Key Highlights of Axis Bank SELECT Credit Card

Following are the key highlights of SELECT credit card Axis Bank: 

Joining feeRs. 3,000 + GST & Nil for Burgundy customers
Annual feeRs. 3,000 + GST & Nil for Burgundy customers
Benefits Discount on BigBasket, Swiggy, BookMyShow, complimentary airport lounge access, annual & milestone benefits,etc.
Welcome benefitComplementary SonyLiv Premium annual subscription worth Rs. 999 
Rewards5000 EDGE reward points on spending Rs. 3 Lakhs a year, 10 Axis EDGE points on spending Rs. 200, & 2X reward points on spending Rs. 200 on retail.
Age18 to 70 years
Foreign currency transaction fee3.50% of the transaction value

Features & Benefits of Axis Bank SELECT Credit Card

The main Axis Bank SELECT credit card features are mentioned below:

Welcome Benefits

  • Amazon gift voucher valued Rs. 2,000 on first transaction through card within 90 days of its issuance.

Lounge Access

  • Get worth USD 99 complimentary Priority Pass membership.
  • SELECT card Axis Bank gives you 6 complimentary visits to partner international lounges in a year.  
  • 2 complimentary visits to partner domestic lounges each quarter.
  • For eligible SELECT Axis credit card holders, Priority Pass membership will get renewed every year automatically.

Gold Access

  • 6 complimentary rounds of Gold in a year.
  • 3 additional visits on annual sending of Rs. 3 Lakhs. 

Discounts & Cashback

  • 20% off (maximum Rs. 500 per month) on spending minimum Rs. 2,000 on BigBasket.website or mobile app. Offer can be availed once a month per user.
  • 40% (maximum Rs. 200 per order) off on food delivery done through Swiggy mobile app/website by using coupon code AXIS200. This Axis SELECT Swiggy offer is applicable on spending minimum Rs. 400 per order. The Axis SELECT credit card Swiggy offer can be availed for up to twice a month.
  • Buy one ticket and get up to Rs. 300 off on the second ticket on BookMyShow. This offer is available once a month per user. 
  • Axis SELECT card offers 20% off at all partner restaurants.

Annual Benefits

  • Axis Bank SELECT credit card benefits include renewal of Priority Pass membership on spending Rs. 3 Lakhs annually.
  • Renewal of offers available on Swiggy, BigBasket and BookMyShow.

Rewards

  • Earn 5000 EDGE points on spending of Rs. 3 Lakhs in a card anniversary year.
  • Complete waiver on annual fee on spending at least Rs. 6 Lakhs in a card anniversary year.
  • Earn 10 Axis EDGE points on spending every Rs. 200.
  • Earn 2X reward points on spending Rs. 200 on retail shopping.

Fuel Waiver

  • Under Axis SELECT credit card benefits, you get 1% fuel surcharge waiver on every fuel transaction in India. 
  • The offer is valid only on transactions between Rs. 400 to Rs. 4,000.
  • Maximum benefits available up to Rs. 400 per month.

Comprehensive Insurance Cover

  • Air accident cover up to Rs. 2.5 Crores. 
  • Purchase protection cover up to Rs. 1 Lakh.
  • Cumulative cover up to USD 500 for loss of travel documents, and delay & loss of check-in baggage.

24X7 Concierge Services 

  • Complimentary assistance on flight booking, exclusive events & shows, table reservations, gift deliveries , and so on.
  • Contact at 1800 103 4962 to avail of concierge services.

Fees 

  • Joining fee: Rs. 3,000 + GST. Nil for Burgundy customers.
  • Annual fee: Rs. 3,000 + GST. Nil for Burgundy customers.

Axis Bank SELECT Credit Card Fees & Charges

Following are the details of Axis Bank SELECT credit card charges:

  • Joining fee: Rs. 3,000 + GST
  • Annual fee: You have to pay Rs. 3,000 + GST as Axis Bank SELECT credit card annual fee. 
  • Joining and annual fees for Add-on card: Nil Axis Bank SELECT credit card fees
  • Joining and annual fees for Burgundy customers: Nil
  • Hotlisting charges: Nil
  • Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived
  • Cash payment fee: Rs. 100
  • Card replacement fee: Rs. 100
  • Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.)
  • Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
  • Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
  • Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
  • Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
  • Foreign currency transaction fee: MY ZONE credit card charges 3.50% of the transaction value as forex charges.
  • Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways. 
  • Fuel transaction surcharge: 1% of transaction value. Gets refunded for fuel transactions between Rs. 400 to Rs. 4,000.
  • GST: As per existing Government norms.

Axis Bank SELECT Credit Card Eligibility

Following are the Axis Bank SELECT card eligibility criteria in details:

  • Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI). 
  • The Primary cardholder must be aged between 18 and 70 years. 
  • The Add-on cardholder of Axis Bank SELECT credit card should be above 18 years of age.
  • Net annual income of the applicant should be Rs. 9,00,000 or above

Axis SELECT Credit Card Document Required

If you are looking for Axis Bank SELECT credit card apply online with the following documents: 

  • A copy of PAN card or Form 60
  • Recent coloured photograph
  • Income proof: Recent Payslip/ Form 16/ ITR copy
  • Residence proof: Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill.

How to Apply for SELECT Credit Card?

You can apply for the Axis Bank SELECT credit card online from the official website of Axis Bank or through MyMoneyMantra with the following steps:

  • Check your eligibility for the SELECT credit card by clicking on 'Check Eligibility'.
  • Fill in the required information.
  • Upload all the required documents.
  • You can track your card application by using the tracking ID with the 'Track Application' process.

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Axis Bank SELECT Credit Card FAQs

How can I increase the limit of SELECT Credit Cards?

You can place a request to enhance your Axis Bank SELECT credit card limit only if your card is eligible for limit enhancement. Otherwise, you will receive a notification mentioning that you are not eligible for the limit enhancement currently.

Is Axis SELECT Credit Card credit card free for lifetime?

No, the card involves a joining and annual fee of Rs. 3,000 plus applicable GST. Only Burgundy customers get the card free for lifetime as they don’t have to pay any joining or annual fee.

How to check the status of Axis SELECT Credit Card?

You can check the status of your Axis Bank SELECT Credit Card by calling at the customer care number of the bank and mentioning your application/reference number. You can also track the status by logging in to your Axis Bank netbanking account.

Can we withdraw money from Axis SELECT Credit Cards?

Yes you can withdraw cash from your Axis SELECT credit card by paying a cash withdrawal fee of 2.5% (at least Rs. 500) of the amount withdrawn.

Which is the best credit card of Axis bank?

SELECT, MY ZONE, and Neo are some of the best credit cards of Axis Bank. You can also read Axis Bank SELECT credit card review online to know its benefits.

How Can I Make Axis Bank SELECT Credit Card Bill Payment?

You can make your Axis Bank SELECT credit card bill payment through Axis Bank Savings Account or other Bank Savings Account.