Also check: Cibil score by pan card
Factors affecting Kotak Mahindra Bank HLBT are mentioned below:
Additional Reading: How to get instant loan for low cibil score?
Along with the foreclosure letter of a home loan from the existing bank and filled application form, the other documents required for HLBT is mentioned below:
|Type of Document|
|Income Proof (Anyone)|
|Age Proof (Anyone)|
|Identity Proof (Anyone)|
|Residence Proof (Anyone)|
Additional Reading: How to increase cibil score fast?
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Apply for Home Loan Balance Transfer online instantly and get lower interest rate starting at 8.20% p.a. Get better terms and services. You can also avail instant top up loan facility during balance transfer.
You can apply for the Kotak Bank Home Loan Balance Transfer through net banking if you are an existing customer of Kotak Mahindra Bank.
If you are a new customer, you will have to access the official website of the bank and go through the following steps.
Transfer of the outstanding balance in the existing home loan with other lenders other than Kotak Mahindra Bank primarily to avail the benefit of a lower rate of interest is Kotak Mahindra Bank Home Loan balance transfer.
If you know your CRN, you can log in to net banking and view the outstanding home loan details by clicking on the ‘Instalment Loans’ tab.
If you do not know your CRN, you can get one by sending an SMS to 9971056767 or 5676788 from the registered mobile number and mention CRN. The CRN will be sent instantly.
You can also check the outstanding loan details through Kotak Mobile App by clicking on ‘Loans’ on the home page.
Another way of knowing your home loan outstanding balance is by calling Kotak Bank Customer Care.
The following benefits can be enjoyed by availing of the Kotak Mahindra Bank Home Loan Balance Transfer.
You can check the status of Kotak Bank Home Loan Balance Transfer step-by-step by accessing the official website of the bank.
You can also call the Kotak helpline number or visit the nearest Kotak Mahindra Bank branch to check the status of the loan application.