L&T personal loan

L&T Finance Personal Loan Details

The key details of L&T personal loan are mentioned below:

Loan amountRs. 50,000 to Rs. 15,00,000
Special offerHigher Loan amount approval for Salaried Customers
Rate of interest Starts from 11%-20% p.a.
Tenure 12 months to 48 months
Processing fee 1.75% to 2% of the loan amount
Age criteria23 to 58 years
Documentations 100 % paperless journey, No Income Proof required
PurposeEducation, home renovation, wedding, travel, medical or for general purposes.

Note: L&T Finance is powered by https://www.ltfs.com/our-products/consumer-loan/fees-charges and the information mentioned here is provided by L&T Financial services.

L&T Finance Personal Loan Features

The features of L and T Finance personal loan are mentioned below in detail:

  • Loan amount: You can avail of a loan amount of as low as Rs. 50,000 and a maximum up to Rs. 15,00,000 from L&T Finance from L&T Finance personal loan app or website. 
  • Purposes: L & T personal loan is unsecured in nature and can be used for a variety of reasons such as education, home renovation, wedding, travel, medical emergency or general purposes.
  • Tenure of repayment: The repayment tenure  is flexible, ranges from 12 months to 48 months.
  • Rate of interest: L&T Finance personal loan interest rate starts from as low as 11%-20% per annum.
  • Processing fee: A processing fee of 1.75% to 2% of the sanctioned loan amount will be applicable.
  • Eligible applicants: Salaried and self-employed professionals who are Indian citizens and have valid ID proof. 
  • Age criteria: If you want L&T Finance personal loan apply online after you turn 23 years old and before 58 years of age.
  • Benefits: Completely digital application process, Higher loan amount approval for salaried customers, fast disbursal, and No income proof documents required.

L&T Finance Personal Loan Interest Rate

The L&T Personal Loan Interest Rate starts from just 11%-20% p.a. The applicable interest rate depends on various factors, including the borrower’s credit score, loan amount to be applied for, income and other eligibility criteria. Interest rates for the L & T Finance personal loan are fixed rates and charged on the reducing balance method. Apart from the interest rate, you will be required to a nominal processing fee of 1.75% to 2% of the loan amount when applying for the loan. 

L&T Finance Personal Loan Documents Required

If you want L&T personal loan apply online with the following documents:

  • A valid ID proof
  • Valid Address proof such as Aadhaar, Passport, Driving Licence, Voter ID, Electricity Bills, Water Bills,
  • Bank details
  • No Income proof required if you apply upto Rs. 15 Lakhs.

How to Apply for L&T Personal Loan?

If you want to get L&T Finance personal loan apply online by following the easy steps as mentioned below:

  • Check the check box for receiving communications, updates, alerts, notifications, information.
  • Click the ‘Submit’ button to complete the L & T personal loan application process.

L&T Finance Personal Loan Statement

A personal loan important is important as it provides you with many crucial details about your loan. You can get L&T Financial loan statement by sending an email to the lender at customercare@ltfs.com. To get your L&T Finance personal loan statement via email, you will have to mention your loan account number in the email.

 L&T Finance Personal Loan Customer Care Number

For any queries regarding L&T Finance loan products, you can contact at the following LT Finance customer care numbers:

  • L&T Finance Personal Loan customer care number or consumer loans customer care number: +91 7264888777
  • L&T Finance Two Wheeler Loan customer care number: +917264888777
  • Equipment Finance: +917264888777
  • Micro Loans: + 9118002587702
  • SME Finance: +91 9158004777
  • Housing/Real Estate Finance: +919158004777

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L&T Finance Personal Loan FAQs

How can I check my L&T Personal Loan Status?


After approval of your personal loan L&T Finance will send you an SMS confirming the approval of your loan. For any query regarding your loan status, you can send an email at customercare@ltfs.com or call the L&T personal loan contact number on +91 7264888777.

What is the interest rate of L&T Finance?


The interest rate for L&T Finance personal loan starts from 11%-20% onwards, depending on your credit score, loan amount and other eligibility criteria.

What is L&T Finance full form?


The full form of L&T Finance is Larsen & Toubro Limited Finance.

How do I download my L&T loan statement?


You can download or get your L&T loan statement by emailing L&T Finance at customercare@ltfs.com with your loan account number. You can also contact at L&T personal loan customer care number on +91 7264888777.

How can I check my L&T EMI online?


You can use the L&T Finance EMI Calculator available on the lender’s website to check your L&T EMI online. Following are the easy steps to use the tool:

  • Open the EMI Calculator page.
  • Enter the required Loan Amount in Rupees.
  • Enter the Interest Rate per annum in percentage.
  • Enter the Loan Tenure in months.
  • As soon as you enter all the details, your Equated Monthly Instalment (EMI) will be calculated and displayed on the screen instantly. 
  • You can click the ‘RESET’ button to re-enter the entered loan values.

Does L&T Finance offer pre-approved personal loans?


Yes, you can get an L&T Finance pre approved personal loan limit up to Rs. 15 Lakhs. Call L&T Finance personal loan contact number at +91 7264888777 to know more about this offer.