Axis Bank SELECT Credit Card
Key Highlights of Axis Bank SELECT Credit Card
| Joining Fee | Rs. 3000+GST (Nil for Burgundy clients)/- only |
| Annual Fee | Rs. 3000+GST (Nil for Burgundy clients)/- only |
| Benefits | Discount on BigBasket, Swiggy, BookMyShow, complimentary airport lounge access, annual & milestone benefits,etc. |
| Rewards | 10,000 EDGE Reward points worth Rs. 2,000 on first card transaction within 30 days of card issuance . (No welcome benefit for Lifetime free credit card customers) |
| Age | 18 to 70 years |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
Features & Benefits of Axis Bank SELECT Credit Card
The main Axis Bank SELECT credit card feature is that it can be used as a shopping credit card. However, there are other benefits as well which are mentioned below:
Welcome Benefits
- 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.(No welcome benefit for lifetime free credit card customers)
Lounge Access
- Priority Pass Membership with up to 12 international lounge access on the first card transaction within 30 days of card issuance
- Up to 8 complimentary (2 per quarter) domestic lounge access for primary Card holder will be based on minimum spends of INR 50,000 in the previous 3 month. In the case of a newly issued card, the minimum spend criteria is waived off for the month of issuance as well as for the following 3 months.
Discounts & Cashback
- BigBasket Instant discount: Flat Rs. 500 off per month on minimum purchase of Rs. 3,000, once per month
- Swiggy Instant discount: Flat Rs.200 off on min cart value of Rs 1000, applicable twice per month
Rewards
- Exclusive golf privileges with up to 9 complimentary golf rounds
- 5,000 EDGE REWARD Points on reaching Rs. 3 Lakhs annual spend
- Annual fee waiver on Rs. 8 Lakhs annual spend
- 10 EDGE REWARD Points on every Rs. 200 spent, 2X EDGE REWARD Points on retail shopping spent
Annual benefits
- Priority Pass Membership renewal on annual spend of 3 Lakh
Axis Bank SELECT Credit Card Fees & Charges
Following are the details of Axis Bank SELECT credit card charges:
- Joining fee: Rs. 3,000 + GST
- Annual fee: You have to pay Rs. 3,000 + GST as Axis Bank SELECT credit card annual fee.
- Joining and annual fees for Add-on card: Nil Axis Bank SELECT credit card fees
- Joining and annual fees for Burgundy customers: Nil
- Hotlisting charges: Nil
- Cash payment fee: Rs. 100
- Card replacement fee: Rs. 100
- Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.)
- Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
- Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
- Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
- Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
- Foreign currency transaction fee: 3.50% of the transaction value.
- Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
- Fuel transaction surcharge: 1% of transaction value. Gets refunded for fuel transactions between Rs. 400 to Rs. 4,000.
- GST: As per existing Government norms.
- Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived
Axis Bank SELECT Credit Card Eligibility
Following are the Axis Bank SELECT card eligibility criteria in details:
- Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
- The Primary cardholder must be aged between 18 and 70 years.
- The Add-on cardholder of Axis Bank SELECT credit card should be above 18 years of age.
- Net annual income of the applicant should be Rs. 6,00,000 or above
Axis SELECT Credit Card Document Required
If you are looking for Axis Bank SELECT credit card apply online with the following documents:
- A copy of PAN card or Form 60
- Recent coloured photograph
- Income proof: Recent Payslip/ Form 16/ ITR copy
- Residence proof: Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill.
How to Apply for a SELECT Credit Card?
You can apply for an Axis Bank SELECT credit card through MyMoneyMantra.
- To apply, click on the "Apply Now" button.
- You will be redirected to the Axis Bank website.
- Choose "Yes" or "No" for existing or new Axis Bank customers.
- Submit the form with the required information.
Axis Bank SELECT Credit Card FAQs
You can place a request to enhance your Axis Bank SELECT credit card limit only if your card is eligible for limit enhancement. Otherwise, you will receive a notification mentioning that you are not eligible for the limit enhancement currently.
No, the card involves a joining and annual fee of Rs. 3,000 plus applicable GST. Only Burgundy customers get the card free for lifetime as they don’t have to pay any joining or annual fee.
You can check the status of your Axis Bank SELECT Credit Card by calling at the customer care number of the bank and mentioning your application/reference number. You can also track the status by logging in to your Axis Bank netbanking account.
Yes you can withdraw cash from your Axis SELECT credit card by paying a cash withdrawal fee of 2.5% (at least Rs. 500) of the amount withdrawn.
SELECT, MY ZONE, and Neo are some of the best credit cards of Axis Bank. You can also read Axis Bank SELECT credit card review online to know its benefits.
You can make your Axis Bank SELECT credit card bill payment through Axis Bank Savings Account or other Bank Savings Account.
