IndusInd Bank Tiger Credit Card

Below are the key IndusInd Bank Tiger credit card benefits:

Below are the detailed features and benefits of the Tiger IndusInd Bank card

• Up to 6 Accelerated Reward Points (depending on annual spend slab) on spending every Rs. 100. With effect from 1st September 2024, a maximum of 5000 reward points allowed for cash redemption per calendar month.
• Reward Points can be redeemed as cash credit or Airmiles at the value of 1 Reward Point = Rs. 0.40 (Cash Credit) or 4 Reward Points = 1 Krisflyer Mile.
• 1.50% discounted forex mark-up fee. 
• With this lounge access credit card, you get 2 complimentary domestic airport lounge visits in a quarter via Priority Pass. 
• 2 complimentary international airport lounge visits in a year via Priority Pass. 
• 1 complimentary golf game or lesson per quarter. 
• 1 complimentary movie ticket (up to Rs. 500) on BookMyShow every 6 months in a calendar year.
• This IndusInd lifetime free credit card comes with zero joining and annual charges. 
• 1% fuel surcharge waiver across all fuel stations in India for all fuel transactions of Rs. 400 to Rs. 4000 only.
• Total Protect covers an amount equal to the credit limit on your card and add-on cards. 
• 24/7 concierge services and auto assist.

Below is the comparison table between the IndusInd Bank Tiger Credit Card and other IndusInd Bank lifetime free credit cards:

The following fees and charges are associated with the IndusInd Bank lifetime free credit card:

• Joining fee: Nil.
• Annual fee: Nil.
• Add-on card fee: Nil.
• Foreign currency markup: 1.50% + GST.
• Interest charge: 3.50% per month (42% p.a.).
• Over-limit charges: 2.5% of the over-limit amount (minimum Rs. 500).
• Late payment charges: Up to Rs. 1,300, depending on outstanding balance.
• Returned payment: Rs. 250.
• Cash advance charges: 2.5% of the advance amount (minimum Rs. 300).
• Balance enquiry charges at non-IndusInd Bank ATMs: Rs. 25.
• Cash payment fee at Induslnd Bank Branch: Rs. 100.
• Railway booking surcharge: As applicable.
• Machine surcharge at ATMs: As applicable.
• Duplicate statement request: 100 per statement (beyond the last 3 months).
• Card reissuance/ replacement: Rs. 100.
• Reward redemption fee: Rs. 149 for cash redemption and Rs. 100 for other category redemption.
• Dynamic currency conversion: 1% mark-up fee + applicable taxes.
• Rent payments via third-party merchants: 1% + GST on each transaction. 
• Utility payment transaction fee: 1% + GST on the cumulative utility payments above Rs. 25,000 in a statement cycle.
• Wallet loading transaction fee: 1% + GST on the cumulative wallet loading spends above Rs. 20,000 in a statement cycle.
• Education payment transactions made via third-party websites & apps: 1% + GST on the cumulative education spends above Rs. 45,000 in a statement cycle. 
• Transaction fees on transport, excluding air: 1% + GST on cumulative transactions exceeding Rs. 40,000 in a statement cycle. 
• Lounge key usage fee: Up to US$35 per person per visit. 
• Charge-slip request: Rs. 300.
• GST: Applicable at the current rate, as notified by the Ministry of Finance, Government of India.

You must fulfil the following eligibility criteria to apply for the IndusInd Bank Tiger Credit Card:

• Both salaried and self-employed are eligible to apply.
• Applicants must be Indian residents. 
• Applicants must be aged between 18 and 75 years.
• Applicants should have an active credit history and a solid credit score of 700 or above. 
• Applicants must have a minimum monthly income of Rs. 20,000.

If you meet the above criteria for the IndusInd Bank credit card apply for the card online or offline with the following documents: 

• KYC documents: Aadhaar Card, PAN Card, and a latest passport-size photograph.
• Acceptable address proof documents (if the communication address differs from the Aadhaar Card): Passport/ Voter ID/ Driving License/ etc.
• Income documents for salaried applicants: Bank statements, salary slips/ last 3 months' details of other banks’ credit cards.
• Income documents for self-employed applicants: Recent ITR copy/ other bank’s credit card details.

To apply for the IndusInd Bank Tiger Credit Card, follow the steps mentioned below:

• Visit the official website of IndusInd Bank and click the ‘Apply Now’ button.
• Complete the online application process by simply providing your details.
• Select a card offer.
• Accept the card terms.
• Complete an instant VKYC process, and you are done.

For more information regarding the application or other queries, you can get in touch with the IndusInd Bank credit card customer care.