Axis Bank MY ZONE Credit Card

Axis Bank MY ZONE Credit Card

Best for : Shopping & Fuel
Card Type :VISA Card Logo
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Axis Bank My ZONE Credit Card provides numerous benefits including instant discount on Swiggy, movie offers, complimentary lounge access, OTT benefits and so on. The Axis My Zone Credit Card comes with joining fee of Rs. 500 and annual fee of Nil (1st Year), 2nd Year Onwards- Rs. 500.

Written by Reshma Rawat |
Edited by Abhijeet Singh
Updated On: Jul 9, 2024

Key Highlights of Axis Bank My ZONE Credit Card

Joining FeeRs. 500/- only
Annual FeeNIL (1st Year)    
Rs. 500 (2nd year onwards)/- only
BenefitsInstant discount on movies, food delivery & online shopping, purchases to EMI conversion, complimentary airport lounge access, etc.
Welcome BenefitComplimentary SonyLiv annual membership
Rewards4 EDGE reward points on spending every Rs. 200
Age18 to 70 years
Foreign Currency Transaction Fee3.50% of the transaction value

Axis Bank My ZONE Credit Card Benefits & Features 

Axis Bank MY ZONE credit card has many benefits and features. Mostly customers who do online shopping prefer to have this as a shopping credit card. The My Zone Card key features are as following:

  • Complimentary Annual SonyLiv Premium Subscription of Rs. 999
  • Flat Rs.120 off on Swiggy on minimum spends of Rs. 500, applicable twice a month (Max discount upto Rs.240 per month).
  • Buy one get one free on movie tickets (100% off on second ticket at Paytm Movies. Maximum Discount Rs. 200 per calendar month)
  • Upto Rs.1000 off on AJIO on minimum spends of Rs. 2999 on select styles.
  • 4 Free Lounge access within India per year
  • 4 EDGE REWARDS points per Rs. 200 spent. Not applicable on fuel, movie, Insurance, Wallet, Rent, Utilities, Education, Government Institutions and EMI transactions
  • Dining delights offering upto 15% upto Rs.500 off at partner restaurants in India
  • 1% Fuel Surcharge waiver at all petrol pumps across the country for spends from Rs.400-Rs.4000.

Axis Bank MY ZONE Credit Card Fees & Charges

Following are the details of Axis Bank My Zone Card charges:

  • Joining fee: Rs. 500
  • Annual fee: NIL (1st Year) and 2nd Year onwards: Rs. 500
  • Joining and annual fees for Add-on card: Nil
  • Hotlisting charges: Nil
  • Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived
  • Cash payment fee: Rs. 100
  • Card replacement fee: Rs. 100
  • Finance charges for retail purchases & cash: 3.4% per month (49.36% p.a.)
  • Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
  • Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
  • Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
  • Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
  • Foreign currency transaction fee: MY ZONE credit card charges 3.50% of the transaction value as forex charges.
  • Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
  • GST: As per existing Government norms.

Axis Bank MY ZONE Credit Card Eligibility

Following are the Axis Bank MY ZONE credit card eligibility criteria in detail:

  • Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI). 
  • The Primary cardholder must be aged between 18 and 70 years. 
  • The Add-on cardholder should be above 15 years of age.

Axis Bank MY ZONE Credit Card Document Required

If you are looking for Axis Bank MY ZONE credit card apply online with the following documents: 

  • A copy of PAN card or Form 60
  • Recent coloured photograph
  • Income proof: Recent Payslip/ Form 16/ ITR copy
  • Residence proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill
  • Identity proof: Passport/ Driving License/ PAN Card/ Aadhaar Card

How to Apply for MY ZONE Credit Card?

You can apply for an Axis Bank MY ZONE credit card through MyMoneyMantra.

  • Click on the "Apply Now" button.
  • You will be redirected to the Axis Bank's website.
  • Choose "Yes" or "No" for existing or new Axis Bank customers.
  • Submit the form with the required information.

Axis Bank MY ZONE Credit Card FAQs

You can place a request to increase your Axis MY ZONE credit card limit only if your card is eligible for limit enhancement. Else, you will receive a notification mentioning that currently you are not eligible for Axis Bank MY ZONE credit card limit enhancement.

No, you have to pay an annual and joining fee of Rs. 500 + GST.

To check the status of your Axis MY ZONE Credit Card, you can call the customer care team of the bank and quote your application/reference number. You can also check the status by logging in to your netbanking account where you can see the option to view the status of your application.

Yes you can withdraw money from your Axis MY ZONE credit card by paying a cash withdrawal fee of 2.5% (minimum Rs. 500) of the amount withdrawn.

Neo, MY ZONE, and Select credit cards are some of the best credit cards of Axis Bank.

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