Joining Fees | Rs. 5000 + GST |
Annual Fee | Rs. 10000 + GST |
Best Suited For | Travel, Dining & Shopping |
Welcome Benefits | Receive 11,000 bonus Membership Rewards Points when you spend a minimum of Rs. 30,000 within the first 90 days after your card is issued. |
Rewards | Reward Points |
Forex Fee | 3.5% |
Amex Platinum Reserve benefits and features, cater to a luxurious lifestyle. Here’s a detailed breakdown:
Welcome Benefit of Amex Platinum Reserve Credit Card
Milestone Benefits:
Travel Benefits:
Dining and Movie Perks:
Golf Benefits:
Concierge Service:
Insurance and Security:
Zero Liability Protection: This security feature of the Amex Platinum Reserve credit card safeguards against unauthorized transactions.
Also read: American Express Credit Card Login
Maximize your rewards with the American Express Platinum Reserve Credit Card, a premier choice for those seeking value and versatility in their spending. This card stands out in the realm of rewards credit cards, offering a robust rewards program tailored to discerning consumers.
As an Amex Platinum Reserve cardholder, you'll earn 1 Membership Rewards Point for every Rs. 50 spent. This excludes expenditures on fuel, insurance, utilities, cash transactions, and EMI conversions at the point of sale, ensuring that your everyday spending is more rewarding.
The flexibility of the American Express Platinum Reserve card is evident in its redemption options. You can use your accumulated Membership Rewards Points in various ways:
Transfer to Loyalty Programs: For frequent travelers, the card offers the opportunity to transfer points to a variety of airline and hotel loyalty programs. This includes prestigious partners like Asia Miles, British Airways Executive Club, Club Vistara, Emirates Skywards, Etihad Guest, Finnair Plus, InterMiles Qatar Privilege Club, Singapore KrisFlyer, Virgin Points, Marriott Bonvoy, and Hilton Honors.
Value of Points: The value of Membership Rewards Points varies depending on the redemption method chosen, providing flexibility and choice to suit different preferences and needs.
The American Express Platinum Reserve Credit Card is a powerhouse in the rewards credit card market, designed for those who appreciate the finer things in life and wish to maximize their spending benefits.
Also Check: American Express Credit Card Offers 2024
Interest Charge | 3.5 per month ( 42% per annum) |
Late Payment Charges | Outstanding Balance Upto Rs.100 - Nil Between Rs.101‑ Rs. 500 – Rs.100 Between Rs. 501-Rs.1,000 – Rs.350 BetweenRs.1001-Rs.10,000– Rs.550 Between Rs.10,001-Rs.25,000 - Rs.800 Between Rs.25,001-Rs.50,000 - Rs.1100 Above Rs.50,000 - Rs.1300 |
Add-on Card Fee | 4 add-on cards free, Rs. 1,500 / card chargable for each additional card. |
Cash Advance Charges | 3.5% of cash advance subject to a minimum charge of Rs 250 |
Forex Charges | 3.5% |
Fuel Surcharge | Waived at HPCL fuel stations for transactions up to Rs. 5,000, 1% surcharge on BPCL and IOCL stations and 2.5% surcharge at all other fuel stations. |
Also Check: American Express Credit Card Payment
Criteria | Details |
---|---|
Minimum Age | 18 Years |
Occupation | Salaried or Self-employed |
Minimum Income Requirement | Rs. 6 Lakh p.a |
The documentation required to get this amazing card is as follows -
Document Type | Accepted Proofs |
---|---|
Proof of Identity | PAN Card, Aadhaar Card, Driver’s License, Passport, Voter’s ID, OCI Card, PIO Card, NREGA Job Card, UIDAI Letters, Other government-approved photo ID |
Proof of Address | Aadhaar Card, Driver’s License, Passport, Recent Utility Bill (within 3 months), Ration Card, Property Registration Document, PIO Card, NREGA Job Card, Bank Statement, Other government-approved address proof |
Proof of Income | Recent Salary Slips (within 3 months), Latest Form 16, Bank Statement (past 3 months) |
You can apply for an Amex Platinum ReserveSM credit card directly through the American Express website and via MyMoneyMantra.
American Express Credit Card Application Through Amex Online
Step 1: Go to American Express website, select the desired credit card that suits best according to your income levels, nature of expenses and the benefits offered.
Step 2: Provide your personal details including name, date of birth, email address, mobile number and complete residential address.
Step 3: Quote your PAN, alongside the employment status.
Step 4: Read the Terms & Conditions and tick the check box for agreeing the same.
Step 5: Click on ‘Agree & Continue’.
American Express Credit Card Application Through MyMoneyMantra
Step 1: Go to MyMoneyMantra’s American Express credit card page,
Step 2: Click on ‘Apply Now’. You’ll be redirected to the American Express Platinum ReserveSM credit card page.
Step 3: Now you can fill in your personal credentials including your name, date of birth, phone number, email address and residential address.
Step 3: After this, you will be required to share the PAN and employment status.
Step 4: Tick the check box after reading the Terms & Conditions
Step 5: Click on ‘Agree & Continue’.
For American Express cards, an individual can select between an Amex credit card and Amex charge card. Also, you can check the latest credit score beforehand to make sure that your credit profile is in good shape.
If you are an American Express Platinum Reserve Card member, you have exclusive access to dedicated customer support services. In case you need help or wish to report a lost card, you can call the toll-free numbers 1800 419 1255 or 1800 180 1255. Additionally, for further assistance, you can contact the support team at 0124-2801444 or 0124-4650244.
Some other super-premium cards that offer benefits similar to American Express® Platinum Card are listed below:
Credit Card | Annual Fee | Key Feature |
---|---|---|
SBI Elite Credit Card | Rs. 5000 |
|
HDFC Infinia Credit Card | Rs. 12,500 |
|
ICICI Emeralde Credit Card | Rs. 12,000 |
|
Axis Magnus Credit Card | Rs. 10000 |
|
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Yes, purchases made with the American Express Platinum ReserveSM Credit Card can be converted into EMIs, allowing for more flexible payment options.
The joining fee for the American Express Platinum ReserveSM Credit Card is Rs. 5000 and renewal fee is Rs. 10000.
Yes, the American Express Platinum ReserveSM Credit Card includes purchase protection, safeguarding your purchases against theft or damage under certain conditions.
Cash withdrawal is possible with the American Express Platinum ReserveSM Credit Card, subject to cash advance fees and terms of the card.
Yes, the American Express Platinum ReserveSM Credit Card is an international credit card and can be used globally.
The interest rate on the American Express Platinum ReserveSM Credit Card is 3.5% per month. It's best to consult the latest rates directly from American Express or through their customer service.
Dues on the American Express Platinum ReserveSM Credit Card can be paid online via net banking, mobile banking apps, or by visiting a bank branch.
Reward points earned on the American Express Platinum ReserveSM Credit Card can be redeemed through the American Express Membership Rewards program, which includes options like e-vouchers, travel bookings, and more.
To contact customer service for the American Express Platinum ReserveSM Credit Card, dial the toll-free numbers 1800 419 1255 or 1800 180 1255, or the alternate numbers 0124-2801444 or 0124-4650244 for assistance.
The eligibility for the American Express Platinum ReserveSM Credit Card typically includes age, income, and credit history requirements. Generally, applicants must be over 18 years old and annual income should be more than Rs 6,00,000.
Yes, cardholders of the American Express Platinum Reserve Credit Card enjoy complimentary airport lounge access, with certain limitations on the number of visits per quarter.
At HPCL fuel stations, transactions up to Rs. 5,000 with the American Express Platinum Reserve Credit Card are exempt from fuel surcharge. For amounts exceeding Rs. 5,000, a 1% surcharge is applied. At BPCL and IOCL stations, a 1% surcharge is levied on all transactions, with a minimum surcharge of Rs. 10. For fuel purchases at other stations, a 2.5% fuel surcharge is imposed, also subject to a minimum of Rs. 10.
With the American Express Platinum Reserve Credit Card, cardholders are entitled to two free golf rounds each month at 32 premier golf courses across India, where the green fees are completely waived. Additionally, both the primary cardholder and any supplementary card members have access to golf lessons at reduced rates.
The card typically includes travel insurance benefits, offering coverage for various aspects of travel. Details should be confirmed directly with American Express.
The concierge service provided with the card offers personalized assistance for various services such as travel bookings, event reservations, and more.
Yes, supplementary cards can usually be added to your account, allowing family members to share the benefits of the card.
Yes, American Express offers a mobile app that allows cardholders to manage their account, view transactions, and more.
In case of a lost card, it's important to report it immediately to American Express customer service to protect against fraudulent transactions and to request a replacement card.