KIWI Credit Card

The key features and benefits of Kiwi UPI credit card are explained below:

• Pay with your Kiwi credit card on UPI, get 50-day interest period and earn attractive cashback. 
• Kiwi offers UPI-enabled virtual RuPay credit card to make easy and instant UPI payments to any merchant.
• You can get approval of your virtual Rupay credit card within minutes and get your card within 72 hours after the approval
• Rs. 100 cashback upon joining.
• 0.5% cashback on all online transactions. 
• 1.5% cashback on all scan and pay transactions & get 5% cashback for Neon customers.
• 5% cashback on UPI transactions after achieving an annual milestone spends of Rs. 1.5 Lakhs.
• Enjoy 1 free lounge access at every milestones of Rs. 50,000, Rs. 1 Lakh, and Rs. 1.5 Lakhs in yearly spending.
• Kiwi is a lifetime free credit card as it never asks you to pay joining fees or any annual charges. 
• kiwi credit card offers additional discounts with partners with brands in food, entertainment, travel & shopping.
  • Flipkart: 0.85% cashback on voucher purchases
  • Amazon: 0.9% cashback on vouchers
  • Zomato: 1% cashback
  • JioMart, BigBasket, Uber: 2% cashback
  • MakeMyTrip (MMT): 5% cashback
  • Domino’s: 10% cashback
• The card offers convenience of credit and speed of UPI combined. 
• All your credit card payments are just a scan away.
• Whether it is a restaurant or roadside vendor, pay anywhere, anytime.
• Every time you scan your card to pay, you get Kiwis, which can be redeemed whenever you want to get instant cashback in your savings account.
• Pay to your friends, family or anyone via saved contacts, phone number or UPI ID but it should be a merchant account.
• You can keep track of your credit score free with just a few clicks using Kiwi mobile App.
• Manage your card directly from the app and check your credit card application status online, statements, repay, block your card, and more, all in one place. 
• Kiwi app utilizes state-of-the-art encryption and security measures to protect your data.

To know more about Kiwi credit card, read Kiwi credit card reviews online.

Kiwi RuPay Credit Card Fees and Charges Comparison – issued by Axis Bank vs Yes Bank vs AU Small Finance Bank

You will need to meet the following basi Kiwi credit card eligibility to be eligible for the card:

The criteria mentioned above are only indicative. The bank reserves the right to approve or reject applications for credit cards.

Kiwi credit card,is mostly digital and usually no physical documents are required if you already have an existing credit history.

During the Video KYC (VKYC) with the bank, you will only need to show your original physical PAN Card for verification.

In some cases, the bank may ask for the following documents online:

• PAN Card
• Salary Slips (last 3 months)
• Bank Statements (last 6 months)
• Form 16
• ITR
• Passport / Driving License / Electricity Bill / Ration Card / Telephone Bill (Address Proof)

Kiwi Credit Card Neon Rewards: Cashback & Milestone Benefits

Cashback Breakdown

Note: Cashback earned through the Kiwi Credit Card can be directly transferred to your bank account, making redemption simple and convenient.

Kiwi makes it effortless to apply for a credit card. Just follow the steps given below:

Apply for Kiwi Credit Card 

MyMoneyMantra is an official partner of Kiwi Credit Card. Use the above secure link to apply seamlessly on the Kiwi platform.

• Click on the apply button and enter your registered mobile number.
• Verify your number using the one-time password (OTP).
• Complete the required details and proceed with the application.
• After verification, you will receive your application status or waitlist ID.
• Once approved, you can start using your virtual Kiwi RuPay Credit Card on UPI instantly.

Once you have applied and your virtual Kiwi Credit Card is approved, you can start using it instantly through the Kiwi app.

• Download and open the Kiwi app using your registered mobile number.
• Your approved virtual RuPay Kiwi Credit Card will be visible in the app.
• Link the credit card to UPI within the app to enable payments.
• To make a payment, simply open the app and tap the Scan button to scan any merchant QR code.
• Complete your first transaction with an eligible merchant and pay directly using your credit card limit.
• You will also receive a virtual UPI ID linked to your Kiwi credit card for making payments across other apps and websites.

The Kiwi Credit Card allows you to make both online and offline payments by scanning merchant QR codes or using your UPI ID.

Kiwi Credit Card is a lifetime free RuPay-powered UPI credit card that lets users make seamless Scan & Pay payments using UPI QR codes. Users can pay directly through the Kiwi app or popular UPI apps like Google Pay, PhonePe, and Paytm. Unlike traditional credit cards, the Kiwi card allows UPI payments using a credit limit at millions of merchants across India, while also offering upto 5% cashback rewards and milestone benefits on eligible transactions.

Kiwi Credit Card vs Other RuPay Credit Cards