sbi simply click credit card

Simply Click Credit Card

Best for : Rewards
Card Type :VISA Card Logo
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SBI SimplyClick is a perfect all-in-one credit card for online shoppers. Grab 10X rewards points at Apollo 24/7, BookMyShow, Cleartrip, Domino's, Myntra, Netmeds, Swiggy & Yatra. 5X rewards on all other online spends. With each card swipe you enjoy amazing deals, discounts & value back offers daily.

Written by Reshma Rawat |
Edited by Abhijeet Singh
Updated On: Jul 5, 2024

Features of SimplyCLICK SBI Card

Welcome Gift:

As you join SimplyCLICK SBI Card, you get a welcome voucher from Amazon.in worth 500.

Terms & condition:     
It is a one-time welcome offer by the SBI Card and valid for 12 months from the day of joining. You become eligible for the offer only after the payment of the annual membership fee of 499. The Voucher cannot be redeemed in parts or in currency.

Reward Points:

As the name suggests, you earn on every simple click for online purchase via your SImplyCLICK SBI card. You get:

  • 10X reward points on e-spends with 8 exclusive partners*, i.e., Apollo 24/7, BookMyShow, Cleartrip, Domino's, Myntra, Netmeds, Swiggy and Yatra. It is one of the best shopping credit card.
  • 5X rewards on all other online spends.
  • 100 spent online on all other websites, earn 1 to you.
  • Get e-Vouchers worth 2,000 each on 1 lakh & 2 lakh annual online spends.
  • e-Voucher Brand : Cleartrip / Yatra

Eligibility for SBI SimplyCLICK Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Also Check: SBI Credit Card Customer Care Number

Documents required for SBI SimplyCLICK Credit Card

  • KYC fulfilment: Passport/ Voter's ID Card/ Driving License/ Aadhaar Card/ NREGA Card/ PAN Card
  • Address proof: Aadhar Card/ Utility Bills/ Ration Card/ Passport
  • ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
  • Income Proof: Last 3 Salary slips / bank statements
  • Photographs

Additional Info: Also Check SBI Credit Card Eligibility

How to Avail the Benefit of Maximum Reward Points

  • The benefits and list of partner websites may change without prior notice. Kindly check the latest offers before availing the card.
  • You are eligible for rewards only when payment is made using SimplyCLICK SBI Card. Wallet transactions do not earn you 10X Reward Points.
  • Refer Rewards Catalogue to redeem your Credit Card Reward Points.
  • All other credit card facilities such as Cash Advance, Balance Transfer, Encash, Flexipay and Fuel transactions are not part of the Reward Points Program.

Benefits of SBI Simply Click Credit Card

  • Fuel Surcharge Waiver

With SimplyCLICK SBI Card you are eligible for 1% fuel surcharge waiver for each transaction between 500 & 3000 (exclusive of GST & all other applicable charges) 

  • Contact less Advantage  Fast & convenient:

With SimplyCLICK SBI Card your daily purchases are convenient and fast. You enjoy contactless transactions, i.e., you need not hand over the card to make the purchase. Simply wave your card for everyday small purchases such as buying a ticket.

  • Security:

The contactless card transactions are safe and secure. No physical contact ensures lower chances of counterfeit transactions. The security key feature of Visa payWave ensures that only one transaction goes through despite multiple attempts during a transaction.

  • Global Acceptance

Your SimplyCLICK SBI Card is accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India. Use your card at any outlet that accepts Visa or MasterCard.

  • Add-on Cards

With SimplyCLICK SBI Card, you can apply for add-on cards for your family, including your parents, spouse, children or siblings. The members should be above 18 years of age.

  • Cash on the Go

You can swipe your card to withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.

  • Utility Bill Payment Facility

With Easy Bill Pay facility on your SimplyCLICK SBI Card, you can make hassle free payment of utility bills for electricity, telephone, mobile, etc.

  • Balance Transfer on EMI

Use Balance Transfer facility to save while paying your credit card dues. SimplyCLICK SBI Card offers a lower rate of interest on card EMIs.

  • Flexipay

With Flexipay, you can easily convert your transactions of  2,500 or above into easy EMIs within 30 days of making the purchase. You get complete freedom to choose the EMI plan according to your repayment capacity. The EMIs can be as low as  52 per  1,000.

  • Easy Money

With Easy Money facility, you can get doorstep delivery of a draft or cheque against your cash limit. All you need is to Log in with your username and password to sbicard.com to book for Easy Money facility.

Fees and Charges

Annual Fee:Rs. 499/-
Renewal Fee:Rs. 499/- (Fee reversal on Rs. 1 Lakh spends in the previous year)
Add-on Fee (per annum):NIL
Finance Charges: 3.35% p.m. (42% p.a.)
Late Payment Charges:
  • Rs.0 to Rs.500: NIL
  • Rs.500 to Rs.1,000: Rs.400
  • Rs.1,000 to Rs.10,000: Rs.750
  • Rs.10,000-Rs.25,000: Rs.950
  • Rs.25,000-Rs.50,000: Rs.1,100
  • Rs.50,000 and above: Rs.1,300
Overlimit2.5% of overlimit amount or Rs.600 (whichever is higher)
Cash Advance Fee: A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs or international ATMs
Cash Payment Fee:Rs.250 + applicable taxes

How to Apply for SBI SimplyClick Credit Card?

  • Start Online Credit Card application process here.
  • Fill form & share required details correctly.
  • Verify mobile number using OTP received.
  • Choose SBI SimplyCLICK Credit Card from list.
  • Click on eConnectwithBank.
  • Your application for SBI SimplyCLICK Credit Card on mymoneymantra.com is completed.

Additional Info: Also Check How to Activate SBI Credit Card?

SBI SimplyCLICK Credit Card FAQs

To apply for an SBI Credit Card of your choicefill the credit card application form on MyMoneyMantra website and get directed to exclusive cards listing page. Herein, click on the SimplyCLICK SBI Card. You will be directly connected with SBI Card, and the application will be initiated. Further, you will receive a call back from a credit card expert from MyMoneyMantra. The card expert will be happy to answer all your queries about the product. Based on the information submitted by you, the SBI would assess your credit card limit and process your request.

The SBI Card evaluates your Credit Limit and Cash Limit on the basis of its internal risk policy, SBICPSL. Add-on card holders get the same limits as the primary account holder. The details are shared in every credit card statement. Assessing your credit history and score, the SBI card would determine your credit limit. Based on your account history, they can increase or decrease the credit limit.

Also Read: How to Close SBI Credit Card?

There is no add-on fee on your SimplyCLICK SBI Card. All you need to pay is a one-time, annual fee of  499. A renewal fee of  499 is levied from the second year onwards. The renewal fee is waived off for those whose annual spends are 1,00,000 and above.

You can apply for a cash advance up to 80% of the available credit limit, wherein a maximum limit is  12,000 per day. The interest will be levied from day one, and there is no free credit period on credit advance. It will also attract finance charges up to 3.35% per month.

As you avail a credit card, the SBI Card is required to report the credit history to the CIBIL on a periodic basis. Thus if you maintain a positive history, it will positively affect your report and vice versa.

When your credit card is lost, stolen or broken, you must instantly block the card and request SBI Card to re-issue a replacement card. The request can be made by any of the following methods.

  1. Online via Website: Visit sbicard.com and login to your SBI Credit Card. Click 'Report Lost/Stolen Card' under the 'Requests' tab on the left side of the screen. Select the card and submit for blocking the card. To request a re-issue of a replacement card, click on "Reissue Card".
  2. Customer Care Hotline: Call 24X7 SBI Credit Card Helpline number: 39 02 02 02 (prefix local STD code) or 1860 180 1290 (Toll free number)
  3. SMS Service: Send "BLOCK XXXX" to 5676791 from the registered mobile number. (XXXX represent Last 4 digits of your card number)

Balance Transfer on EMI facility enables the cardholder to transfer the other card balances to SBI Card at a lower rate of interest and pay back later in EMIs.

You can book BT on EMI online, via mobile app or on the helpline number:

Website:

  • Visit SBI Card and Log in with your account details.
  • Click on the 'Benefits' link on the left navigation bar. Click on ?Balance Transfer on EMI'.
  • Share details & confirm BT on EMI.

Mobile App

  • Download app on your smart phone.
  • Log in with the website log.
  • Click on 'Benefits' option in the main menu.
  • Select Balance Transfer
  • Share the details and confirm to book BT.

Helpline

Contact SBI Card helpline at: 1860 180 1290 / 39 02 02 02 (prefix local STD code)

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