Apply for Punjab National Bank Personal Loan online at interest rate starting from 8.45% and processing fee up to 1% of loan amount for maximum up to 84 months.
|Interest Rate||Starting @ 8.45%|
|Processing Fee||Up to 1% of loan amount|
|Loan Tenure||Up to 84 months|
|Lowest EMI Per Lakh||₹ 1,581 for 7 years|
|Prepayment Charges||Nil charges for floating rates loans|
The rate of interest depends on the category under which the loan is availed. PNB Personal Loan interest rates are linked to Repo Linked Lending Rate (RLLR), which is 6.80% w.e.f. 01.09.2020.
If you are looking for Punjab National Bank personal loan apply online instantly through MyMoneyMantra by following the steps mentioned below:
PNB provides 24 x 7 Customer Care Service to attend to queries and grievances of the customer.
You can avail of the Customer Care Services by dialling the following numbers:
Toll-Free: 1800 180 2222 OR 1800 103 2222
Tolled: 0120 2490000
Landline: 011 28044907
|Personal Loan Interest Rates by Banks|
Ahead of festival season, Kotak Mahindra Bank has announced Rs 999 flat processing fee offer on Personal Loans. Customers can avail of instant approvals on personal loan applications up to Rs. 20 Lakhs at lowest interest rate starting at 10.25% p.a for maximum of 5 years.
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The minimum net monthly income requirement for PNB personal loan is:
You can foreclose your PNB personal loan account by visiting the PNB branch with the required documents. Submit the pre-closure form, pay the balance amount and take the acknowledgement for the same. The bank doesn’t allow online foreclosure.
Yes. You have to bear the following charges as well apart from interest rate on PNB personal loan:
The PNB Personal Loan can either be availed as a Term Loan or an Overdraft facility.
The rate of interest stipulated is ranging from 9.95% to 14.50% p.a. depending on the scheme under which the loan is availed.
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