7264888777.

What is the interest rate of L&T Finance?

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The interest rate for L&T Finance personal loan starts from 11% onwards, depending on your credit score, loan amount and other eligibility criteria.

What is L&T Finance full form?

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The full form of L&T Finance is Larsen & Toubro Limited Finance.

How do I download my L&T loan statement?

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You can download or get your L&T loan statement by emailing L&T Finance at customercare@ltfs.com with your loan account number. You can also contact at L&T personal loan customer care number on +91 7264888777.

How can I check my L&T EMI online?

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You can use the L&T Finance EMI Calculator available on the lender’s website to check your L&T EMI online. Following are the easy steps to use the tool:

  • Open the EMI Calculator page.
  • Enter the required Loan Amount in Rupees.
  • Enter the Interest Rate per annum in percentage.
  • Enter the Loan Tenure in months.
  • As soon as you enter all the details, your Equated Monthly Instalment (EMI) will be calculated and displayed on the screen instantly. 
  • You can click the ‘RESET’ button to re-enter the entered loan values.

Does L&T Finance offer pre-approved personal loans?

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Yes, you can get an L&T Finance pre approved personal loan limit up to Rs. 7 Lakhs. Call L&T Finance personal loan contact number at +91 7264888777 to know more about this offer.