IndusInd Aura Edge Credit Card

IndusInd Bank provides several variants under the credit card to suit individual requirements. IndusInd Aura Edge Credit Card is designed for individuals who are compulsive shoppers. Innumerable privileges along with various reward points plan to make shopping under every category beneficial. The contactless feature of the card makes shopping convenient. A simple wave of the IndusInd Credit Card at merchant establishments where contactless payment will accept the payment, and your shopping is done.

The key highlights of IndusInd Platinum Aura Edge Credit Card are:

• Shopping is made fast and easy with a contactless payment feature.
• Various reward points plan to make shopping under different categories rewarding.
• Fuel surcharge waiver for fuel purchase at any fuel station across the country.
• Nominal joining fee at Rs.500/-. No annual fee will be charged.
• Personal air accident insurance covers up to Rs. 25.00 lakhs
• Total protection plan wherein insurance cover will be provided up to the credit limit of both primary as well as add-on cards. In the case of any fraudulent transactions on your card, protection will be provided up to 48 hours before your reporting the fraud. Insurance protection against transactions done by stealing the details of your card, i.e., counterfeit fraud, will also be provided.

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IndusInd Bank Platinum Aura Edge Credit Card is a special card designed for high-achievers. It offers special privileges in travel, shopping, dining, etc. The IndusInd aura edge credit card benefits and features are detailed below:

Reward Points

Different reward plans for different shopping categories. You can earn attractive reward points under each shopping category.

Platinum Aura Edge Shop Plan

For optimum savings on your purchases, shop under Platinum Aura Edge Shop Plan and earn reward points under each shopping category.

Platinum Aura Edge Home Plan

Earn while you shop for your home under various categories under the Platinum Aura Edge Home Plan.

Platinum Aura Edge Travel Plan

Adventurers are the ones who benefit immensely from this plan. Every time they spend on the listed categories using the IndusInd Aura Edge Credit Card, they will earn reward points that can be redeemed for air miles or to pay the credit card bill.

Platinum Aura Edge Party Plan

Your passion for parties and socialising will be rewarded when you shop with the IndusInd Bank Platinum Aura Edge Credit Card. You will earn reward points that can be redeemed for the credit card dues or air miles.

Travel Insurance Cover

You travel without the tension of delayed baggage or lost baggage with the travel insurance cover available on IndusInd Aura Edge Credit Card. The extent of insurance cover for various categories under the Travel Plus Program

Total Protect

You get a cover, up to the credit limit of the primary card and the add-on card in case of fraudulent transactions under Total Protect. In the case of fraudulent transactions on your stolen or lost credit card, you get insurance cover up to 48 hours before you report the loss or theft of the card. Now you can travel across the globe without the fear of fraudulent transactions on your card during your travel expedition.

Accident Cover

IndusInd Platinum Aura Edge Credit Card provides you with an air accident cover of up to Rs. 25.00 lakhs 

Contactless Feature 

The Contactless Credit Card feature of the IndusInd Aura Edge Credit Card makes purchases convenient, simple and secure. You can just wave the card at merchant establishments that accept contactless payments to make your purchases superfast.

Fuel Surcharge Waiver

1% fuel surcharge waiver for transactions between Rs. 400/- to Rs. 4000/- for fuel purchase at fuel stations across the country.

The other benefits of the IndusInd Bank Platinum Aura Edge Credit Card are:

• You can make secure payments for online transactions. You can use the card for online shopping, purchase of air tickets and rail tickets online, hotel and restaurant bookings, booking of movie tickets etc.
• The credit card is accepted globally thus widening the utilisation.
• You can shop at over 10 million merchant establishments the world over.

The IndusInd Aura Edge Credit Card gives you a new-gen shopping experience.

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The schedule of Indusind bank platinum aura edge credit card fees and charges is detailed below:

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To obtain the IndusInd Bank Aura Edge Credit Card, you should fulfil the following eligibility criteria:

Age: The applicant should be in the age group of 18 to 21 at the time of submitting the application.

Income: Should have a steady income and meet the debt to income ratio criterion.

Employment: Both salaried and self-employed are eligible for the credit card.

Credit Score: A good credit score is the main deciding factor. A credit score of 750 and above is desired. Keeping the credit score at a high level implies your creditworthiness and your commitment to debt repayment.

Besides this, the number of existing credit cards, loans and the repayment track is all considered before approving the request for a credit card.

KYC documents and income proof should be submitted along with the application form. The list of accepted documents is given below:

Address Proof:

• Aadhar Card
• Voter's ID Card
• Passport
• Driving Licence
• Property documents like sale deed or tax paid receipt.
• Utility bills (latest)

Photo ID Proof

• PAN Card
• ID Card issued by the employer
• Driving Licence
• Passport
• Voter's ID Card
• Aadhar Card

Income Proof

• Salaried individuals to submit:
  • Three months salary slips
  • Form 16 (latest)
  • ITR (latest)
  • Bank account statement for the last six months
• Self-employed individuals to submit:
  • Audited financial documents like balance sheet and profit and loss account for the last two years.
  • ITR for the last two years
  • Bank account statement for the last 12 months

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Follow the guidelines given below to apply for the IndusInd Bank Aura Edge Credit Card.

• Access the official website of the bank
• Under the 'Products' menu, choose Credit Cards.
• Click on the 'Apply Now' option.
• A page will open up wherein you will have to fill in basic details like mobile number, PAN, Email ID and the present Pincode.
• Agree to the terms and conditions and accept the declaration.
• Click on the 'Verify Mobile No'. On verification of the mobile number, the best offers list will be displayed.
• You choose 'Platinum Aura Edge Credit Card.'
• Click on the 'Check your eligibility' option against the card.
• A pop message that says,' Have you applied for this card in the last six months? We suggest you not reapply before six months appear.
• If you want to continue, you will have to fill up an application form and submit it.
• You will hear from the representative of the bank for further details.

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IndusInd Bank Aura Edge Credit Card is designed for individuals who love to travel and shop. There are a lot of reward points plans that help you save to a large extent on your purchases. Before applying for a credit card, there are various aspects that you will have to deliberate on.

• The card is accepted globally and is convenient if you are an international traveller.
• The IndusInd aura edge credit card fees are nominal. The joining fee is Rs. 500/- and the annual fee is Nil.
• You can be stress-free about your baggage while travelling as there is considerable insurance cover for lost and delayed baggage.
• During travel, if you even lose your passport or your tickets, you need not panic as there is an insurance cover for that as well.
• Missed the connecting flight. Don't worry. You will have a missed connection cover up to Rs. 25000/- that will come in handy.
• You even need not worry about loss or theft of the credit card as there is an insurance cover up to the credit limit. You will be protected up to 48 hours prior to your reporting the loss to the bank.
• You will have attractive discounts for hotel and restaurant bookings if done through Eazydiner.
• For first-time credit card applicants, this is the most suitable card as the eligibility criteria are very simple and can easily be complied with.
• If you intend to build a credit score, this is the best card. You will have access to special privileges while your credit score will be soaring high.

If you feel the features and benefits of the card are worthwhile, you can go ahead and apply for the credit card.

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Other Banks have cards designed similar to IndusInd Bank Aura Edge Credit Card. Some of the cards that are similar are given below: