Indusind platinum visa credit card

Indusind Platinum Visa Credit Card

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IndusInd Platinum Visa Credit Card is an instant credit card that provides a comprehensive range of travel, lifestyle and golf benefits as per your preferences. The card allows you to earn rewards faster while helping you redeem them at your convenience.

Written by Reshma Rawat |
Edited by Abhijeet Singh
Updated On: Jul 11, 2024

Key Highlights of IndusInd Platinum Visa Credit Card

Following are the key highlights of IndusInd Platinum Visa credit card:

Best for Lifestyle
Joining feeRs. 3,000
Annual feeNil
Reward Points1.5 reward points for spending every Rs. 150
Foreign currency markup fee3.5%

Features & Benefits of IndusInd Legend Credit Card

Various features and benefits offered with the IndusInd Bank Platinum Visa credit card are mentioned below in detail:

Welcome Benefits

  • Choose from an exquisite collection of watches, jewellery, writing instruments, leather goods and eyewear from Montblanc.
  • With the Luxe Gift Card, get access to 30+ global luxury and premium brands with a presence of 360+ stores across 30 cities in India.
  • A collection of intimate luxury hotels in holiday destinations across India from The Postcard Hotels. For reservations, call on +91 7999555222 or email to
  • With Vouchagram, enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Apollo Pharmacy, Zee5, Ola, Uber, etc.
  • With Vouchagram Premium, enjoy various discount vouchers from multiple brands like Pantaloons, Hush Puppies, Bata, Raymond, etc.

Travel Insurance Cover 

  • Lost baggage: Rs. 1,00,000
  • Delayed baggage: Rs. 25,000
  • Loss of passport: Rs. 50,000
  • Lost ticket: Rs. 25,000
  • Missed connection: Rs. 25,000
  • Complimentary air accident coverage: Up to Rs. 25 Lakhs

Rewards Program

  • Get 1.5 reward points for spending every Rs. 150.
  • Effective from 1st April 2018, fuel transactions will not accrue reward points on the IndusInd Bank credit card.
  • From 1st August 2019, the rewards program will be revised for select merchant categories.
  • Accumulated reward points can be redeemed against Airline miles on InterMiles/Vistara, Cash Credit or IndusMoments.
  • From 01.01.2024, the value of non-cash redemptions (excluding airmiles) will be 1 RP = Rs. 0.50.

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at any petrol pump within India.
  • Applicable on transactions between Rs. 400 to Rs. 4,000 only.
  • The waiver can be availed only if the payment is made via an IndusInd Bank credit card.
  • IndusInd Bank reserves the right to decide a cap on the maximum value/ number of fuel transactions permitted in a month.
  • Service tax levied on fuel surcharge (if any) will not be waived.
  • Fuel transactions will not accrue reward points.

Fee and Charges of IndusInd Platinum Visa Credit Card

The IndusInd Platinum Visa credit card involves the following fees and charges:

  • Joining fee: Rs. 3,000.
  • Annual fee: Nil.
  • Add-on credit card fee: Nil.
  • Interest charge: 3.83% per month.
  • Cash withdrawal charges: 2.5% of the withdrawal amount or Rs. 300, whichever is higher.
  • Late payment charges: Up to Rs. 1,300.
  • Cash payment fee (over the counter): Rs. 100.
  • Over-limit charges: 2.5% of the over-limit amount (minimum Rs. 500).
  • Cheque return or bounce charges: Rs. 250 per return.
  • Foreign currency markup fee: 3.5%.
  • Re-issue of lost or stolen card: Rs. 100.
  • Duplicate statement request charge: Rs. 100 per statement (beyond the last 3 months).

IndusInd Platinum Visa Credit Card Eligibility Criteria

If you want an IndusInd Bank Platinum Visa credit card, you will have to meet the following criteria:

  • Applicants must be Indian residents between the age group of 18 to 65 years.
  • Applicants should be salaried or self-employed.
  • Applicants must have an active credit history. 

Documents Required for IndusInd Platinum Visa Credit Card

You must have the following documents to apply for credit card:

  • KYC documents: Aadhaar Card, PAN Card, and a recent photograph.
  • Other acceptable address proofs (if the communication address is different from your Aadhaar Card): Voter ID, Driving License, Passport, etc.
  • Income proof for salaried applicants: Bank statements, salary slips or other bank’s credit card details for the last 3 months.
  • Income proof for self-employed applicants: Recent ITR or other bank’s credit card details.

*Note: The above list of documents must be self-attested by the applicant.

How to Apply for the IndusInd Platinum Visa Credit Card?

You may apply for the IndusInd Platinum Visa Credit Card online through the IndusInd Bank website by following these easy steps:

  • On the preferred credit card page, click on the ‘Apply Now’ button.
  • Enter your basic details.
  • Basis your details, the bank will fetch the best offer for you.
  • You will be required to sign the application digitally and complete an instant video KYC to complete the process.


You can pay your IndusInd Bank Platinum credit card bills online through Internet Banking, NEFT, auto-debit payment mode, Mobile banking, and NACH Facility. You can also visit the nearest bank branch and pay via cash or cheque.

IndusInd Platinum Visa Card offers 1.5 reward points for spending every Rs. 150.

Yes, you can avail of add-on cards for IndusInd Bank credit cards.